Plan The Family Vacation – Together!

Life and Money

Plan the family vacation together!

Planning the family vacation can be quite a challenge. This is especially true when you’re trying to fit in the best attractions and give your kids the vacation of a lifetime while staying within a budget. How can you accomplish all that and still keep your kids happy? The solution is simple, yet brilliant: Let your kids be a part …

Discussing Risk Management With Your Spouse

Life and Money

Discussing risk management with your spouse.

One of the most difficult issues for couples to resolve is how much risk they’re willing to take with their investments. According to Fidelity’s 2015 Couples Retirement Study, 47% of couples disagree about how much money they’ll need to maintain their lifestyle in their later years. Here are some tips to guide you on the road toward joint investment: 1.) …

6 Ways To Save On Your Summer Vacation

Life and Money

The open road is calling and your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? Ideally, a plump vacation fund is the way to go. Unfortunately, though, many of us don’t think about how we’re going to pay for vacation until it’s a few weeks away. …

How To Make Your Dorm Room More Like Home

College Credit

Chances are, your college dorm room is never going to be as good as your childhood bedroom, but with a few tricks, you can make it feel pretty close.  Here are some low-cost hacks that can turn the institutional discomfort of your dorm room into the comfort of your parents’ home. 1.) Soften your bed Most people don’t get a …

DCU Fraud Policy Overview: Debit/Credit Card Data Breaches

DCU Member News & Info

It can be overwhelming and maybe even frightening sometimes, with seemingly endless reports of data breaches, cyber-attacks and fraud. The list of companies involved in data breaches is continuing to grow and there’s a lot of differing information out there. Here at Directions, we want to help keep you “in the loop” as much as possible. How data breaches occur …

DCU Fraud Quick Q&A: Debit/Credit Card Data Breach

DCU Member News & Info

    Q: What is a data breach? A: A data breach is when someone infiltrates a merchant’s network and steals customer information. This can include name, address, social security number, card number, and various other types of personal information.   Q: If my card was part of a data breach what should I do? A: Come into one of …

Preparing Your Kids for College: The Must Have Money Talk

College Credit

College is more than a formal education. It’s a time for kids to take responsibility for their finances. Many college freshmen have had minimal experience dealing with money. Typically they come from living in a parent controlled world where they have rules, and they know their limits. College offers a sense of freedom that could cause financial problems if not handled …

Kick Off A Safe And Healthy Summer

Life and Money

Memorial Day is the traditional start of summer, meaning outdoor time, swimming, picnics and travel. Here are tips to keep your family healthy, happy and far from the ER. Not Looking Forward To Swimsuit Season? If you want to lose weight, says Lisa Lillien of the Hungry Girl website, don’t use crash diets, just make healthy choices. Spend weekend time …

Newlyweds: Don’t Let Financial Stress Take The Cake

Life and Money

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce. So, how can you avoid becoming a statistic? Here are some ideas from the experts: Talk To Each Other A 2013 poll by the National Foundation for Credit Counseling …

Changes in the VantageScore System

Life and Money

The VantageScore, which dictates the way credit bureaus — Experian, TransUnion, and Equifax — determine your credit score, is getting a shake-up this fall. It’s wise to learn all you can about these changes so you can make the necessary adjustments to your credit behavior. Lucky for you, we’ve made it easy! Read on to learn all you need to …