How to Celebrate Valentine’s Day on a Budget

Personal Finances

Love is in the air and the money is flowing like heart emojis. According to the National Retail Federation, the average American spends $221.34 on Valentine’s Day each year. That’s a lot of money to spend on a one-day celebration! Lucky for you, there are ways to enjoy a romantic evening with your partner without going into debt. Here’s how: …

How Men and Women Manage Money Differently

Personal Finances

Over the last century or so, society has made tremendous strides toward gender equality on every level — and this includes basic money management. Today’s culture has further narrowed the gap between the sexes, and the caricatures of the “overspending wife” and “overworked husband” have nearly become extinct. Despite society’s advancements, there are still significant differences in the way each …

The Post-Holiday Budget Recovery Guide

Personal Finances

The-Post-Holiday-Budget-Recovery-Guide

The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year. Review your holiday spending How much debt did this season’s spending set you back? Spend some time crunching the numbers …

How do I Prepare for a Recession?

Personal Finances

How-do-I-Prepare-for-a-Recession

Taking steps to improve your financial health in case of a recession is a smart move. Here’s how to prepare yourself and your finances. Take stock of your financial reality Before you actually make any financial changes, ask yourself these questions: What’s the total of my monthly income? What’s the total of my monthly expenses? What’s the total of my …

4 New Year’s Resolutions for Small Businesses

Business Banking

4-New-Years-Resolutions-for-Small-Businesses

It’s a brand-new year, and a new chance at growth for your business. Curious about what your business should be focusing on this year? We’ve got answers! Below, we’ve outlined four New Year’s resolutions for your business. 1. Update your business plan If you’ve established your company the right way, you’ll have drafted a business plan when you first launched …

How to Host a Stress-free Holiday Meal on a Budget

Personal Finances

How-to-Host-a-Stress-free-Holiday-Meal-on-a-Budget

Holiday hosting can be super-stressful – and expensive! This year, with prices soaring at the grocery and beyond, breaking that budget on hosting duties can seem like a sure thing. Lucky for you, you can change the odds. Here are six ways you can host a stress-free and awesome holiday meal without draining your wallet. Simplify your meal plan It’s …

Should I Buy an Electric Car?

For the Road

With gas prices soaring and expected to continue climbing into the foreseeable future, is it a good time to consider purchasing an electric car? Thousands of drivers are grappling with this question as gas prices peak. While an electric vehicle (EV) might be the right choice for many, there are lots of variables to consider before making this decision. Here’s …

Should I Offer Financial Support to my Adult Child?

Personal Finances

In recent years, newly minted adults have become more dependent on their parents. According to a report by Merrill, more than three-quarters of parents in the U.S. provide financial support to their adult children. This includes allowing their kids to live at home, covering student loan bills, paying for their phone/data plans and more. This development is likely due to …

What is the Dark Web?

Security and Scams

The dark web is the deepest layer of the internet that isn’t visible to the average browser. Unfortunately, its name is a perfect description of its function, as the dark web is full of illegal activities and crimes. Let’s take a closer look at the dark web and how you can protect your information from being snared. What is the …

My Home Skyrocketed in Value. Now What?

For the Home

Have you seen the value of your home skyrocket lately? In some areas of the country, properties have doubled in value over the last two years. Because of this, many homeowners like you may be wondering what, if anything, they can do with this burst of equity. Here, we’ve outlined several financial moves you may want to consider at this …