Tips for Smart Food Shopping

Uncategorized

Tips-for-Smart-Food-Shopping

Food. It’s one of the necessities of life. Yet, keeping you and your family fed can take a large portion of your budget. The following tips from our partners at FoolProof can help you get more for your money no matter what’s happening with food prices. Shopping for Groceries Grocery stores can make it tempting to blow your budget. But …

Directions CU Can Help Fill College Funding Gaps

Student Money Tips

Directions-CU-Can-Help-Fill-College-Funding-Gaps

College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely to pay for it. Most families do not have enough college savings to pay for four years of tuition, room, board, books, and other expenses, so financial aid will come into play. Directions can help you plan, and help you bridge …

All You Need to Know About HELOCs

For the Home

If you’re a homeowner in need of a bundle of cash, look no further than your own home. By tapping into your home’s equity, you’re eligible for a loan with a, generally, lower interest rate and easier eligibility requirements. One way to do this is by opening up a home equity line of credit, or a HELOC. Let’s take a …

Gas Prices Hurting Your Wallet? Check Out These Tips!

For the Road

Gas-Prices-Hurting-Your-Wallet-Check-Out-These-Tips

When gas prices increase, your wallet can feel the pinch. Fluctuating prices make it hard to budget. The following tips can help you save money whether prices are high or low. Drive wisely • Observe the speed limit. Aerodynamic drag increases as your speed increases and reduces fuel efficiency. • Avoid rapid acceleration and braking. Slow steady acceleration and braking …

What’s The Best Way To Finance A Home Renovation?

For the Home

As a Directions Credit Union member, you have several choices when it comes to financing a home renovation. And we want to help you find the right one for your specific needs! First, let’s take a look at some common choices and why they’re not the best idea: 1. Home Equity Loan A home equity loan is a loan that’s …

Building vs. Buying. Construction Loan Basics

For the Home

Looking for a new home and not finding what you want? Building a home can be very enticing. And if your budget allows it, you can get the exact floor plan and finishes you prefer.  Plus, everything is brand new. Just make sure you know what to expect before you finance a new construction home. A lot of patience is …

6 Step Guide To The Mortgage Loan Process – Made Easy.

For the Home

You found a home! A rush of excitement and uneasiness at the same time.  What’s the timeline and steps to make this a done deal?  Your realtor will guide you through the negotiation process on price and basic timing for possession of the home. Once your offer is accepted, and you select a lender, the process typically wraps up start …

Buying a New Home? 5 Reasons To Partner With a Credit Union

For the Home

If you have decided to take the plunge and buy a home, you should take great care to get the right lending partner. It’s is a big decision with lots of nuances to consider. With thousands of different banks, credit unions, and even online options, how will you pick the best financial partner for your needs? First, let’s look at …

Buying a Home: Before or After Retirement?

For the Home

A move to a smaller home is a positive lifestyle and financial change all empty-nesters and retirement age individuals should consider. While there are many fond memories of the house in which you raised your family, it’s time to think about your own needs as you approach a new phase in life. Many people dream of buying their ideal retirement …

If You Hear This, You’re Talking to a Tax Scammer

Uncategorized

If-you-hear-this-youre-talking-to-a-tax-scammer

It’s tax season, and scammers are working overtime to get your money. Tax scams are as varied as they are common, but when you know what to look for, you can beat fraudsters at their game and keep them from getting your money and your information. If you hear or see any of the following 12 lines this tax season, …