What Can I Do About Robocalls?

Life and Money

Unknown caller

If robocalls are getting to you, you’re not alone. Those super-annoying automatic calls have recently exploded, and it’s enough to make anyone go bonkers. More than 30 billion robocalls were made in the United States in 2017. The Federal Trade Commission answered a whopping 375,000 complaints about robocalls each month. Unfortunately, those numbers are only rising. If you feel like …

Beware of “Quick Cash for Your Home” Offers

DYI Home Finance

Cash for home

We’ve all seen ads like these… “We Buy Ugly Houses” “We Pay Cash for Houses” “We’ll Buy Your House for Cash” “Sell Your Home Fast for Cash” They are on TV, on billboards, online, come in the mail, and even on telephone poles and fences. They seem to offer a simple way to sell your home no matter its current …

Pros and Cons of Paying Over Time

That Makes Cents

Payment Plans

How often do you choose to pay for something over time? You have chosen to pay over time when you’ve used a loan or credit card to pay for something. While choosing to pay over time can be convenient, it can also be costly if you don’t consider interest, fees, and other charges. Keep more of your money by minimizing …

Take Five Steps To Save Before You Shop For A New Car

For the Road

Take five steps to save before shopping for a new vehicle.

Yes, you read that headline correctly. If you are thinking of buying a used or new car and you want to save money, we recommend first taking five steps before you even think of heading to a dealership showroom or website to shop. When many of us feel that first itch for a new vehicle, we think first about dropping …

Auto Loans: Credit Unions VS Banks

For the Road

auto loans: credit unions vs banks

Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union. Each method has advantages and disadvantages – but if you can qualify, the way to go is usually with a credit union. Structural advantages of credit unions Credit unions are known …

Ten Tips For Getting Good Automotive Service

For the Road

Good automotive service

Consumer Affairs agencies across the country get more complaints about poor auto repair service than almost any other area. Repair services and the skills of mechanics can vary widely. But in addition to selecting a service center wisely (see our tips), using these ten tips can help you get satisfactory results working with automotive service centers and technicians. 1. Educate yourself …

Money Saving Tips To Lower Your Auto And Gas Costs

For the Road

Filling tires with air

Gas prices typically fluctuate depending on the season, for example, going up when more people are traveling in the summer. Even a few extra cents a gallon can quickly add up to lots of dollars. But, with some attention to the following tips, you can keep costs to operating your vehicle as low as possible. Saving on gasoline No matter …

4 Ways To Bring Your Dream Kitchen To Life

DYI Home Finance

dream kitchen

The kitchen is the heart of the home. It’s where we spend many hours whipping up delectable dishes to please every palate and food plan. It’s where we catch a quick morning chat over coffee and linger over dinners together in the early evening. The kitchen is where it’s at. It’s also the area of the home that sees the …

Beware Tech Support Scams!

Financial Self Defense

Tech Support Scams

Tech support scams are some of the most nefarious forms of hacks. In these scams, fraudsters contact victims and trick them into granting the scammer access to their computers. The crooks may reach out to people through a phone call. They’ll insist that the victims have a virus or another problem they’ve somehow detected from the company’s headquarters. Or, they’ll …

Debit Card Safety

Financial Self Defense

Debit Card Safety

How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Let’s explore when and how to use your debit card. Credit and debit: How are they different? Appearances aside, your credit and debit cards …