Changes in the VantageScore System

Life and Money

The VantageScore, which dictates the way credit bureaus — Experian, TransUnion, and Equifax — determine your credit score, is getting a shake-up this fall. It’s wise to learn all you can about these changes so you can make the necessary adjustments to your credit behavior. Lucky for you, we’ve made it easy! Read on to learn all you need to …

All About EMV Chip Cards

Financial Self Defense

Are you a swiper or a dipper? Chances are, you have at least one EMV chip-enabled card in your wallet. EMV, which stands for Europay, Mastercard and Visa, was introduced in the U.S. about 18 months ago. The cards are also called smart cards, chip cards and smart-chip cards. Here’s what you need to know about the new generation of …

Mother’s Day On A Budget

Life and Money

Along with the blooming flowers and blazing sunshine comes the plans for celebrating Mother’s Day. Our moms are always there for us, and now is when we show them how much we appreciate all they do. However, between flowers, gifts, and dining out, Mother’s Day costs can quickly add up. How do you keep within a reasonable budget while still …

Credit Unions: Acknowledged As The Best Way To ‘Bank!’

That Makes Cents

You may not realize this, but you’re one of a small percentage of Americans who have discovered what The Wall Street Journal and other media are just beginning to realize: A credit union is the best way to bank! Credit unions received top marks in the American Customer Satisfaction Index, significantly outpacing other financial institutions. Several websites, such as BusinessInsider.com, …

Applying Business Sense To Your Personal Finances

Business Tips

Adapting business tools to your home finances often helps take the emotion out of a decision so that you can make a logical choice. The idea of “return on investment,” or ROI, is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If a …

How to Keep Your Guard Up Against the Newest Scams

Financial Self Defense

It seems like there’s a new data leak or identity theft trick to be worried about every week. If you’re not informed, you risk becoming a victim. Sitting back and waiting for news about scams to come to you may not be enough. In an ever-changing security climate, you need to stay on top of new threats in personal information …

Avoiding the ‘Catfish’ And Other Heartless Scams – Financial Safety on Dating Sites

Financial Self Defense

Meeting new people is difficult for many adults. Fortunately, though, there’s the internet. Dating sites like eHarmony and Match.com make it easier than ever to find other people who are looking for the same thing you seek. Unfortunately, that same ease of connection makes online dating sites a haven for scammers. Using the information you provide, they can craft a …