The Best Way To Finance A Home Improvement Project

DYI Home Finance

Home Improvement Plans

Are you looking to remodel your kitchen or finally add that pool or deck you’ve always wanted? With no finance fees or interest payments, paying cash for a home improvement project is clearly the best option. However, if you don’t have enough in savings to cover a large home improvement project or worse yet, an unexpected major repair such as …

How Much Money Have You Spent Gaming Online?

Financial Self Defense

Mobile Games

Via FoolProof Many of us spend hours and hours on our tablets, phones and gaming consoles, battling friends and creating artificial worlds. How many hours do you spend gaming online? Or better yet, how much money have you spent gaming online? Have you spent money on (or within) a game that started out free? It happens all the time. Paying …

Fifteen Tricks to Sell Your Home Quickly

DYI Home Finance

Sell your home quickly

Spring is in the air! And aside for the hum of lawnmowers, newly bloomed flowers and the chime of the ice cream truck, spring means the chance at a fresh start in a fresh, new home. If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen as quickly as possible. …

Secret Shopper Scam

DCU Member News & Info

Scam Alert

  It has come to our attention that a current secret shopper scam is being funded by fraudulent copies of Directions Credit Union checks. This is a nationwide scam claiming to payout for one’s “first assignment as a survey analyst/store evaluator at Walmart” Below are the images of three letters we have obtained from the scam. If you have received …

Developing Your Kids Budget Brain

That Makes Cents

How to establish a budget for your kids

When is a good time to start talking to your kids about money? When should you start to provide them with the tools needed to help them create their own budget? What about the right time to start teaching them the discipline to stick to that budget? The sooner the better! Developing money managing skills provides us with a strong …

The Brain/Money Connection

That Makes Cents

Money brain

We know that stress impacts our health in various ways, but did you know the brain is also physically affected by stress? Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. And nothing spells stress like money dilemmas! Neuroscientist Dr. Sam Barnett conducted research to determine the brain’s appearance …

Financial Preparation For 2018

Life and Money

2018 Budget

2018 is almost here – are you ready? Usher in the new year with plans for financial improvement and resolutions to do more. Here are some tips to get you started: Tune your budget It’s great to start off the new year with a plan. A budget is just that-a plan that starts with the income you expect and your …

Everything You Want to Know About Bitcoins (… But Were Afraid to Google)

That Makes Cents

guide to bit coin

What are Bitcoins and how can you get some? Here’s a simple introductory guide to help answer these questions and more! What is Bitcoin? An entirely digital form of money.  In other words, if the U.S. has dollars, and Europe has Euros, the internet has bitcoins. But the fact that bitcoin is digital isn’t the most interesting thing about this …

9 Tips for Sticking to a Holiday Budget

Life and Money

Holiday Budget Piggy Bank With Santa Hat

Holiday budgeting takes time and discipline but the payoff is well worth it. “Think of a budget as a financial GPS,” says Cate Williams, national spokeswoman for Money Management International. Drawing up a soup-to-nuts budget helps safeguard cash, without quenching the holiday spirit: “It makes us a cheerful giver because we’re not spending money that should go to another expense,” …

The Equifax Breach And What To Do Next

Financial Self Defense

Equifax Data Breach Logo

In the recent Equifax breach, an estimated 143 million Americans may have had their personal information exposed.  As the situation develops, there seems to be many more questions than answers. So what should you do in the meantime? 1.) Are you a part of the breach? If you have any type of credit product such as a credit card, mortgage …