What’s The Best Way To Finance A Home Renovation?

For the Home

As a Directions Credit Union member, you have several choices when it comes to financing a home renovation. And we want to help you find the right one for your specific needs! First, let’s take a look at some common choices and why they’re not the best idea: 1. Home Equity Loan A home equity loan is a loan that’s …

All You Need To Know About Flipping Houses

For the Home

Flipping houses is an investment concept. It involves purchasing a rundown home at the lowest possible price, spending the necessary time and money on fixing it up and then selling it for profit. Flipping, or rehabbing homes, has become the primary source of income for thousands of people across the country. Are you thinking of launching your own home-flipping business? …

Building vs. Buying. Construction Loan Basics

For the Home

Looking for a new home and not finding what you want? Building a home can be very enticing. And if your budget allows it, you can get the exact floor plan and finishes you prefer.  Plus, everything is brand new. Just make sure you know what to expect before you finance a new construction home. A lot of patience is …

6 Step Guide To The Mortgage Loan Process – Made Easy.

For the Home

You found a home! A rush of excitement and uneasiness at the same time.  What’s the timeline and steps to make this a done deal?  Your realtor will guide you through the negotiation process on price and basic timing for possession of the home. Once your offer is accepted, and you select a lender, the process typically wraps up start …

Buying a New Home? 5 Reasons To Partner With a Credit Union

For the Home

If you have decided to take the plunge and buy a home, you should take great care to get the right lending partner. It’s is a big decision with lots of nuances to consider. With thousands of different banks, credit unions, and even online options, how will you pick the best financial partner for your needs? First, let’s look at …

Buying a Home: Before or After Retirement?

For the Home

A move to a smaller home is a positive lifestyle and financial change all empty-nesters and retirement age individuals should consider. While there are many fond memories of the house in which you raised your family, it’s time to think about your own needs as you approach a new phase in life. Many people dream of buying their ideal retirement …

When Should I Put My House On The Market?

For the Home

If you’re thinking of putting your house on the market, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home. Before you start prepping your home for a photoshoot that shows it off in the best light, take a moment to consider your …

7 Reasons Not To Skip A Home Inspection

For the Home

A home inspection will set you back several hundred dollars, but it can easily save you thousands down the line. Before you officially become the new owner of the house, learn all you can about its general condition. Once you’re under contract, you’ll need to have your future home professionally inspected by a certified engineer or a licensed inspector. The …

The Ultimate Guide to Your First Apartment

For the Home

If you’re in the market for your first apartment, you may be feeling a little lost—and more than a little overwhelmed. How do you get started? What should you be looking for in an apartment? How do you check out a building? So many questions and we’ve got answers! Let us walk you through the apartment-hunting process from start to …

How to Prepare Your Home for Winter

For the Home

Keep your home warm and safe this winter by following our comprehensive to-do list before the real cold sets in. 1. Seal your home Give your home a quick run-through, checking for drafts. You can do this by holding a lit candle near the following areas: Windows Doors Vents and fans Plumbing areas Air conditioners Mail chutes Electrical and gas …