Home Equity Loans And Home Equity Lines Of Credit

Pay no closing costs when you draw an initial advance of $10,000 or more with a new equity line of credit.

*The maximum loan amount for this offer is $100,000

Graphic icon of home equity line of credit: house icon and money symbol with arrows pointing to each icon in a circular motion

Home Equity Line Of Credit (HELOC)

A variable rate HELOC gives you access to a revolving line of credit worth up to 90% of your home’s value. Learn More

Graphic icon of house and money sign on a balance type beam representing home equity loan

Home Equity Loan

Take out a low fixed-rate loan based on your home’s equity. You can finance up to 90% of your home’s equity. Learn More

HELOC & Home Equity Loan Features

Finance up to 90% of your home’s value

Low closing costs and processing fees

Competitive terms

Locally serviced

Quick and easy application process

Benefits Of Home Equity

Your home equity is the amount of your home that’s yours. The equity you’ve accumulated in your home can be a source of financing for the big or little things you need.
icon of home made out of one hundred dollar bills
Handshakes with customer after contract signature
2.750% APR*
80% LTV

Home Equity Line of Credit Icon Home Equity Line Of Credit

PAY NO CLOSING COSTS* when you draw an initial advance of $10,000 or more with a new Home Equity Line of Credit.

*The maximum loan amount for this offer is $100,000

A Home Equity Line of Credit (HELOC) allows you to establish a line of credit using the available equity in your home. You may draw on this line of credit as you like, with repayment based only on the outstanding balance and not the entire line of credit. The interest rate is variable and is based on the prevailing Prime Rate.

HELOCs can also be useful to secure cash in the event of an emergency.
When you secure a HELOC with Directions, you don’t have an annual fee. You’ll get low closing costs, competitive rates and terms, and the first 25 checks you write using your line of credit have no associated fee.

Plans for home renovation.
4.294% APR*
80% LTV

Home Equity Loans Icon Home Equity Loans

Home equity loans, sometimes referred to as a “second mortgage,” are quite useful for financing a large, one-time purchase, or as a method of debt consolidation.

Home equity loans from Directions are fixed interest rate products, which means you pay the same interest rate on your first payment as you do on your last payment.

Have Questions About Using Home Equity?

We’re always happy to help answer your specific questions about home equity loans and home equity lines of credit.

Give us a call at 419-841-9838 or 1-888-508-2228 (toll free) to speak with a Directions team member.

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Apply For Home Equity Financing

Apply for a home equity loan or a home equity line of credit today and secure the funds you need to reach your goals.

Contact us to apply


888.508.2228 TOLL FREE


8:00AM - 6PM MON-FRI