Home Equity Loans And Home Equity Lines Of Credit

HELOC & Home Equity Loan Features

Finance up to 90% of your home’s value

Low closing costs and processing fees

Competitive terms

Locally serviced

Quick and easy application process

What is Home Equity

Your home equity is the amount of your home that’s yours. The equity you’ve accumulated in your home can be a source of financing for the big or little things you need.
icon of home made out of one hundred dollar bills
Person holding calculator showing numbers to someone else
4.250% APR*
80% LTV

Home Equity Line of Credit Icon Home Equity Line Of Credit

*The maximum loan amount for this offer is $100,000

A Home Equity Line of Credit (HELOC) allows you to establish a line of credit using the available equity in your home. You may draw on this line of credit as you like, with repayment based only on the outstanding balance and not the entire line of credit. The interest rate is variable and is based on the prevailing Prime Rate.

HELOCs can also be useful to secure cash in the event of an emergency.
When you secure a HELOC with Directions, you don’t have an annual fee. You’ll get low closing costs, competitive rates and terms, and the first 25 checks you write using your line of credit have no associated fee.

Plans for home renovation.
5.794% APR*
80% LTV

Home Equity Loans Icon Home Equity Loans

Home equity loans, sometimes referred to as a “second mortgage,” are quite useful for financing a large, one-time purchase, or as a method of debt consolidation.

Home equity loans from Directions are fixed interest rate products, which means you pay the same interest rate on your first payment as you do on your last payment.


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