First Time Home Buyer

Compare Terms & Payments.  Buying a home can be overwhelming.  Taking control by educating yourself on determining what you can afford will make it a much easier and less stressful process of purchasing your New Home. 

Home Buyer Guide

It's Different at Directions Credit Union

Directions Credit Union is not typical, by any means. We run our business with an intentional purpose. We continually work to develop products, services, and even procedures, that make doing business with us a pleasure. Now, when you think about your financial services provider, you can use words like: friendly, easy, smooth, quick, and – yes – even enjoyable!

As a non-profit cooperative, owned and operated by our members, earnings are returned to you in the form of higher interest and dividends on deposits, lower interest rates on loans, and modest fees on other financial services. Isn’t it refreshing to know that someone is more concerned about YOU than they are about the bottom line?

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Today's Featured Rates

Rates as low as APR
Visa 9.99% 9.99%
Auto (new) 2.99% 3.31%
30 Year Fixed Mortgage 3.875% 3.905%
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Rates as low as APR
Auto (used) 2.99% 3.31%
Auto (new) 2.99% 3.31%
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Mortgage Rates APR
30 Year Fixed 3.875% 3.905%
15 Year Fixed 3.125% 3.172%
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Annual Percentage Yields
Holiday Club Savings .10%
12 Month Certificate .18%
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Directions Credit Union Benefits: