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Today's
rates

Effective 01/13/2023
Fixed Rate
6.125%
30 Year
*The annual percentage rate (APR) is based on a $150,000 loan amount, which includes 20% down payment, application fee, appraisal fee, credit report fee, etc. The annual percentage rate (APR) is an interest rate that is different from the note rate. The APR is designed to measure the "true cost of a loan". This includes some costs/fees associated when obtaining a mortgage loan.
Additional Details

Effective 01/13/2023
Fixed Rate
6.000%
20 Year
*The annual percentage rate (APR) is based on a $150,000 loan amount, which includes 20% down payment, application fee, appraisal fee, credit report fee, etc. The annual percentage rate (APR) is an interest rate that is different from the note rate. The APR is designed to measure the "true cost of a loan". This includes some costs/fees associated when obtaining a mortgage loan.
Additional Details

Find the mortgage that's right for you.

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Financing a new home

FIXED-RATE & ADJUSTABLE RATE HOME LOANS AT VARIABLE TERMS.

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First-time home buyers

OUR MORTGAGE EXPERTS WILL MATCH YOU WITH THE LOAN THAT MEETS YOUR NEEDS.

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New
construction

GET THE FINANCING YOU NEED TO BUILD THE HOME YOU'VE ALWAYS WANTED.

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Refinancing your mortgage

REFINANCING YOUR MORTGAGE TODAY COULD LOWER YOUR MONTHLY PAYMENTS.

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4 easy steps to buy or refinance a home

ONE

Check interest rates find the best mortgage rate and payment terms for you.

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TWO

Calculate your payment run the numbers and calculate your monthly payment.

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THREE

Get prepared use the checklist to gather what you need for a successful mortgage application.

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FOUR

Contact us better yet, get pre-approved. Then shop for your new home with confidence!

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We do business in accordance with Federal Fair Housing Law and the Equal Credit Opportunity Act. Have questions? Don’t hesitate to ask. Call or stop by your local Directions office and we’ll help answer any questions you may have.

Contact a Directions Credit Union
(NMLS# 409435) mortgage loan originator

Mortgage Loan Pre-Qualification Form. Please complete, sign, and email it to your Mortgage Loan Originator
JenniferHernes

Jennifer Hernes

Toledo Area & Southeast Michigan

NMLS# 419830

office: 419-720-4760

cell: 419-350-3550

email:

jhernes@directionscu.org

(about me)
RandyOkuley

Randy Okuley

Toledo Area & Southeast Michigan

NMLS# 419455

office: 419-720-4766

cell: 419-346-4637

email:

rokuley@directionscu.org

(about me)
KimberlyRegan

Kimberly Regan

Toledo Area & Southeast Michigan

NMLS# 270561

cell: 419-270-5305

email:

kregan@directionscu.org

(about me)
ChrisMiller

Chris Miller

Toledo Area & Southeast Michigan

NMLS# 1667981

cell: 419-349-5700

email:

cmiller@directionscu.org

(about me)
PamCostick

Pam Costick

Central Ohio

NMLS# 7989750

cell: 419-512-2977

email:

pcostick@directionscu.org

(about me)