Take control of your retirement savings

Traditional IRA
An Individual Retirement Account (IRA) is a great way to save for retirement, and to do so in a tax-advantaged manner.



Roth IRA
The Roth IRA offers tax-deferred earnings for retirement, where you receive a tax break for money withdrawn from the IRA during retirement.



Smart Money Education
Start saving for a child’s future with a Coverdell Education Savings Account.
Get Started Saving
One way we fulfill our commitment to our members is always to explain your options in complete detail, so you can make informed decisions about a Roth IRA vs traditional IRA or a Coverdell ESA. Directions Credit Union of greater Toledo, southern Michigan, and central Ohio—we’re in town, and we’re on your side.
call Directions today at 419-841-9838 or 1-888-508-2228 (toll free).
Learn more about your account options



Traditional IRA





Roth IRA





Education Savings Account
Formerly called an education Ira, the Coverdell esa helps pay for a child’s education. when used to pay for qualified education expenses, the earnings on your contributions are tax-free.

