Earn rewards points for every dollar you spend
Rewards VISA card features
- Low interest rate
- 25-day grace period
- No annual fee
- No balance transfer fee
- Easy online account management
- Earn Scorecard™ reward points (points never expires)
Open a NEW Rewards VISA Credit Card – Get 1000 points after your first purchase*
*First purchase must be made within the first 60 days of opening the card.
Curious about credit
The world of credit can be intimidating. our "Intro guide to understanding credit" explains all the ins and outs of credit.
We can help you compare!
While credit card companies will try to emphasize the best features of their cards, we can help you get all the facts and keep them straight with our "credit card comparison checklist."
Already have a Directions Rewards VISA?
Manage your Directions Rewards VISA online
With online banking, managing your credit card has never been easier.
- Check statements
- Make payments
- Transfer a balance
- Redeem ScoreCard™ points
Looking to increase your credit limit?
ScoreCard™ Reward Points
Earn one point for every dollar you spend that you can redeem for:
- Gift cards
- Travel
- Merchandise
Click below to learn more about the awesome rewards that come with our Directions Rewards VISA credit card!

Apply for a term business loan today
When you use your Directions VISA credit card, we take care of you. our cardholders get security for online shopping through VISA secure, 24-hour fraud protection, and we'll be there 24/7 with customer service whenever you need us.
Travel safely
Important phone numbers
Lost or stolen cards:
1-800-325-3678
1-800-991-4961
24-hour balance hotline:
1-800-237-6211
Touch pay
Make secure purchases in stores, in apps, and on the web with the devices you use every day. link your Directions credit card to Apple pay or Samsung pay to make payments with just a touch.