Earn Rewards Points For Every Dollar You Spend

9.99 - 17.24% APR*
Rewards VISA
*See important information about rates, fees and other costs

Rewards VISA Card Features

    • Low interest rate
    • 25-day grace period
    • No annual fee
    • No balance transfer fee
    • Easy online account management
    • Earn ScoreCard™ Reward Points (points never expire)
Apply Now

We can help you compare!

While credit card companies will try to emphasize the best features of their cards, we can help you get all the facts and keep them straight. Our “Credit Card Comparison Checklist” includes a clear comparison chart for major features of credit cards:

  • APRs
  • Grace periods
  • How the finance charge is calculated
  • Fees for various circumstances
  • And more!

Let us help you make the right decision.

Get My Checklist

Curious about credit?

The world of credit can be intimidating. We have combed the top financial and credit sources on the Internet and combined them into this simple starter guide.

Our “Intro Guide to Understanding Credit” explains all the ins and outs of credit: how credit works, what a credit score is, basics on security, boosting your credit history and more. It also includes a glossary of terms that you’ll see in the financial world with easy-to-understand definitions. Start with this guide and you’ll be a pro in no time!

Download My Guide

Manage Your Directions Rewards VISA Online

With online banking, managing your credit card has never been easier.

  • Check statements
  • Make payments
  • Transfer a balance
  • Set up alerts
  • Redeem ScoreCard™ Points
Sign into CUOnline and select VISA EZcard

Already have a Directions Reward VISA?
Looking to increase your credit limit on your card?

Click here to apply for a credit increase

ScoreCard™ Reward Points

Earn one point for every dollar you spend that you can redeem for:

  • Gift cards
  • Travel
  • Merchandise

Open a new Rewards VISA card and get 1,000 bonus ScoreCard™ Reward Points with any purchase made within 60 days.

Did you know you can earn rewards faster by combining the ScoreCard™ Reward Points on your Directions Visa and Debit Card? Log into VISA EZcard, click ScoreCard™, then “Householding” to sign up. Your Reward Points will be combined immediately!

Apply Now
Directions offered me a credit card with a low interest rate allowing me to build my credit quickly and easily so I have good credit for future purchases.
Matthew H. Oxford, Ohio

Important Phone Numbers

Lost or Stolen Cards:
1-800-325-3678
1-800-991-4961

24-Hour Balance Hotline:
1-800-237-6211

Rewards VISA Cardholder Benefits

When you use your Directions VISA credit card, we take care of you. Our cardholders get security for online shopping through Verified by Visa, 24-hour fraud protection, travel and accident insurance, and warranty extension for purchases. And we’ll be there 24/7 with customer service whenever you need us.

Register for Verified by Visa

  • $500,000 worldwide travel accident insurance
  • Auto rental collision damage waiver
  • Extended warranty
  • Travel and emergency assistance services
  • Get added protection when making online purchases with CardProtect-Verified by Visa

Travel Safety

Planning to use your Directions CU Visa® Debit or Credit Card while traveling?

Contact us first

Touch Pay

Make secure purchases in stores, in apps, and on the web with the devices you use every day. Link your Directions Credit Card to Apple Pay or Samsung Pay to make payments with just a touch.