Accounts That Work For You
eChecking
Online. Checkless. Simple. Learn More
Free Checking Account
Zero minimum balance.
Zero monthly fees.
Did we mention there’s free checks, too? Learn More
Advantage
Checking
Banking, with benefits.
Save money with a loan rate discount. Learn More
Investment
Checking
Make money with your money. Get paid to bank — earn dividends and bonuses with Investment Checking. Learn More
Features Every Directions Checking Account Includes:
- Debit card rewards & features
- Online and mobile banking
- Account alerts
- Nationwide ATM network
- Overdraft protection
Debit Card Rewards & Features
Earn two types of rewards when you use your Directions Debit Card:
Buzz Points™ Rewards: Sign up for Buzz Points™ and turn your everyday purchases into rewarding experiences! It’s easy, it’s free and it supports local businesses!
Visa ScoreCard™ Rewards: All members with a Directions Visa Debit Card are automatically enrolled. Accumulate points through qualified purchases and redeem them for top name brand items, airfare, hotels, travel packages, and more.
Learn more about both of these great Reward Programs.
Personalized Debit Cards: Looking to add some flair to your wallet? Directions Credit Union debit cards can be fully personalized with an image of your choosing for only $5.00. Click here to get your Personalized Debit Card!
Round Up: Every time you use your DCU debit card, we’ll round your purchase up to the nearest whole dollar and transfer the excess amount to the DCU savings account of your choice. Click below for more information about Round Up.
Travel Safety: Planning to use your Directions CU Visa® Debit or Credit Card while traveling? Complete and submit our secure Travel Notification Form. For more information about utilizing your card while traveling, check out our Travel Tips for the details.
Online & Mobile Banking
Online & Mobile BankingOnline banking gives you secure, 24-hour access to your accounts. You can view your accounts, apply for loans, order checks, enroll in Bill Pay, and much more.
Mobile banking gives you convenient, on-the-go options for managing your bank accounts. With features like Remote Deposit Capture, your phone becomes a true banking branch on-the-go.
Four Checking Options Available
eChecking
Perfect for people who love doing their banking online, eChecking* accounts offer convenience, flexibility, and rewards as well.
- Checkless
- Pays you back — earn dividends on all account balances
- No monthly maintenance fee
- No monthly minimum balance
- Always online
*eChecking accounts require customers to use online banking, eStatements and CUAlerts.
First Checking Account?
eChecking is a great first checking account. There are no checks to buy and you access your money with a debit card. With free online banking, email/text alerts and mobile check deposit, it’s easy to manage your account. Earn a one-time financial forgiveness for NSF “Oops Coupon” for successfully completing our online course MoneyEd: Managing Your Checking Account.
Free Checking Account
Everything you need and expect from a checking account, without any extra baggage. Free checking accounts from Directions offer you a simple and convenient way to manage your money.
- No monthly maintenance fee
- No minimum account balance
- Free checks for eStatement subscribers
- Unlimited check-writing privileges; no per-check fee.
- Free checking accounts are non-interest bearing
- Free checks for estatement subscribers – Shipping and Handling are extra
Switching your accounts to Directions Credit Union has never been easier!
ClickSWITCH allows you to quickly and securely switch your current online bill payments, automated payments, and direct deposits from another financial institution to Directions – all with the click of a mouse. It’s fully automated, convenient and takes less than 10 minutes.
Advantage Checking
In need of a loan? With our Advantage Checking, you’re eligible to receive a loan rate discount, plus all these other perks:
- Earns interest on minimum balance of $2,500
- Discounts available on new consumer loans
- No monthly maintenance fee if any of the following occur:
- Minimum checking account balance of $500
- Member is over 55 years old
- Member has direct deposit with Directions
- Free checks for estatement subscribers – Shipping and Handling are extra
I love Directions. I was getting bombarded with ATM fees from my prior bank every time I used my ATM card. Your credit union has saved me so much money. Thanks Directions, you are the best!Carolynn J. Greenwich, Ohio
Investment Checking
Put the funds in your checking account to work for you with Investment Checking. This account type rewards a high monthly balance by paying interest and more.
- Earns interest
- Periodic bonus rates on certificates – new money only.
- Discount on new consumer loans
- No monthly maintenance fee
- Requires combined minimum balance of $10,000 in deposit accounts
- Free Checks – Shipping and Handing are extra
- Free money orders
Earn Rewards Points with Directions Rewards VISA® with ScoreCard™
- Earn Rewards Points every time you make a debit card purchase
- Earn Rewards Points every time you use your debit card as credit
- Reward Points can be redeemed for merchandise, gift cards and travel
