Accounts That Work For You

eChecking graphic icon

eChecking

Online. Checkless. Simple. Learn More

Free Checking Account Graphic Icon

Free Checking Account

Zero minimum balance.
Zero monthly fees.
Did we mention there’s free checks, too? Learn More

Advantage Checking Graphic Icon

Advantage
Checking

Banking, with benefits.
Save money with a loan rate discount. Learn More

Investment Checking Graphic Icon

Investment
Checking

Make money with your money. Get paid to bank — earn dividends and bonuses with Investment Checking. Learn More

Features Every Directions Checking Account Includes:

Buzz Points Logo

Debit Card Rewards

Earn two types of rewards when you use your Directions Debit Card:

Buzz Points™ Rewards: Sign up for Buzz Points™ and turn your everyday purchases into rewarding experiences! It’s easy, it’s free and it supports local businesses!

Visa ScoreCard™ Rewards: All members with a Directions Visa Debit Card are automatically enrolled. Accumulate points through qualified purchases and redeem them for top name brand items, airfare, hotels, travel packages, and more.

Learn more about both of these great Reward Programs.

Smiling Woman using her laptop for banking.Smart phone showing the Directions CU website.Online & Mobile Banking

Online banking gives you secure, 24-hour access to your accounts. You can view your accounts, apply for loans, order checks, enroll in Bill Pay, and much more.

Mobile banking gives you convenient, on-the-go options for managing your bank accounts. With features like Remote Deposit Capture, your phone becomes a true banking branch on-the-go.

Four Checking Options Available

Man laying on his couch checking his account on a mobile phone while is laptop is open on his lap

eChecking icon eChecking

Perfect for people who love doing their banking online, eChecking* accounts offer convenience, flexibility, and rewards as well.

  • Checkless
  • Pays you back — earn dividends on all account balances
  • No monthly maintenance fee
  • No monthly minimum balance
  • Always online

*eChecking accounts require customers to use online banking, eStatements and CUAlerts.

First Checking Account?

eChecking is a great first checking account.  There are no checks to buy and you access your money with a debit card. With free online banking, email/text alerts and mobile check deposit, it’s easy to manage your account.  Earn a one-time financial forgiveness for NSF “Oops Coupon” for successfully completing our online course MoneyEd: Managing Your Checking Account.

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Husband and wife smiling while they look through their accounts

Free Checking Icon Free Checking Account

Everything you need and expect from a checking account, without any extra baggage. Free checking accounts from Directions offer you a simple and convenient way to manage your money.

  • No monthly maintenance fee
  • No minimum account balance
  • Free checks for eStatement subscribers
  • Unlimited check-writing privileges; no per-check fee.
  • Free checking accounts are non-interest bearing
Open An Account
I love Directions. I was getting bombarded with ATM fees from my prior bank every time I used my ATM card. Your credit union has saved me so much money. Thanks Directions, you are the best!Carolynn J. Greenwich, Ohio
Man writing checks

Advantage Checking icon Advantage Checking

In need of a loan? With our Advantage Checking, you’re eligible to receive a loan rate discount, plus all these other perks:

  • Earns interest on minimum balance of $2,500
  • Discounts available on new consumer loans
  • No monthly maintenance fee if any of the following occur:
    • Minimum checking account balance of $500
    • Member is over 55 years old
    • Member has direct deposit with Directions
  • Free checks available for eStatement subscribers
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Young couple sitting together on the couch reviewing their bank statements on a laptop

Investment Checking Icon Investment Checking

Put the funds in your checking account to work for you with Investment Checking. This account type rewards a high monthly balance by paying interest and more.

  • Earns interest
  • Periodic bonus rates on certificates – new money only.
  • Discount on new consumer loans
  • No monthly maintenance fee
    • Requires combined minimum balance of $10,000 in deposit accounts
  • Free checks
  • Free money orders
Open An Account

Open Comparison Chart

 eCheckingFree CheckingAdvantage CheckingInvestment Checking
Free Debit Rewards Card
Free Checks
With eStatement

With eStatement
Monthly Service Fee
Minimum Balance to avoid Monthly Service Fee$500+ Checking Balance, Direct Deposit, Age 55+Combined Balances of $10,000
Earns Dividends/Interest
With $2,500+ Balance
Loan Discount
Periodic Bonus Rates on Certificates

Earn Rewards Points with Directions Rewards VISA® with ScoreCard™

  • Earn Rewards Points every time you make a debit card purchase
  • Earn Rewards Points every time you use your debit card as credit
  • Reward Points can be redeemed for merchandise, gift cards and travel
Learn More About VISA® Rewards
Man in line at the store and handing teller VISA card

Contact

419.841.9838
888.508.2228 TOLL FREE


Hours

8:30AM - 5PM MON-THURS
8:30AM - 6PM FRIDAY
9AM - 12PM SATURDAY