Checking Account Comparison
| Basic Checking | Advantage Checking | Investment Checking | |
|---|---|---|---|
| Free Debit Rewards Card | |||
| Free Checks | With eStatement - Shipping & Handling extra | With eStatement - Shipping & Handling extra | Shipping & Handling extra |
| Monthly Service Fee | |||
| Minimum Balance to avoid Monthly Service Fee | $500+ Checking Balance, or Direct Deposit, or Age 55+ | Combined Balances of $10,000 | |
| Earns Dividends/Interest | |||
| Loan Discount | |||
| Periodic Bonus Rates on Certificates |
Accounts that work for you
Features every Directions checking account includes:
ClickSWITCH
Switching your accounts to directions credit union has never been easier!
ClickSWITCH allows you to quickly and securely switch your current online bill payments, automated payments, and direct deposits from another financial institution to directions - all with the click of a mouse. It's fully automated, convenient, and takes less than 10 minutes.
Online & mobile banking
Online banking gives you secure, 24-hour access to your accounts. you can view your accounts, apply for loans, order checks, enroll in bill pay, and much more. mobile banking gives you convenient, on-the-go options for managing your bank accounts. with features like remote deposit capture, your phone becomes a true banking branch on-the-go.
Account alerts
Get your directions account information via email or mobile text message with cualerts. enjoy the flexibility to customize alert type, frequency, and location for your convenience.
Nationwide ATM network
Partnering with Alliance One, one of the nation’s largest selective-surcharge free atm groups, gives our members access to over 5,000 free ATM locations across the US, including the District of Columbia and Puerto Rico.
Overdraft protection
Apply for an overdraft line of credit by calling 419.841.9838. This is a loan attached to your checking account. If you run out of money, the line of credit can pay for expenses so that you don't bounce checks or miss payments, or have your debit card denied. opt in for courtesy pay and stay protected. We understand life doesn't always go according to plan, and overdrafts do occasionally occur. for a small fee, this service gives directions the authorization to pay checks, atm transactions, debit card transactions, and ach charges in situations where you may not have sufficient funds in your checking account to pay (cover) them.
Debit card rewards
The Directions debit card includes great rewards and features such as:
- VISA Scorecard™ Rewards
- Round up
- Personalized debit cards: directions credit Union debit cards can be fully personalized with an image of your choosing for only $5.00. click here to get your personalized member debit card.
Reward Programs
