Find a business savings option that’s right for you
Business primary savings
Business savings made easy. Take care of your basic savings needs for your organization.
Learn More
Money management account
Earn higher dividends on your savings with this premium business savings account.
Learn More
Business certificates
Invest in our flexible CDs to help you save with a higher rate of return.
Learn More
Health Savings Account (HSA)
Tax-free savings for your employees’ health. Use an HSA as part of your health care plan.
Learn More
"After starting my own business, I found that my other bank I used for personal use would not satisfy my immediate needs. I went to Directions and they got me straightened out very quickly! Using the credit union is quick, easy, and convenient. And no bizarre fees!"
- Joe, Millbury OH
Online & mobile banking for business
Online banking
Gives you secure, 24-hour access to your business accounts. You can view your online banking accounts, apply for loans, order checks, enroll in bill pay, and much more.
Learn More
Mobile banking
Gives you convenient, on-the-go options for managing your bank account(s). with features like remote deposit capture, your phone becomes a true banking branch on-the-go.
Learn More
Learn about your business
savings account options
Business primary savings
A basic business savings account, business primary savings is great for organizations that don’t always plan to have a high balance.
- Membership requirement: $5 minimum balance
- Monthly fees: $0
- Annual fees: $0
- Dividends: competitive interest rate, compounded quarterly
Effective 05/23/2023
0.15%
Business Money Management Account**
Money management account
Enjoy higher dividends than a standard business savings account.
- Minimum balance: $2,500
- Minimum operating balance: $2,500
- Monthly fees: $0
- Annual fees: $0
- Dividends: competitive interest rate, compounded quarterly
View All Dividend Rates
Business certificates
A variety of options to put your savings to work for you. All business certificates offer a fixed dividend rate/annual percentage yield (APY).
- Rate: Fixed
- Minimum balance: $500
- Minimum opening deposit: $500
- Terms: Available in as few as three-month and as many as 60-month terms
View All Dividend Rates
Health Savings Account (HSA)
Business owners can suggest a directions health savings account (HSA) to their staff.
- HSA available to members enrolled in a High Deductible Health Plan (HDHP)
- Member cannot be on Medicare or eligible to be claimed as a dependent
- Contributed funds are not subject to federal income tax (subject to IRS guidelines and limits)
- Funds rollover and accumulate year to year and may be used to pay for qualified medical expenses
View All Dividend Rates
Get started with a Directions business savings account
Call Directions at 419-841-9838 or 1-888-508-2228 (toll free) to learn more about opening a Business Savings Account
learn money management tips
with Directions.
learn more