Find a business savings option that’s right for you
Business primary savings
Business savings made easy. Take care of your basic savings needs for your organization.
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Money management account
Earn higher dividends on your savings with this premium business savings account.
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Business certificates
Invest in our flexible CDs to help you save with a higher rate of return.
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Health Savings Account (HSA)
Tax-free savings for your employees’ health. Use an HSA as part of your health care plan.
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"After starting my own business, I found that my other bank I used for personal use would not satisfy my immediate needs. I went to Directions and they got me straightened out very quickly! Using the credit union is quick, easy, and convenient. And no bizarre fees!"
- Joe, Millbury OH
Online & mobile banking for business
Online banking
Gives you secure, 24-hour access to your business accounts. You can view your online banking accounts, apply for loans, order checks, enroll in bill pay, and much more.
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Mobile banking
Gives you convenient, on-the-go options for managing your bank account(s). with features like remote deposit capture, your phone becomes a true banking branch on-the-go.
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Learn about your business
savings account options
Business primary savings
A basic business savings account, business primary savings is great for organizations that don’t always plan to have a high balance.
- Membership requirement: $5 minimum balance
- Monthly fees: $0
- Afees: $0
- Dividends: competitive interest rate, compounded quarterly
Effective 11/09/2022
0.15%
Business Money Management Account**
Money management account
Enjoy higher dividends than a standard business savings account.
- Minimum balance: $2,500
- Minimum operating balance: $2,500
- Monthly fees: $0
- Annual fees: $0
- Dividends: competitive interest rate, compounded quarterly
View All Dividend Rates
Business certificates
A variety of options to put your savings to work for you. All business certificates offer a fixed dividend rate/annual percentage yield (APY).
- Rate: Fixed
- Minimum balance: $500
- Minimum opening deposit: $500
- Terms: Available in as few as three-month and as many as 60-month terms
View All Dividend Rates
Health Savings Account (HSA)
Business owners can suggest a directions health savings account (HSA) to their staff.
- HSA available to members enrolled in a High Deductible Health Plan (HDHP)
- Member cannot be on Medicare or eligible to be claimed as a dependent
- Contributed funds are not subject to federal income tax (subject to IRS guidelines and limits)
- Funds rollover and accumulate year to year and may be used to pay for qualified medical expenses
View All Dividend Rates
Get started with a Directions business savings account
Call Directions at 419-841-9838 or 1-888-508-2228 (toll free) to learn more about opening a Business Savings Account
learn money management tips
with Directions.
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