Find A Business Savings Option That’s Right For You

Business Primary Savings

Business savings made easy. Take care of your basic savings needs for your organization. Learn More

Money Management Account

Earn higher dividends on your savings with this premium business savings account. Learn More

Business Certificates

Invest in our flexible CDs to help you save with a higher rate of return. Learn More

Health Savings Account (HSA)

Tax-free savings for your employees’ health. Use an HSA as part of your health care plan. Learn More

After starting my own business, I found that my other bank I used for personal use would not satisfy my immediate needs. I went to Directions and they got me straightened out very quickly! Using the credit union is quick, easy, and convenient. And no bizarre fees!Joe, Millbury OH

Online & Mobile Banking For Business

Online Banking

Gives you secure, 24-hour access to your business accounts. You can view your Online Banking accounts, apply for loans, order checks, enroll in Bill Pay, and much more.

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Mobile Banking

Gives you convenient, on-the-go options for managing your bank account(s). With features like Remote Deposit Capture, your phone becomes a true banking branch on-the-go.

Learn More

Learn About Your Business Savings Account Options

Young female business owner reviewing finances on her computer

Business Primary Savings

A basic business savings account, Business Primary Savings is great for organizations that don’t always plan to have a high balance.

  • Membership requirement: $5 minimum balance
  • Monthly fees: $0
  • Annual fees: $0
  • Dividends: Competitive interest rate, compounded quarterly
View All Dividend Rates
Young architect reviewing paperwork.
Effective 04/01/2017
0.15%
Business Money Management Account**

Money Management Account

Enjoy higher dividends than a standard business savings account.

  • Minimum balance: $2,500
  • Minimum opening deposit: $2,500
  • Monthly fees: $0
  • Annual fees: $0
  • Dividends: Competitive interest rate, compounded quarterly
View All Dividend Rates
Man signing up for business savings certificates at his local branch.

Business Certificates

A variety of options to put your savings to work for you. All Business Certificates offer a fixed dividend rate/annual percentage yield (APY).

  • Rate: Fixed
  • Minimum balance: $500
  • Minimum opening deposit: $500
  • Terms: Available in as few as three-month and as many as 60-month terms
View All Dividend Rates
Woman with child paying for health care with her HSA credit card.

Health Savings Account (HSA)

Business owners can suggest a Directions Health Savings Account (HSA) to their staff.

  • HSA available to members enrolled in a High Deductible Health Plan (HDHP)
  • Member cannot be on Medicare or eligible to be claimed as a dependent
  • Contributed funds are not subject to federal income tax (subject to IRS guidelines and limits)
  • Funds rollover and accumulate year to year and may be used to pay for qualified medical expenses
View All Dividend Rates

Get Started With A Directions Business Savings Account

Call Directions at 419-841-9838 or 1-888-508-2228 (toll free) to learn more about opening a Business Savings Account.