4 Ways To Bring Your Dream Kitchen To Life

For the Home

The kitchen is the heart of the home. It’s where we spend many hours whipping up delectable dishes to please every palate and food plan. It’s where we catch a quick morning chat over coffee and linger over dinners together in the early evening. The kitchen is where it’s at. It’s also the area of the home that sees the …

Beware Tech Support Scams!

Security and Scams

Tech Support Scams

Tech support scams are some of the evilest forms of hacks. In these scams, fraudsters contact victims and trick them into granting the scammer access to their computers. The crooks may reach out to people through a phone call. They’ll insist that the victims have a virus or another problem they’ve somehow detected from the company’s headquarters. Or, they’ll send …

Debit Card Safety

Security and Scams

Let’s explore when and how to use your debit card.  How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Credit and debit: How are they different? Appearances aside, your credit and debit cards …

7 Ways To Spot A Loan Scam

Security and Scams

A loan scam will target people who are in dire straits and who will do anything to get their hands on some cash. Once a loan scam has snagged a victim, they will have the borrower fill out an “application” with sensitive and personal information. The scammer will use the victim’s information to hack their accounts. Arm yourself with knowledge …

The Best Way To Finance A Home Improvement Project

For the Home

Are you looking to remodel your kitchen or finally complete that home improvement project you’ve always wanted?  With no finance fees or interest payments, paying cash for a home improvement project is the best option. However, if you don’t have enough cash to cover a large home improvement project, you will need to look at other funding options. With so …

How Much Money Have You Spent Gaming Online?

Security and Scams

How many hours do you spend gaming online? Or better yet, how much money have you spent gaming online? Have you spent money on (or within) a game that started free? It happens all the time. Paying Customer How did you end up as a paying customer?  Many free games come with certain caveats. Like ads or in-app purchases and …

15 Tricks to Sell Your Home Quickly

For the Home

If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen as quickly as possible. After all, it isn’t easy to be paying two mortgages at once! You might also be counting on the proceeds of the sale to help make a down payment on your new home. Read on for …

Mystery Shopper Scam

DCU Member News & Info, Security and Scams

The following information is from the Federal Trade Commission. For more information, including “Tips for Finding Legitimate Mystery Shopping Jobs,” we advise you to visit the FTC’s website. What is Mystery Shopping? Some retailers hire companies to evaluate the quality of service in their stores; they often use mystery shoppers to get the information. They instruct a mystery shopper to …

The Brain/Money Connection

Personal Finances

Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. And nothing spells stress like money dilemmas! Neuroscientist Dr. Sam Barnett researched to determine the brain’s appearance while making financial decisions. He found that the ability to make effective decisions in this area is impaired by anxiety. The complexity of …

Financial Preparation For The New Year

Personal Finances

Usher in the new year with plans for financial improvement and resolutions to do more! Here are some tips to get you started: Tune your budget It’s great to start the new year with a plan. A budget is a plan that starts with the income you expect and your fixed expenses such as your mortgage, insurance, and utilities. The …