6 Ways To Spot A Payday Loan Scam

Security and Scams

Payday loan scams may seem like old news, but they’re more common than ever. In fact, in 2018, the FTC paid a total of $505 million to more than one million victims of payday loan scams. In this scam, a caller claiming to represent a collection agency who is acting on behalf of a loan company tells victims they must …

6 Misleading Advertising Ploys To Beware Of This Black Friday

Security and Scams

You deserve to find fantastic deals this Black Friday.  Here at Directions Credit Union, we hate to see your money go to waste.  That’s why we’ve put together a list of misleading advertising schemes you may come across when hunting for deals this Black Friday. 1. Very limited quantities That $200-off supersized TV screen coupon that just landed in your …

All You Need To Know About Remote Deposit Capture

Personal Finances

Check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road.  One of the most convenient features we offer through our mobile banking service is Directions Credit Union Remote Deposit Capture. There’s no need to squeeze a trip down to a Directions Credit Union branch into your already busy schedule. …

Financial Safety On Dating Sites

Security and Scams

Meeting new people is difficult for many adults. Fortunately, though, there’s the internet. Dating sites like eHarmony and Match.com make it easier than ever to find other people who are looking for the same thing you seek. Unfortunately, that same ease of connection makes online dating sites a haven for scammers. Using the information you provide, they can craft a …

DCU Online Banking: Bill Pay Services

DCU Member News & Info

The digital world has made a huge impact on banking – especially in the area of making payments. This convenience saves time, energy, and, in some cases, can also save you money! Read on for all the ways you can make payments through your Directions online banking account. Bill Pay Bill Pay allows you to pay all your bills from …

4 Vacation Scams To Watch For This Summer And How To Avoid Them

Security and Scams

Before heading out on your summer vacation, read through our list of four common vacation scams and learn how to avoid them. You don’t want to take a permanent vacation from your hard-earned money! 1. The bogus prize vacation In this scam, you’ll receive a notification via snail mail, phone call or email, that you’re the lucky winner of a …

Do Monthly Bill Payments Affect My Credit Score?

Personal Finances

You’re working on improving your credit score and being extra careful about paying the bills on time. But, since you don’t see these payments reflected in your score, you might be wondering: Do monthly payments, like utility bills, count towards a credit score?  Unfortunately, making your monthly payments will not affect your credit score.  However, if you’re delinquent on a …

12 Things To Do Before Your Summer Getaway

Personal Finances

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for summer vacation. 1.) Let us know Give us a call at 1-888-508-2228 before you set …

How to Enjoy a Busy Wedding Season Without Going Broke

Personal Finances

Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put a real strain on your budget. Between wedding attire, travel costs, and gifts, each wedding can add up to a pretty penny. In fact, according to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out …