6 Ways To Save Money On Gardening Equipment And Supplies

Personal Finances

Gardening equipment

As spring deepens and flowers blossom everywhere, you might be dreaming about a garden of your own. But shopping for your garden-to-be can be daunting. There’s so much to buy—and it’s all so expensive! Can you really afford to have the garden of your dreams? Yes, you can! Save on gardening costs this year with these six creative hacks: 1.) …

7 Ways To Save Money On Camping Costs

Personal Finances

7 Ways to Save Money on Camping

If you’re planning a camping trip for the summer and would love to keep the trip as low-cost as possible – we can help! Read on for seven ways to save on camping costs. 1. Save on location Nightly rates for camping sites can cost a pretty penny during peak camping season. But why pay the fee when you can …

5 Things You Need To Know About Credit Life Insurance

Personal Finances

Credit Life Insurance

You probably have life insurance, but what about credit life insurance? It’s not for everyone, and the premiums are higher than regular insurance, but if you’re carrying a lot of debt, it can prevent your family from having to pay off your debts after you pass away. Some lenders will require it, but depending on where you live, the insurance …

Tax Code Changes 2019

Personal Finances

tax code changes

The annual tax code changes can be confusing. No worries, though; we’ll walk you through everything you need to know for 2019. Though most changes won’t take effect until April 2019, some of them can impact the financial choices you’ll make this year. For that reason, here’s the details on the most important tax changes. 1.) Changes to the amounts …

Why Do I Spend So Much When Shopping Online?

Personal Finances

Amazon Boxes

Both online and in-store shopping can tempt you to overspend, but the internet is particularly designed to help you lose track of your dollars. More and more people are choosing to hit the web instead of the mall. The internet definitely wins for convenience. Plus, you get to shop in your PJs. Can it get better than that? Shopping the …

6 Mistakes People Make In Their 20s And How To Fix Them

Personal Finances

6 Mistakes People Make In Their 20s And How To Fix Them

Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions? Here are six of the most common mistakes people make while in their 20s and how to fix them: 1.) The mistake: Racking up credit card debt When all of life’s pleasures are just a swipe away, it’s easy to …

The Holiday Shopping Season Has Begun! Plan Ahead With These Tips

Personal Finances

Three women shopping

The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December. Before taking advantage of any “deals,” do your homework. Create a budget and stick with it. This will help you avoid going into …

7 Halloween Hacks You Don’t Want To Miss!

Personal Finances

halloween hacks

Halloween is coming – and so is the fun! Everyone wants to win the prize for creepiest costume and the most frightening yard décor in the neighborhood. But all that spookiness comes with a scary price tag. The average American will spend $169 on Halloween costs this year. And, if that’s not enough to terrify you, consider this: Most people …

6 Times A Bargain Is Not

Personal Finances

When a bargain is no bargain

In the words of writer Franklin Jones, “A bargain is something you don’t need at a price you can’t resist.” And we couldn’t agree more. With the biggest spending season of the year looming ahead, it’s time to brush up on your shopping smarts. This year, give yourself the gift of an intact budget and a credit card balance that …

What Can I Do About Robocalls?

Personal Finances

Unknown caller

If robocalls are getting to you, you’re not alone. Those super-annoying automatic calls have recently exploded, and it’s enough to make anyone go bonkers. More than 30 billion robocalls were made in the United States in 2017. The Federal Trade Commission answered a whopping 375,000 complaints about robocalls each month. Unfortunately, those numbers are only rising. If you feel like …