There are lots of fun things happening around this time of year, but don’t forget to give yourself an annual financial checkup! As we prepare to usher in the new year, take a moment to go through this year-end financial checklist. Review your budget Is your monthly budget still working well for you? Are you stretching some spending categories or …
The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year. Review your holiday spending How much debt did this season’s spending set you back? Spend some time crunching the numbers …
A true shopaholic will feel an irresistible urge to shop and spend money, which will often have a negative impact on their financial stability and personal well-being. In today’s increasingly digital world, shopping is an activity that is accessible at any time and anywhere. Unfortunately, though, this can make shopping addictions more widespread. But how can you tell if you’re just …
Poet Ralph Waldo Emerson once said, “It is one of the blessings of old friends that you can afford to be stupid with them.” What’s left unsaid is that many times, it’s the friendships you can’t afford! In fact, some friends can be a serious drain on your savings. If you recognize these kinds of people in your life, it …
With consumer debt at an all-time high, this is a question that many Americans are grappling with right now. The credit card trap can easily make you feel like there’s no way out, but this is far from the truth. Yes, you can break free! With the right tools and the willingness to work hard at your goal until it’s …
Debt liability is a loaded topic with no easy outs. Your own liability for debts that your partner is bringing into the marriage will depend on several factors, but for the most part, saying “I do” does not make you accountable for your partner’s debt. Here are all your questions about debt and marriage, answered. Am I responsible for my …
You don’t need to skimp on the wedding of your dreams or go deeply into debt to pay for it. By planning ahead, choosing wisely and prioritizing what’s truly important, you can say, “I Do,” without stressing over wedding costs. Here’s how: 1. Time it right Think off season and mid week, and you’ll save a bundle! First, consider a …
Black Friday has long been hailed as the biggest shopping day of the year, but consumers are beginning to rethink that title. While there are definitely great deals to be grabbed on the day after Thanksgiving, it’s not always worth the hassle. Let’s take a look at the pros and cons of being a Black Friday shopper so you can …
When it comes to covering the cost of your holiday shopping, you have several choices. Let’s take a look at some options and explore the pros and cons of each so you can make an informed decision. Credit cards For many shoppers, the most obvious way to pay for a purchase you can’t currently cover is with a credit card. …
Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your summer getaway. Before you head out read through this checklist of important things people tend to forget before leaving for vacation. 1.) Let us know Give us a call at 1-888-508-2228 or submit an online form before you set off …
