Saving on Landscaping

Personal Finances

Landscaping can really drain your wallet! Between seeds, fertilizer and gardening supplies, costs can be high enough to take the pleasure out of lawn care. Here are 10 creative ways to save on landscaping, so you can have your well-tended lawn and your budget, too. 1. Plant perennials Go green with your garden by choosing plants that flower year after …

Spring Clean Your Finances

Personal Finances

Spring is a great time of year to clear your house of accumulated junk and make it sparkle. Why not do the same for your finances? Junk can accumulate there, too. In fact, some of your money matters may need a good wipe down this season. It is especially true this year, when many Americans are still recovering from the …

Preparing Financially For A New Baby

Personal Finances

Congratulations! You’ve just gotten the positive pregnancy test results, and you’re breathless with excitement — and nerves. Or maybe you’re a few months along, and the mild panic is growing right along with the baby bump. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay for it all? Here are …

When Does it Make Sense to Pay a Bill with a Credit Card?

Personal Finances

Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card or debit card? Choosing to …

How To Dispute And Pay For Large Medical Bills

Personal Finances

If you’re looking at astronomical medical bills, you might think there’s no choice but to pay thousands of dollars for your treatment. But, there is hope.  Here’s some advice on how to bring down the numbers on your medical bills.  Plus, tips on how to cover the remaining costs in six easy steps. Step 1: Review your bills. Typically, you’ll …

Where Is My Stimulus Check?

Personal Finances

Are you still waiting for your stimulus check? Many Americans who filed tax returns and used direct deposit for refunds already have theirs. Find out when yours is due! More than half of eligible Americans have already received their Economic Impact Payment, but tens of millions more are still waiting. We’ll let you in on when you can expect yours, …

How Should I Spend My Stimulus Check?

Personal Finances

The stimulus checks promised in the Coronavirus Aid, Relief and Economic Security (CARES) Act are starting to land in checking accounts and mailboxes around the country. The $1,200 granted to most middle-class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money? To help you determine …

How To Dispute An Error On Your Credit Report

Personal Finances

While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score. As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like CreditKarma.com, requesting …

What Does The Retail Apocalypse Mean For America?

Personal Finances

It’s become a familiar and depressing sight: the shuttered doors, the “Going Out of Business” signs, and the empty storefronts. And it’s not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major national brands we’ve grown up with are disappearing from the country’s retail landscape. What’s happening to the retail world in America? Is there …