Do Monthly Bill Payments Affect My Credit Score?

Personal Finances

credit score report

You’re working on improving your credit score and being extra careful about paying the bills on time. But, since you don’t see these payments reflected in your score, you might be wondering: Do monthly payments, like utility bills, count towards a credit score?  Unfortunately, making your monthly payments will not affect your credit score.  However, if you’re delinquent on a …

12 Things To Do Before Your Summer Getaway

Personal Finances

12 things to do before your summer getaway

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for summer vacation. 1.) Let us know Give us a call at 1-888-508-2228 before you set …

How to Enjoy a Busy Wedding Season Without Going Broke

Personal Finances

Enjoy a busy wedding season

Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put a real strain on your budget. Between wedding attire, travel costs and gifts, each wedding can add up to a pretty penny. In fact, according to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out …

7 Money Myths You Need to Stop Believing Now

Personal Finances

7 money myths

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit.   Myth #1: Debit is always better …

6 Ways To Save Money On Gardening Equipment And Supplies

Personal Finances

Gardening equipment

As spring deepens and flowers blossom everywhere, you might be dreaming about a garden of your own. But shopping for your garden-to-be can be daunting. There’s so much to buy—and it’s all so expensive! Can you really afford to have the garden of your dreams? Yes, you can! Save on gardening costs this year with these six creative hacks: 1.) …

7 Ways To Save Money On Camping Costs

Personal Finances

7 Ways to Save Money on Camping

If you’re planning a camping trip for the summer and would love to keep the trip as low-cost as possible – we can help! Read on for seven ways to save on camping costs. 1. Save on location Nightly rates for camping sites can cost a pretty penny during peak camping season. But why pay the fee when you can …

5 Things You Need To Know About Credit Life Insurance

Personal Finances

Credit Life Insurance

You probably have life insurance, but what about credit life insurance? It’s not for everyone, and the premiums are higher than regular insurance, but if you’re carrying a lot of debt, it can prevent your family from having to pay off your debts after you pass away. Some lenders will require it, but depending on where you live, the insurance …

Tax Code Changes 2019

Personal Finances

tax code changes

The annual tax code changes can be confusing. No worries, though; we’ll walk you through everything you need to know for 2019. Though most changes won’t take effect until April 2019, some of them can impact the financial choices you’ll make this year. For that reason, here’s the details on the most important tax changes. 1.) Changes to the amounts …

Why Do I Spend So Much When Shopping Online?

Personal Finances

Amazon Boxes

Both online and in-store shopping can tempt you to overspend, but the internet is particularly designed to help you lose track of your dollars. More and more people are choosing to hit the web instead of the mall. The internet definitely wins for convenience. Plus, you get to shop in your PJs. Can it get better than that? Shopping the …

6 Mistakes People Make In Their 20s And How To Fix Them

Personal Finances

6 Mistakes People Make In Their 20s And How To Fix Them

Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions? Here are six of the most common mistakes people make while in their 20s and how to fix them: 1.) The mistake: Racking up credit card debt When all of life’s pleasures are just a swipe away, it’s easy to …