4 Scams To Watch For This Halloween

Personal Finances

Four Scams to Watch for this Halloween

Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by looking out for these four scams this season. 1. The shipping scam The internet is brimming with Halloween-themed stores in the months leading up to Oct. 31. Lots of these retailers offer an impressive selection of costumes, accessories, and decorations at great prices. Unfortunately, though, …

All You Need To Know About Remote Deposit Capture

Personal Finances

Check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road.  One of the most convenient features we offer through our mobile banking service is Directions Credit Union Remote Deposit Capture. There’s no need to squeeze a trip down to Directions Credit Union into your already busy schedule. All it …

Do Monthly Bill Payments Affect My Credit Score?

Personal Finances

You’re working on improving your credit score and being extra careful about paying the bills on time. But, since you don’t see these payments reflected in your score, you might be wondering: Do monthly payments, like utility bills, count towards a credit score?  Unfortunately, making your monthly payments will not affect your credit score.  However, if you’re delinquent on a …

12 Things To Do Before Your Summer Getaway

Personal Finances

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for summer vacation. 1.) Let us know Give us a call at 1-888-508-2228 before you set …

How to Enjoy a Busy Wedding Season Without Going Broke

Personal Finances

Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put a real strain on your budget. Between wedding attire, travel costs, and gifts, each wedding can add up to a pretty penny. In fact, according to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out …

7 Money Myths You Need to Stop Believing Now

Personal Finances

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit.   Myth #1: Debit is always better …

6 Ways To Save Money On Gardening Equipment And Supplies

Personal Finances

As spring deepens and flowers blossom everywhere, you might be dreaming about gardening. But shopping for your garden-to-be can be daunting. There’s so much to buy—and it’s all so expensive! Can you really afford to have the garden of your dreams? Yes, you can! Save on gardening costs this year with these six creative hacks: 1.) Share equipment Instead of …

7 Ways To Save Money On Camping Costs

Personal Finances

If you’re planning a camping trip for the summer and would love to keep the trip as low-cost as possible – we can help! Read on for seven ways to save on camping costs. 1. Save on location Nightly rates for camping sites can cost a pretty penny during peak camping season. But why pay the fee when you can …

5 Things You Need To Know About Credit Life Insurance

Personal Finances

You probably have life insurance, but what about credit life insurance? It’s not for everyone, and the premiums are higher than regular insurance.  But, if you’re carrying a lot of debt it can prevent your family from having to pay off your debts after you pass away. Some lenders will require it, but depending on where you live, the insurance …