Black Friday has long been hailed as the biggest shopping day of the year, but consumers are beginning to rethink that title. While there are definitely great deals to be grabbed on the day after Thanksgiving, it’s not always worth the hassle. Let’s take a look at the pros and cons of being a Black Friday shopper so you can …
When it comes to covering the cost of your holiday shopping, you have several choices. Let’s take a look at some options and explore the pros and cons of each so you can make an informed decision. Credit cards For many shoppers, the most obvious way to pay for a purchase you can’t currently cover is with a credit card. …
Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your summer getaway. Before you head out read through this checklist of important things people tend to forget before leaving for vacation. 1.) Let us know Give us a call at 1-888-508-2228 or submit an online form before you set off …
When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape. But there’s more than just a neat house awaiting the end of all that hard work. With just a few steps, you can put some extra cash in your wallet. 1. Trade in your electronics Gather all those old gadgets and devices …
Teaching your kids how to be financially independent will help smooth the transition into adulthood. It will also give them what they need to stay financially stable throughout life. Here are some tips for raising kids to be financially independent adults. Start with basic budgeting Introduce your children to the concept of earning money and spending mindfully when they’re young, …
It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common …
Did you know that your savings portfolio should be diversified just like your investments? Financial experts recommend giving your savings as much chance as growth as possible. Let’s take a look at an especially great choice for diversifying your savings: a share certificate. What is a share savings certificate? A share certificate is an insured savings account with a fixed …
Love is in the air and the money is flowing like heart emojis. According to the National Retail Federation, the average American spends $221.34 on Valentine’s Day each year. That’s a lot of money to spend on a one-day celebration! Lucky for you, there are ways to enjoy a romantic evening with your partner without going into debt. Here’s how: …
Despite society’s advancements, there are still significant differences in the way men and women manage money. Dozens of studies have been performed on this subject, with research from around the globe. Being aware of these differences can help us understand the ways we deal with our finances. Attitudes toward shopping Men and women look at shopping very differently. A study …
The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year. Review your holiday spending How much debt did this season’s spending set you back? Spend some time crunching the numbers …
