Directions Credit Union is a community-based organization dedicated to serving the financial needs of its members. Membership is open to nearly everyone in the Toledo region and central Ohio.

Ohio residents:

If you live, work, worship, attend school, or volunteer in the following counties you are eligible for membership:

• Ashland
• Crawford
• Erie
• Fulton
• Huron
• Knox
• Lorain
• Lucas
• Medina
• Morrow
• Ottawa
• Richland
• Sandusky
• Seneca
• Tuscarawas
• Wayne
• Wood

Michigan residents:

If you live, work, worship, attend school, or volunteer in Monroe or Lenawee County you are eligible to join Directions Credit Union.

Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100,000 members and manages a collective asset of more than $1 Billion. It’s this responsible management of member funds and the cost savings we pass along to our members in the process that make us worth talking about.

We offer our members traditional checking and savings services, business and personal financing, savings options for major life events such as paying for a new home or car, the birth of a baby, college tuition, retirement and more.

And for the small- and medium-sized business owners, Directions offers a variety of financial services, including loans for equipment and other capital expenses, as well as refinancing options, lines of credit and more opportunities to turn your business into an enterprise.

More importantly, it’s not our services that matter; it’s our commitment to those services and to creating the best experience for our members that matters more.

At Directions, we don’t make loans; we make memories.

We always encourage new members or those who are thinking about joining to start by comparing our services with other local banks or with the bank they’re currently with. We’re confident that when you start comparing, you’ll discover what thousands of others have: that credit unions provide the best financial services and products without the excessive fees and costs of other financial institutions.

Directions Credit Union is a non-profit organization that’s owned and operated by its members. Unlike banks, we filter profits back into the organization so that we can offer our members higher interest rates and dividends on deposits, lower interest rates on loans and modest fees on our other financial services.

Not only that, but our members can relax knowing that their savings is protected by the strongest insurance fund available, the National Credit Union Share Insurance Fund.

We look forward to serving you.

Join Today

Directions Credit Union is a trusted community, where members achieve their financial dreams.

1953 - Toledo, Ohio — A group of parishioners at St. Clement’s Church establish Toledo St. Clement Credit Union, Inc. Headquarters is in a church office.

1967 - The credit union moves into its own building on the grounds of St. Clement’s Church. Membership widens to include three additional parishes: Blessed Sacrament, Regina Coeli and St. Catherine Church

1970s - Continued growth as more parishioners learn of the credit union’s high savings rates and lower loan rates.

Early 1980s - Membership widens to include an additional 12 parishes. Seven small credit unions also merge with St. Clement Credit Union. Small employee groups selected to join the field of membership.

Mid 1980s - Membership grows tremendously. The credit union starts offering additional services including checking accounts, certificates of deposit, IRA’s, first mortgages, home equity loans, and a VISA credit card.

1989 - New branch opens in Sylvania, Ohio. To accommodate and represent more than two decades of member growth beyond the original parish, the credit union changes its name to Toledo Area Catholic Credit Union, Inc., (TACCU).

1990 - Second Toledo branch opens.

1992 - New main office opens on Whiteford Road in Toledo.

1999 - TACCU membership grows to 32 parishes and 46 select employee groups.

2000 - TACCU transforms into a community credit union serving those who live, work, worship or attend school in the City of Toledo.

2001 - Charter expands to the City of Sylvania, Sylvania Township and the City of Maumee. Holy Rosary Cathedral Credit Union merges with TACCU.

2005 - TACCU merges with Empire Affiliates Credit Union. Reach expands to nine counties in Ohio.

2007 - A merger with Knox County Credit Union gives the credit union more than $350 million in assets and over 200 employees.

2008 - Merger with Erie Shores Credit Union gives 22 branches in Ohio and expands assets to $500 million with 250 employees.

April 2008 - TACCU changes its name to Directions Credit Union.

2017 - Directions Credit Union merges with Toledo Teamsters Federal Credit Union.

2018 - Directions Credit Union merges with Education Plus Credit Union.

Today - Directions Credit Union has an asset size of more than $1 billion and serves over 100,000 members across Ohio and Michigan.