Same Great Car, Better Loan
Act now. Get up to $500** and possibly lower your auto loan payment!
Explore a Better Loan
Vehicle Loan
For new or used vehicles, including cars, trucks, boats, motorcycles and more.
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Auto Leasing
Work with our partner network to find an auto lease that’s affordable and perfect for your needs.
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Recreational Vehicle (RV) Loan
Finance up to 100% of a new or used RV, and get a loan term up to 240 months.
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Vehicle Loan
Take out a loan on a new or used vehicle with Directions, your trusted local source for auto, boat, and motorcycle loans made easy, fast, and affordable.
Along with competitive rates and unmatched service, Directions offers flexible terms up to 84 months, and up to 100% financing, free pre-approvals and no pre-payment penalties.
At Directions, auto loan rates are based on your credit qualifications, not on the vehicle. new or used, short- or long-term, we strive to give you the best deal in town – for the vehicle you want.
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Loans for the first-time auto buyer
Let Directions Credit Union help you learn the value of establishing and maintaining good credit. Our first auto loan is designed for young adults borrowing for the first time, who may have little or no credit history. Earn a discounted loan rate by successfully completing our online course MoneyEd: Auto Loan Finance.
Take the Course
End of lease information
For members who are approaching the end of their lease, our partner, Credit Union Leasing of America (CULA), offers one of the best consumer-friendly lease-turn-in process.
Auto Leasing
Through a partnership with Credit Union Leasing of America (CULA), the nation’s largest indirect credit union leasing program, Directions delivers customer-friendly, affordable lease programs.
When you secure a vehicle lease through Directions, you enjoy:
- Lower monthly payments
- Flexibility - build term and mileage capacity to suit your needs (up to 60 months on specific year models)
- No prepayment penalties - early termination allowable
- Convenience - payments can be made at the credit union
- No security deposit requirement
- Consumer-friendly lease-end options
- Leasing options for both new and used vehicles
- Gap insurance included
- Up to $1,000 waiver for wear and tear
Participating vehicle lease dealerships
Our leasing program is currently available at a variety of dealerships throughout our membership footprint.
See Lease Dealerships (PDF)
Recreational Vehicle (RV) Loans
Directions Credit Union finances new and used RVs, including campers, travel trailers and motor homes. With our quick approvals and competitive rates and terms, you and your RV will be on the road in no time.
- Finance up to 100% of purchase price
- Repayment terms up to 240 months
Get your RV financed by Directions directly at the dealership.
We have partnered with the following dealers:
- All american coach Co – Toledo, OH
- General RV center – North Canton, OH
- General RV center - Brownstown, MI
- General RV center – Mt. Clemens, MI
I appreciate the excellent customer service and would recommend them to anyone for a car loan
Auto Loan Refinancing
Don't overpay on a costly auto loan. Refinance your auto loan with Directions from another financial institution to potentially lower your rate* (as low as 5.49%) or monthly payment
Plus, right now you can earn up to a $500 cash incentive** for making the switch!
With a fast and easy refinance process plus personalized service from a team you trust, what's not to love?
Apply Today
TruStage® Auto Programs
Auto Insurance
Directions Credit Union partners with the TruStage® Auto & Home Insurance Program to provide discounted rates for credit union members. If you haven't compared auto or home insurance rates lately, it's a great time to take a look.
See Special Rates
Mechanical Breakdown
TruStage® Mechanical Repair Coverage (MRC) is a vehicle protection plan designed to cover costly mechanical breakdowns and extend or supplement your existing warranty at a lower cost than dealership repairs.
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