Find An Auto Loan That Works For You
For new or used vehicles, including cars, trucks, boats, motorcycles and more. Learn More
Work with our partner network to find an auto lease that’s affordable and perfect for your needs. Learn More
Recreational Vehicle (RV) Loan
Finance up to 100% of a new or used RV, and get a loan term up to 240 months. Learn More
Buying A Vehicle Has Never Been Easier
Apply online, in person or at the dealership
Flexible terms and 100% financing available
Easy pre-approval process
Loans available for new or used vehicles
Finance cars, trucks, RVs, boats and more
Along with competitive rates and unmatched service, Directions offers flexible terms up to 84 months, and up to 100% financing, free pre-approvals and no pre-payment penalties.
At Directions, auto loan rates are based on your credit qualifications, not on the vehicle. New or used, short- or long-term, we strive to give you the best deal in town – for the vehicle you want.
Loans For The First-Time Auto Buyer
Let Directions Credit Union help you learn the value of establishing and maintaining good credit. Our First Auto Loan is designed for young adults borrowing for the first time, who may have little or no credit history. Earn a discounted loan rate by successfully completing our online course MoneyEd: Auto Loan Finance.
Through a partnership with Credit Union Leasing of America (CULA), the nation’s largest indirect credit union leasing program, Directions delivers customer-friendly, affordable lease programs.
When you secure a vehicle lease through Directions, you enjoy:
- Lower monthly payments
- Flexibility – build term and mileage capacity to suit your needs (up to 60 months on specific year models)
- No prepayment penalties – early termination allowable
- Convenience – payments can be made at the credit union
- No security deposit requirement
- Consumer-friendly lease-end options
- Leasing options for both new and used vehicles
- Gap insurance included
- Up to $1,500 waiver for wear and tear
Participating Vehicle Lease Dealerships
Our leasing program is currently available at a variety of dealerships throughout Northwest Ohio and Southeast Michigan.
Recreational Vehicle (RV) Loan
Directions Credit Union finances new and used RVs, including campers, travel trailers and motor homes. With our quick approvals and competitive rates and terms, you and your RV will be on the road in no time.
- Finance up to 100% of purchase price
- Repayment terms up to 240 months
Get your RV financed by Directions directly at the dealership
We have partnered with the following dealers:
- All American Coach Co – Toledo, OH
- General RV Center – North Canton, OH
- General RV Center – Brownstown, MI
- General RV Center – Mt. Clemens, MI
Have questions about RV loans? We’re ready to answer your questions.
Auto Loan Refinancing
Don’t overpay into a costly auto loan when you could be saving money by refinancing. Directions has saved our members millions of dollars through cost-effective loan refinancing.
Contact us to see how much money we might be able to help you save by lowering your monthly car payment.
*.25% discount available on auto loans with an application completed by August 30, 2018. Must be a member in good standing. All loans subject to approval. Eligibility is based on credit history and collateral. You must be at least 18 years of age and a U.S. citizen or permanent resident alien to qualify for this offer, unless otherwise specified. Loans are not made for business purposes. Your vehicle must be model year 2006 or newer with fewer than 100,000 miles. We do not make loans on cargo vans, flatbed or work trucks. Value of the vehicle will be based off NADA value and will be a stipulation for approval. A prepaid finance fee will apply.
Do More With What You Have
You trust your credit union to offer products and services to help you do more with what you have. That’s why we partner with the TruStage Auto & Home Insurance Program to provide discounted rates for credit union members. If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.