7 Ways To Spring Clean For Extra Cash

Personal Finances

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape. But there’s more than just a neat house awaiting the end of all that hard work. With just a few steps, you can put some extra cash in your wallet. 1. Trade in your electronics Gather all those old gadgets and devices …

6 Common Tax Mistakes To Avoid

Personal Finances

It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common …

How to Diversify Your Savings Portfolio with a Share Certificate

Personal Finances

Did you know that your savings portfolio should be diversified just like your investments? Financial experts recommend giving your savings as much chance as growth as possible. Let’s take a look at an especially great choice for diversifying your savings: a share certificate. What is a share savings certificate? A share certificate is an insured savings account with a fixed …

How to Celebrate Valentine’s Day on a Budget

Personal Finances

Love is in the air and the money is flowing like heart emojis. According to the National Retail Federation, the average American spends $221.34 on Valentine’s Day each year. That’s a lot of money to spend on a one-day celebration! Lucky for you, there are ways to enjoy a romantic evening with your partner without going into debt. Here’s how: …

How Men and Women Manage Money Differently

Personal Finances

Despite society’s advancements, there are still significant differences in the way men and women manage money. Dozens of studies have been performed on this subject, with research from around the globe. Being aware of these differences can help us understand the ways we deal with our finances. Attitudes toward shopping Men and women look at shopping very differently. A study …

How do I Prepare for a Recession?

Personal Finances

How-do-I-Prepare-for-a-Recession

Taking steps to improve your financial health in case of a recession is a smart move. Here’s how to prepare yourself and your finances. Take stock of your financial reality Before you actually make any financial changes, ask yourself these questions: What’s the total of my monthly income? What’s the total of my monthly expenses? What’s the total of my …

4 New Year’s Resolutions for Small Businesses

Business Banking

4-New-Years-Resolutions-for-Small-Businesses

It’s a brand-new year, and a new chance at growth for your business. Curious about what your business should be focusing on this year? We’ve got answers! Below, we’ve outlined four New Year’s resolutions for your business. 1. Update your business plan If you’ve established your company the right way, you’ll have drafted a business plan when you first launched …

How to Host a Stress-free Holiday Meal on a Budget

Personal Finances

How-to-Host-a-Stress-free-Holiday-Meal-on-a-Budget

Holiday hosting can be super-stressful – and expensive! This year, with prices soaring at the grocery and beyond, breaking that budget on hosting duties can seem like a sure thing. Lucky for you, you can change the odds. Here are six ways you can host a stress-free and awesome holiday meal without draining your wallet. Simplify your meal plan It’s …

How Much Business Debt Is Too Much?

Business Banking

Borrowing money is often a necessary part of running a business. It’s important to proceed with caution and understand business borrowing before taking on new debt. Here’s all you need to know about striking a balance when borrowing for your business: What is debt capacity? Debt capacity refers to the amount of money a business can reasonably borrow and pay …