How To Dispute An Error On Your Credit Report

Personal Finances

While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score. As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like CreditKarma.com, requesting …

Beware The Fake Check Scam Targeting College Students

Security and Scams

There’s recently been an uptick in fake check scams targeting new college students. Young adults make excellent targets. In fact, according to the BBB Institute for Marketplace Trust, consumers ages 18 to 24 are three times more likely than seniors to fall prey to a scam. Also, the BBB’s ScamTracker Risk Report of 2018 found that 41.6% of students reported …

What Does The Retail Apocalypse Mean For America?

Personal Finances

It’s become a familiar and depressing sight: the shuttered doors, the “Going Out of Business” signs, and the empty storefronts. And it’s not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major national brands we’ve grown up with are disappearing from the country’s retail landscape. What’s happening to the retail world in America? Is there …

How Men and Women Manage Money Differently

Personal Finances

Men and women look at shopping very differently. A study by the Wharton School of Business titled “Men Buy, Women Shop” found that women are more likely to view shopping as a recreational activity, while most men just want to get out of that store with their purchase as quickly as possible. Because of this, women notice and care about …

Thanksgiving Hacks To Save Time, Stress And Money

Personal Finances

Thanksgiving prep stressing you out? Wondering how you’re going to get everything done in time for the big day and stick to your budget at the same time? We’re here to help! Whether you’re traveling home for the holiday or hosting a houseful of guests, we’ve got you covered. Here are 15 clever Thanksgiving hacks to save you time, stress …

What To Buy And What To Skip This Black Friday

Personal Finances

It’s the bargain-hunters favorite season -or is it? Before you brave the crowds this Black Friday, take a few minutes to read through our list of what to buy and what to skip so you only come home with true bargains. Skip: Large home appliances While you may find markdowns on large household appliances, like dishwashers and refrigerators, on Black …

All You Need To Know About Your First Student Loan

Student Money Tips

You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t stress you out. Unfortunately, just like those papers, you’ll eventually have to write, your student loan debt isn’t going anywhere. If you’ve borrowed the funds from a private lender, you likely need to start making payments toward your …

What To Expect On Your First Holiday As A College Student

Student Money Tips

The holidays can be a bit different once you’re in college. Going home costs money, and you might find the family dynamic a bit different. It’s the jolliest time of year again, but everything’s different now. Instead of decking the halls with your family and counting down the days until Christmas together, you’ll be heading home just days before the …

8 Ways To Beat Holiday Stress

Personal Finances

If holiday stress is already nipping at your enjoyment of the season, we’ve got tips to help bring the cheer back! While the entertainment industry would have us think the holidays are always full of good cheer, lots of laughs and warm feelings, the reality can, unfortunately, be otherwise. Sometimes, all that frenzied consumerism, party-hopping, and crazy schedules can bring …

6 Ways To Keep Your Finances Intact This Holiday Season

Personal Finances

‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend. There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips: 1. Create a detailed list of all …