How Much Money Have You Spent Gaming Online?

Financial Self Defense

Mobile Games

How many hours do you spend gaming online? Or better yet, how much money have you spent gaming online? Have you spent money on (or within) a game that started out free? It happens all the time. Paying Customer How did you end up as a paying customer?  Many free games come with certain caveats. Like ads or in-app purchases. …

Fifteen Tricks to Sell Your Home Quickly

DYI Home Finance

Sell your home quickly

If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen as quickly as possible. After all, it isn’t easy to be paying two mortgages at once! You might also be counting on the proceeds of the sale to help make a down payment on your new home. Read on for …

Secret Shopper Scam

DCU Member News & Info

Scam Alert

  It has come to our attention that a current secret shopper scam is being funded by fraudulent copies of Directions Credit Union checks. This is a nationwide scam claiming to payout for one’s “first assignment as a survey analyst/store evaluator at Walmart” Below are the images of three letters we have obtained from the scam. If you have received …

Talking To Your Kids About Money

That Makes Cents

How to establish a budget for your kids

When is a good time to start talking to your kids about money? When should you start to provide them with the tools needed to help them create their own budget? What about the right time to start teaching them the discipline to stick to that budget? The sooner the better! Developing money managing skills provides us with a strong …

The Brain/Money Connection

That Makes Cents

Money brain

Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. And nothing spells stress like money dilemmas! Neuroscientist Dr. Sam Barnett conducted research to determine the brain’s appearance while making financial decisions. He found that the ability to make effective decisions in this area is impaired by anxiety. The complexity …

Financial Preparation For 2018

Life and Money

2018 Budget

2018 is almost here – are you ready? Usher in the new year with plans for financial improvement and resolutions to do more. Here are some tips to get you started: Tune your budget It’s great to start off the new year with a plan. A budget is just that-a plan that starts with the income you expect and your …

Everything You Want To Know About Bitcoins (… But Were Afraid To Google)

That Makes Cents

guide to bit coin

What are Bitcoins and how can you get some? Here’s a simple introductory guide to help answer these questions and more! What is Bitcoin? An entirely digital form of money.  In other words, if the U.S. has dollars, and Europe has Euros, the internet has bitcoins. But the fact that bitcoin is digital isn’t the most interesting thing about this …

9 Tips For Sticking To A Holiday Budget

Life and Money

Holiday Budget Piggy Bank With Santa Hat

Holiday budgeting takes time and discipline but the payoff is well worth it. “Think of a budget as a financial GPS,” says Cate Williams, national spokeswoman for Money Management International. Drawing up a soup-to-nuts budget helps safeguard cash, without quenching the holiday spirit: “It makes us a cheerful giver because we’re not spending money that should go to another expense,” …

The Equifax Breach And What To Do Next

Financial Self Defense

Equifax Data Breach Logo

In the recent Equifax breach, an estimated 143 million Americans may have had their personal information exposed.  As the situation develops, there seems to be many more questions than answers. So what should you do in the meantime? 1.) Information about the breach While visiting the Equifax Security site, you’ll find easy access to Frequently Asked Questions about the breach …

7 Common Life Insurance Myths Debunked

Life and Money

Life Insurance Policy

Having sufficient life insurance is important. And yet, so many of us buy into popular misconceptions, convincing ourselves we don’t need to bother purchasing a policy. But don’t be fooled. Read on to see how seven of the most widespread life insurance myths are easily debunked. Myth #1: I’m single and I have no dependents. I don’t need life insurance. …