Most of us use checking accounts daily. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account. How much money should we be keeping in these super-convenient accounts? Let’s find out. What’s your magic number? According to a 2019 NerdWallet survey, the average American checking account balance …
All You Need To Know About Remote Deposit Capture
Check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road. One of the most convenient features we offer through our mobile banking service is Directions Credit Union Remote Deposit Capture. There’s no need to squeeze a trip down to Directions Credit Union into your already busy schedule. All it …
What’s The Best Way To Finance A Home Renovation?
As a Directions Credit Union member, you have several choices when it comes to financing a home renovation. And we want to help you find the right one for your specific needs! First, let’s take a look at some common choices and why they’re not the best idea: 1. Home Equity Loan A home equity loan is a loan that’s …
Financial Safety On Dating Sites
Meeting new people is difficult for many adults. Fortunately, though, there’s the internet. Dating sites like eHarmony and Match.com make it easier than ever to find other people who are looking for the same thing you seek. Unfortunately, that same ease of connection makes online dating sites a haven for scammers. Using the information you provide, they can craft a …
DCU Online Banking: Bill Pay Services
The digital world has made a huge impact on banking – especially in the area of making payments. This convenience saves time, energy, and, in some cases, can also save you money! Read on for all the ways you can make payments through your Directions online banking account. Bill Pay Bill Pay allows you to pay all your bills from …
4 Vacation Scams To Watch For This Summer And How To Avoid Them
Before heading out on your summer vacation, read through our list of four common vacation scams and learn how to avoid them. You don’t want to take a permanent vacation from your hard-earned money! 1. The bogus prize vacation In this scam, you’ll receive a notification via snail mail, phone call or email, that you’re the lucky winner of a …
Do Monthly Bill Payments Affect My Credit Score?
You’re working on improving your credit score and being extra careful about paying the bills on time. But, since you don’t see these payments reflected in your score, you might be wondering: Do monthly payments, like utility bills, count towards a credit score? Unfortunately, making your monthly payments will not affect your credit score. However, if you’re delinquent on a …
12 Things To Do Before Your Summer Getaway
Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for summer vacation. 1.) Let us know Give us a call at 1-888-508-2228 before you set …
How to Enjoy a Busy Wedding Season Without Going Broke
Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put a real strain on your budget. Between wedding attire, travel costs, and gifts, each wedding can add up to a pretty penny. In fact, according to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out …
7 Money Myths You Need to Stop Believing Now
We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit. Myth #1: Debit is always better …