Why Do I Spend So Much When Shopping Online?

That Makes Cents

Amazon Boxes

Both online and in-store shopping can tempt you to overspend, but the internet is particularly designed to help you lose track of your dollars. More and more people are choosing to hit the web instead of the mall. The internet definitely wins for convenience. Plus, you get to shop in your PJs. Can it get better than that? Shopping the …

6 Mistakes People Make In Their 20s And How To Fix Them

Life and Money

6 Mistakes People Make In Their 20s And How To Fix Them

Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions? Here are six of the most common mistakes people make while in their 20s and how to fix them: 1.) The mistake: Racking up credit card debt When all of life’s pleasures are just a swipe away, it’s easy to …

Don’t Fall “Fur” Pet Scams

Security and Scams

Pet Scams

This holiday season you’re looking for a furry new friend.  The online ad you’ve seen makes you believe that dream is well within reach—as well as within your budget! Before you start stocking up on doggy biscuits, though, take a big step back. The internet is full of pet scams targeting future pet owners. What are Pet Scams? Pet scams …

Help Protect Your Identity With a Free Credit Report Freeze

Security and Scams

Credit Freeze

Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the three major credit reporting agencies is now free. Previously, a consumer had to pay a fee to freeze and unfreeze their credit report. Freezing your credit reports makes it harder for criminals to …

The Holiday Shopping Season Has Begun! Plan Ahead With These Tips

That Makes Cents

Three women shopping

The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December. Before taking advantage of any “deals,” do your homework. Create a budget and stick with it. This will help you avoid going into …

How to Prepare Your Home for Winter

That Makes Cents

Prepare your home for the winter

Keep your home warm and safe this winter by following our comprehensive to-do list before the real cold sets in. 1. Seal your home Give your home a quick run-through, checking for drafts. You can do this by holding a lit candle near the following areas: Windows Doors Vents and fans Plumbing areas Air conditioners Mail chutes Electrical and gas …

7 Halloween Hacks You Don’t Want To Miss!

That Makes Cents

halloween hacks

Halloween is coming – and so is the fun! Everyone wants to win the prize for creepiest costume and the most frightening yard décor in the neighborhood. But all that spookiness comes with a scary price tag. The average American will spend $169 on Halloween costs this year. And, if that’s not enough to terrify you, consider this: Most people …

Five Must-Have Gadgets for College Students

College Credit

college gadgets

You’ve already got your laptop, tablet and, of course, your smartphone. What more can you need for college? Check out our list of 5 super-convenient gadgets that every college student should know about. 1. Smartpen This is perhaps the most helpful gadget imaginable for students. Livescribe smartpens are incredible. You can use them to capture your notes digitally as you …

6 Times A Bargain Is Not

That Makes Cents

When a bargain is no bargain

In the words of writer Franklin Jones, “A bargain is something you don’t need at a price you can’t resist.” And we couldn’t agree more. With the biggest spending season of the year looming ahead, it’s time to brush up on your shopping smarts. This year, give yourself the gift of an intact budget and a credit card balance that …

Ways To Save On Food Costs

College Credit

Saving on Food Costs

With your mind so muddled with details like classes, exams and papers, who has time to think about food? You might be heading into the new semester with plans to survive solely on convenience food and packaged junk. We’re looking at you, ramen noodles! But as you’ll quickly discover, overdoing the processed foods will leave you feeling not quite full …