Looking for a new home and not finding what you want? Building a home can be very enticing. And if your budget allows it, you can get the exact floor plan and finishes you prefer. Plus, everything is brand new. Just make sure you know what to expect before you finance a new construction home. A lot of patience is …
You found a home! A rush of excitement and uneasiness at the same time. What’s the timeline and steps to make this a done deal? Your realtor will guide you through the negotiation process on price and basic timing for possession of the home. Once your offer is accepted, and you select a lender, the process typically wraps up start …
If you have decided to take the plunge and buy a home, you should take great care to get the right lending partner. It’s is a big decision with lots of nuances to consider. With thousands of different banks, credit unions, and even online options, how will you pick the best financial partner for your needs? First, let’s look at …
A move to a smaller home is a positive lifestyle and financial change all empty-nesters and retirement age individuals should consider. While there are many fond memories of the house in which you raised your family, it’s time to think about your own needs as you approach a new phase in life. Many people dream of buying their ideal retirement …
It’s tax season, and scammers are working overtime to get your money. Tax scams are as varied as they are common, but when you know what to look for, you can beat fraudsters at their game and keep them from getting your money and your information. If you hear or see any of the following 12 lines this tax season, …
It’s tax season, so it’s time to get your paperwork in order and hire a tax preparer. Unfortunately, though, there are thousands of scammers looking to steal your information and your tax refund by posing as authentic tax preparers. It’s important to learn how to recognize the signs of a fraudulent tax preparer so you don’t fall victim to a …
The auto market has been red-hot as manufacturers scramble to catch up on pandemic-induced supply shortages. While circumstances vary, this can be a great time to get top dollar on a used car. Here’s what you need to know about the current auto market for sellers. How high did prices go? According to online automotive resource Edmunds, the average transaction price for a …
Prices on both new and used cars have soared since the beginning of 2020, and experts aren’t expecting them to fall anytime soon. Here’s what you need to know about the current auto loan market and how to navigate it successfully. Why are auto prices so high? When the pandemic hit American shores, demand for new and used cars shot …
Here are four reasons why now might be an excellent time to buy your leased car. You can buy your leased vehicle for less than it’s worth. Usually, this isn’t the case. However, these are unusual times. With the vehicle supply issues related to the pandemic, your leased car will likely be worth more than the “residual value” written into …
The choice of which mortgage loan to go with starts with a simple question: fixed-rate or adjustable? There are many different terms, points, and rates associated with each, but narrowing your search to a category simplifies the process. Fixed-rate mortgages are the more traditional choice. You and a lender agree to a length of time (or term) and an interest …
