Preparing Your Kids For College: The Must Have Money Talk

Student Money Tips

College is a time for kids to take responsibility for their finances. Many college first-year students have had minimal experience dealing with money. Typically they come from living in a parent-controlled world where they have rules, and they know their limits. College offers a sense of freedom that could cause financial problems if not handled correctly. Credit cards and shopping …

Kick Off A Safe And Healthy Summer

Personal Finances

Memorial Day is the traditional start of summer, meaning outdoor time, swimming, picnics, and travel. Here are tips to keep your family healthy, happy, and far from the ER. Not Looking Forward To Swimsuit Season? If you want to lose weight, says Lisa Lillien of the Hungry Girl website, don’t use crash diets, make healthy choices. Spend weekend time prepping …

Newlyweds: Don’t Let Financial Stress Take The Cake

Personal Finances

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason newlyweds argue, and financial arguments are among the top predictors of divorce. So, how can you avoid becoming a statistic? Here are some ideas from the experts: Talk To Each Other A 2013 poll by the National Foundation for Credit Counseling …

All About EMV Chip Cards

Security and Scams

Are you a swiper or a dipper? Chances are, you have at least one EMV (Europay, Mastercard, and Visa) chip-enabled card in your wallet. Here’s what you need to know about the new generation of cards. 1.) Increased protection against fraud The main reason behind the switch is to curb rampant credit card fraud. Experts pin the high rate of …

Mother’s Day On A Budget

Personal Finances

Along with the blooming flowers and blazing sunshine comes the plans for celebrating Mother’s Day. Our moms are always there for us, and now is when we show them how much we appreciate all they do. However, between flowers, gifts, and dining out, Mother’s Day costs can quickly add up. How do you keep within a reasonable budget while still …

Credit Unions: Acknowledged As The Best Way To ‘Bank!’

DCU Member News & Info

You may not realize this, but you’re one of a small percentage of Americans who have discovered what The Wall Street Journal and other media are just beginning to realize: credit unions are the best way to bank! Credit unions received top marks in the American Customer Satisfaction Index, significantly outpacing other financial institutions. Several websites, such as BusinessInsider.com, have …

Mobile Banking – Stay On Top Of Your Finances While On The Go

Personal Finances

If you’d like to add a ton of convenience and peace of mind to your life, consider mobile banking. With a couple of taps, you can access a whole suite of financial information. Let’s look at four scenarios where mobile banking can save you some time and even some money. 1.) Say goodbye to security woes Despite all of the …

4 Ways Businesses Of Any Size Can Use Big Data To Grow

Business Finances

There’s no reason to be afraid of the “big” in big data. Big data refers to large data sets that have the potential to be mined for information. It can include information on everything from the point of sales tracking and inventory management to website analytics and social media engagement. Regardless of the size of your company, you can use …

How To Keep Your Guard Up Against The Newest Scams

Security and Scams

It seems like there’s a new data leak or identity theft scams to be worried about every week. If you’re not informed, you risk becoming a victim. Sitting back and waiting for news about scams to come to you may not be enough. In an ever-changing security climate, you need to stay on top of new threats in personal information …

Students Beware: Scammers Prey On Learners Of All Ages

Security and Scams, Student Money Tips

As if college wasn’t stressful enough, here’s another thing for students to worry about: being on high alert for scams. For many young people, college is the first taste of financial independence; scammers prey on this naivete. Also, the expense of college gives students financial pressure, which becomes ammunition for scammers. Read on to discover three tricks criminals use to …