Which Is Right For Me: Adjustable Or Fixed-Rate Mortgage Loan?

For the Home

Business woman holding two miniature model homes in her hands

The choice of which mortgage loan to go with starts with a simple question: fixed-rate or adjustable? There are many different terms, points and rates associated with each, but narrowing your search to a category can really simplify the process. Fixed-rate mortgages are the more traditional choice. You and a lender agree to a length of time (or term) and …

Private Mortgage Insurance – What You Need To Know

For the Home

Smiling couple sitting on the floor back to back with a outline of a house over them, moving boxes around them

Whether you’re a long-time homeowner or you’ve just started shopping for your dream house, you’ve seen stacks of papers full of acronyms. Buried amid the dense undergrowth of legalese are three letters that could be costing you more than you think. PMI in a nutshell Close your eyes and imagine yourself as a venture capitalist, like those you may have …

Should I Get A New Or Used Car?

For the Road

Man taking picture of his vehicle with his mobile phone

Can’t decided between a new or used car? Let us help break it down for you. New Auto Loan Generally speaking – It’s much easier to get a new auto loan than a used auto loan from a lender. This is because a lender looks at the value of the auto purchase because that vehicle is held as collateral. An …

Setting Yourself Up For Auto Loan Success

For the Road

Excited, young woman holding up keys while sitting in her new convertible vehicle

When shopping for a new car, it’s always too easy to let your emotions do the shopping. After all, you’ve been fantasizing about that red convertible for how long? For most people, a car is the most expensive purchase they’ll make aside from their house. So, keeping this sobering thought in mind is a solid step toward reining in those emotions. …