What To Expect On Your First Holiday As A College Student

Student Money Tips

The holidays can be a bit different once you’re in college. Going home costs money, and you might find the family dynamic a bit different. It’s the jolliest time of year again, but everything’s different now. Instead of decking the halls with your family and counting down the days until Christmas together, you’ll be heading home just days before the …

8 Ways To Beat Holiday Stress

Personal Finances

If holiday stress is already nipping at your enjoyment of the season, we’ve got tips to help bring the cheer back! While the entertainment industry would have us think the holidays are always full of good cheer, lots of laughs and warm feelings, the reality can, unfortunately, be otherwise. Sometimes, all that frenzied consumerism, party-hopping, and crazy schedules can bring …

6 Ways To Keep Your Finances Intact This Holiday Season

Personal Finances

‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend. There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips: 1. Create a detailed list of all …

Don’t Get Scammed By Santa!

Security and Scams

One of the oldest holiday scams, which is even more prevalent in the age of the internet, is the letter from Santa scam. Here’s all you need to know about this Christmas-themed scheme. How it plays out In this ruse, scammers set up bogus websites where parents can order legitimate-looking letters from Santa for their children. The cost is less …

6 Ways To Spot A Payday Loan Scam

Security and Scams

Payday loan scams may seem like old news, but they’re more common than ever. In fact, in 2018, the FTC paid a total of $505 million to more than one million victims of payday loan scams. In this scam, a caller claiming to represent a collection agency who is acting on behalf of a loan company tells victims they must …

6 Misleading Advertising Ploys To Beware Of This Black Friday

Security and Scams

You deserve to find fantastic deals this Black Friday.  Here at Directions Credit Union, we hate to see your money go to waste.  That’s why we’ve put together a list of misleading advertising schemes you may come across when hunting for deals this Black Friday. 1. Very limited quantities That $200-off supersized TV screen coupon that just landed in your …

All You Need To Know About Remote Deposit Capture

Personal Finances

Check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road.  One of the most convenient features we offer through our mobile banking service is Directions Credit Union Remote Deposit Capture. There’s no need to squeeze a trip down to a Directions Credit Union branch into your already busy schedule. …

Financial Safety On Dating Sites

Security and Scams

Meeting new people is difficult for many adults. Fortunately, though, there’s the internet. Dating sites like eHarmony and Match.com make it easier than ever to find other people who are looking for the same thing you seek. Unfortunately, that same ease of connection makes online dating sites a haven for scammers. Using the information you provide, they can craft a …

DCU Online Banking: Bill Pay Services

DCU Member News & Info

The digital world has made a huge impact on banking – especially in the area of making payments. This convenience saves time, energy, and, in some cases, can also save you money! Read on for all the ways you can make payments through your Directions online banking account. Bill Pay Bill Pay allows you to pay all your bills from …