Don’t Get Scammed By Santa!

Security and Scams

One of the oldest holiday scams, which is even more prevalent in the age of the internet, is the letter from Santa scam. Here’s all you need to know about this Christmas-themed scheme.

How it plays out

In this ruse, scammers set up bogus websites where parents can order legitimate-looking letters from Santa for their children. The cost is less than $30. All they need to do is share some details about their child along with their credit card information. After that, the letter is supposedly as good as mailed.

Except that it’s not and anyone who follows the instructions detailed on the site has just fallen prey to a scam. Unfortunately, they’ll never see that promised letter or a refund. What’s worse is the scammers now have the child’s information and their parent’s credit card details.

This set of circumstances can have all sorts of unhappy endings.  For example, identity theft and empty accounts. Sometimes, the scammers will go after the child’s credit, which will likely go unchecked for years. Years later when the children are grown and try to open a credit card or take out a loan, they may find that their credit score has been destroyed.

Some sites will even offer to send the letter at no cost. All you need to do is share some details about your child, like their full legal name, date of birth and home address. Of course, this is also the work of scammers looking to steal your child’s identity.

How can I tell it’s a scam?

We’ve made it simple. Look for the following red flags, which should alert you to the fact that a site is created by scammers:

  • The fraudster reaches out to you repeatedly. Promotional emails and ads are one thing. Aggressive targeted marketing that borders on harassment is another thing entirely. If a company doesn’t stop sending you emails or alerts about its services, you may be dealing with a scam.
  • The site is not secure. As always, check for the lock icon and the ‘s’ after the ‘http’ in the URL; both indicate a site’s security. Also, look for security badges on the bottom of the webpage and click on them to see if they’re actual links to the security company they allegedly represent.
  • You need to answer too many questions. Yes, a service sending your child a letter from Santa will need to know your child’s name and mailing address. They may even ask your child’s age so they can send an age-appropriate letter. However, there’s no need for them to be privy to your child’s exact date of birth, and certainly not their Social Security number.
  • You can’t reach a representative by phone. Most websites will have the company’s toll-free contact number on the site’s homepage. If the company is bogus, the number will likely be a fake.
  • You can’t find any positive reviews about the company online. An online search on a legitimate service should bring up basic information. If a search turns up empty, and of course, if it turns up any reports of past scams, the “company” is run by crooks.

If you’ve recognized a company as a scam, be sure not to click on any links that are embedded in their emails. In addition, flag their emails as spam, and delete every email, message and alert it sends you.

You can still send your child a letter from Santa. Try a legitimate site like Portable North Pole or better yet, create and send one yourself!

 

SOURCES:

consumeraffairs.com

news.yahoo.com

aarp.org

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