Pros and Cons of Paying Over Time

That Makes Cents

Payment Plans

How often do you choose to pay for something over time? You have chosen to pay over time when you’ve used a loan or credit card to pay for something. While choosing to pay over time can be convenient, it can also be costly if you don’t consider interest, fees, and other charges. Keep more of your money by minimizing …

DCU Fraud Policy Overview: Debit/Credit Card Data Breaches

DCU Member News & Info

DCU Fraud Policy Overview icon with finger pointing on lock inside an outlined shield icon

It can be overwhelming and maybe even frightening sometimes, with seemingly endless reports of data breaches, cyber-attacks and fraud. Here at Directions, we want to help keep you “in the loop” as much as possible. How data breaches occur When you use your credit/debit card at a merchant, most have a system that enables them to process your payment. These …

DCU Fraud Quick Q&A: Debit/Credit Card Data Breach

DCU Member News & Info

DCU Fraud Quick Q & A icon with finger pointing on icon lock while connected to other device icons

Data breaches are becoming more common. Because of this, we put together a quick Q&A to help answer your questions and provide you with instructions on what to do next.   Q: What is a data breach? A: A data breach is when someone infiltrates a merchant’s network and steals customer information. This can include name, address, social security number, …

Getting Your Finances In Order

That Makes Cents

Man looking through file cabinet with multi colored hanging folders: camera focused on tab reading "Investments"

Congratulations! You’ve made the important decision to invest some of your finances this year, and it’s your first time ever. You’re eager to get your money into the market, yesterday. But where do you start? Jumping into the market without first taking careful stock of your finances is like asking for seconds at the dinner table before finishing your first portion. …