Pacifier and Teething Toy

Adulting Just Got a Lot More Real.

Don’t worry. Prepare. Whether you’re having your first child or making a new addition to your family, Directions is here to help you put together the pieces you need for your family’s future.
From diaper bags and strollers, to all the toys, clothes, and special furniture like cribs and changing tables, babies – especially your first one – need a lot of stuff. Even with the generosity of family and friends, you’re going to have to buy a lot of what you need. So why not earn some rewards while you do it with Directions and a VISA Rewards?

  • Accumulate reward points while you’re just living life
  • With a VISA Rewards credit card, your purchases will earn points you can use toward travel, gift cards and merchandise
  • VISA Rewards credit cards offer low and fixed interest rates for Directions members
Learn More About VISA Rewards
As your family grows, your needs change. You might not need a minivan, but maybe you do need a vehicle that’s bigger, safer or more reliable than what you’re driving today. Directions offers personal auto loans to help meet your family’s expanding needs.

  • Competitive rates to get you the most for your money
  • Flexible terms
    • Up to 84 months
  • Finance up to 100 percent of the vehicle
  • Free pre-approvals
    • Get pre-approved before you shop and then close at the dealer
Learn More About Auto Loans
Everybody’s savings needs are different, but whatever financial goals you want to accomplish, Directions can help you get there with a variety ways to save for the future.

  • Youth savings accounts — the account that grows with your child
  • College savings plans — start saving for tomorrow, today
  • Life insurance — speak with an advisor today about how to make your family whole in the event of your death
Learn more About Savings Options
As your family grows, your home may need to grow, too. Directions can help you grow into a bigger space with new home loans and loan options for remodeling your existing home.

New Home Loans

  • Fixed and adjustable rates
    • Buying your first home? Ask about the first-time homebuyer program
  • Competitive fees
  • Low closing costs
  • Flexible terms
    • Choose 15-, 25-, or 30-year terms
  • Local servicing
    • No foreign call centers, no outsourced agents, no big bank bureaucracy
    • Directions will always be your contact for payments, questions, and everything else
Apply Now    Learn More

Money For Remodeling

  • Update your home’s features to create more living space or improve functionality
  • Love your neighborhood?
    • Why move when you can remodel?
  • Use the equity you’ve built your house to make upgrades
    • Home equity loans and home equity lines of credit (HELOC) available
  • Borrow up to 90 percent of your home’s available equity to make improvements
Learn More

Doctor Visits Are Unavoidable

But you can be prepared with a health savings account from Directions Credit Union Learn More

Toddler playing outside with blocks

They Grow Up Fast!

Be prepared for all life throws your way with a Rewards VISA® from Directions Credit Union.

Apply Now

Cute baby sleeping on a pillow

The Customer Perspective

“With a new baby on the way, we knew we’d need to get our savings in order for the long term, and make a few major purchases in the short term to meet the needs of our growing family. Directions matched us with an advisor who understood our needs as a young couple with a growing family, and they helped put us on the right path.”

— John and Jane Doe, Toledo