Earn points you can cash in for awesome rewards

ScoreCard™ Rewards

Directions Credit Union offers its debit cardholders and VISA Rewards credit card holders a great rewards program. Account holders can earn points to use toward merchandise, travel and more with our VISA ScoreCard™. Use your Directions VISA debit and/or Rewards credit  card with ScoreCard™ to earn points redeemable for merchandise, gift cards and travel. See below for more details.


Take advantage of the following great ScoreCard™ Rewards!
  • Travel – Flight, hotel, car rental, cruises

  • Event Tickets: Sporting events, Concerts, theatre

  • Fuel Discounts:  BP, Amoco, Citgo, Shell

  • Retail Discounts: Walgreens, CVS, Dollar General, Walmart

  • Pay with points on PayPal

  • Merchant Gift Cards

  • Merchandise

  • Charitable Contributions 

  • Redeem2Erase

ScoreCard™ Reward Points
  • Earn one point for every dollar you spend that you can redeem for:
    • Gift cards
    • Travel
    • Merchandise
  • To redeem your points, click on “cards” in Directions Online Banking, hover over your Directions VISA Card, select “Manage Card,” and click on “View Rewards.” For travel redemption, call 1-855-483-5005. For Scorecard general assistance, call 1-800-854-0790.
  • You can earn rewards faster by combining the ScoreCard™ Reward Points on your Directions Visa and Debit Card. Log into Directions Online Banking, click on “cards,” hover over your Directions VISA Card and select “Manage Card,” click on “View Rewards” then “Account,” and you will find “householding” in the drop-down menu. Your Reward Points will be combined immediately!

Open a NEW Rewards VISA Credit Card – Get 1000 points after your first purchase*

*First purchase must be made within the first 60 days of opening the card.

Redeem2Erase™ allows you to redeem ScoreCard™ Reward Points to erase recent transactions off your credit card statement. Simply pick a date, pick a transaction, and redeem your points to receive your transaction credit.

  • To use the Redeem2Erase™ feature, click on “cards” in Directions Online Banking, hover over your Directions VISA Card, select “Manage Card,” and click on “View Rewards.” The Redeem2Erase™ option can be found under the “Shop Rewards” tab and will provide further instructions once selected.
  • Note: Redeem2Erase™ is not a payment. Please ensure your regular payment is made prior to your due date. Redeem2Erase™ will post to your statement within 1-2 statement cycles.

Premium payback network offered through ScoreCard™

Redeem Points in Near Real-Time

Premium Payback allows you to use your points on everyday spending.  Enroll in the program to begin receiving pay with points opportunities through email and SMS.  Simply use your card as you normally do and be surprised and delighted when an offer is presented to pay with points on your most recent transaction.

After a qualifying in-store transaction at a participating retailer, you will receive an SMS and/or email with an offer to pay with points.  It’s up to you whether to accept the offer or continue to save points for the future.  If you accept, you will receive a statement credit to your account.

To enroll in Premium Payback, log into Directions Online Banking, click on “cards,” hover over your Directions VISA Card and select “Manage Card,” and click on “View Rewards.”

Pay with Points

You can also use Premium Payback to pay for qualifying online purchases at millions of PayPal®  merchants.  When you use PayPal to pay a participating merchant online, you have the option to convert your eligible loyalty point balance to currency as an alternative form of payment.

Please click here for more information.

In addition, Walgreens, Dollar General, CVS, and Walmart stores offer you the option of converting your eligible point balance as an alternative form of payment.  You must purchase at least $5.01.  When you do, you will receive a message at the terminal asking you if you would like to use 1,000 points for $5.00 off your purchase.

Fuel Discounts at Redeeming Gas Stations

Premium Payback allows you to receive instant discounts at the pump with Amoco®, BP®, and Shell®.  This is a real-time, point-of-sale instant discount on fuel when you have a sufficient reward point balance.  You will receive an instant rollback of $0.50 per gallon for up to 20 gallons for 2,000 points.

Please click here for more information.