Banking is different at Directions
As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates is just the beginning of a better way to bank.
Credit Card Rates
| APR | |
|---|---|
| VISA Rewards - as low as* | 9.99% |
| VISA Cash Back - as low as* | 11.99% |
| VISA Classic - as low as* | 7.99% |
| Business Rewards VISA | 9.99% |
Disclosures (PDF)
How We Will Calculate Your Balance:
We use a method called “Average Daily Balance.” (Including New Purchases)
Credit disclosure is accurate as of 06/02/2025 and is subject to change. To find out what
may have changed, call us at 1-888-508-2228.
