Banking is different at Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.

Personal Loan Rates

Term APR* Effective Date
Signature Up to a 48-month term 11.80% 09/01/2019
Share Secured Up to a 60-month term 5.00%
Overdraft Loan 11.80%
*Annual Percentage Rate (APR). Loan rates effective 09/01/19. All loans subject to credit approval. Rates shown for Signature, Share Secured and Overdraft loans are “as low as.” Actual rate is based on your credit qualifications and credit history. Loan rates subject to change. No prepayment penalty. Payment example of a 48 month term would be $131.77 based on a $5,000.00 loan amount and an APR of 11.80%.