Banking is different at directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
Personal loan rates
Term APR* Effective Date
Pay Stretcher Repay within 30 days, $35 annual fee 18.00%
Signature Up to a 48-month term 11.80% 09/01/2019
Share Secured Up to a 60-month term 5.00%
Overdraft Loan 11.80%
*Annual Percentage Rate (APR). Loan rates effective 09/01/19. All loans subject to credit approval. Rates shown for Signature, Share Secured and Overdraft loans are “as low as.” Actual rate is based on your credit qualifications and credit history.