Banking Is Different At Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
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Auto & Recreational

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Credit Card

Checking & Savings graphic: dollar bill with right arrow icon

Checking & Savings

Mortgage & Home Equity

Personal loan graphic: money sign with check mark in box

Personal Loans

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Business Commercial

Personal Loan Rates
Term APR* Effective Date
Pay Stretcher Repay within 30 days, $35 annual fee 18.00%
Signature Up to a 48-month term 11.05% 08/02/2018
Share Secured Up to a 60-month term 5.00%
Overdraft Loan 10.55%

*Annual Percentage Rate (APR). Loan rates effective 01/01/16. All loans subject to credit approval. Rates shown for Signature, Share Secured and Overdraft loans are “as low as.” Actual rate is based on your credit qualifications and credit history.