Banking Is Different At Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
RV Graphic

Auto & Recreational

Credit Card graphic

Credit Card

Checking & Savings graphic: dollar bill with right arrow icon

Checking & Savings

House graphic

Mortgage & Home Equity

Personal loan graphic: money sign with check mark in box

Personal Loans

Business Commercial graphic: contract and pen icon

Business Commercial

Business & Commercial Rates
Balance Requirement Dividend Rate APY* Effective Date
Business Money Management Account** $100,000.00 or greater 0.25% 0.25% 07/22/2022
$75,000.00 - 99,999.99 0.20% 0.20% 07/22/2022
$50,000.00-$74,999.99 0.15% 0.15% 07/22/2022
$25,000.00-$49,999.99 0.10% 0.10% 07/22/2022
$2,500-$24,999.99 0.05% 0.05% 07/22/2022
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 07/01/2022
Business Checking $25,000.00+ 0.10% 0.10% 05/01/2021
$5,000-$24,999 0.10% 0.10% 05/01/2021
$0.00 - $4999 0.00% 0.00% 05/01/2021
3 Month Certificate $500.00 0.10% 0.10% 07/22/2022
6 Month Certificate $500.00 0.15% 0.15% 07/22/2022
12 Month Certificate $500.00 0.45% 0.45% 07/22/2022
18 Month Certificate $500.00 0.30% 0.30% 07/22/2022
24 Month Certificate $500.00 0.65% 0.65% 07/22/2022
30 Month Certificate $500.00 0.40% 0.40% 07/22/2022
36 Month Certificate $500.00 0.80% 0.80% 07/22/2022
48 Month Certificate $500.00 0.85% 0.85% 07/22/2022
60 Month Certificate $500.00 1.05% 1.06% 07/22/2022
31 Month Certificate Special $500.00 2.05% 2.07% 09/29/2022

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.

**Indicates variable rate. Withdrawal limitations may apply.

View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.