Banking Is Different At Directions
As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
Business & Commercial Rates
Balance Requirement | Dividend Rate | APY* | Effective Date | |
---|---|---|---|---|
Business Money Management Account** | $100,000.00 or greater | 0.25% | 0.25% | 04/01/2021 |
$75,000.00 - 99,999.99 | 0.15% | 0.15% | 04/01/2021 | |
$50,000.00-$74,999.99 | 0.15% | 0.15% | 04/01/2021 | |
$25,000.00-$49,999.99 | 0.10% | 0.10% | 04/01/2021 | |
$2,500-$24,999.99 | 0.10% | 0.10% | 04/01/2021 | |
Primary Share Savings | $5.00 to open, $25.00 to obtain APY | 0.03% | 0.03% | 04/01/2021 |
Business Checking | $25,000.00+ | 0.10% | 0.10% | 04/01/2021 |
$5,000-$24,999 | 0.10% | 0.10% | 04/01/2021 | |
$0.00 - $4999 | 0.00% | 0.00% | 04/01/2021 | |
3 Month Certificate | $500.00 | 0.10% | 0.10% | 11/20/2020 |
6 Month Certificate | $500.00 | 0.20% | 0.20% | 11/20/2020 |
12 Month Certificate | $500.00 | 0.35% | 0.35% | 11/20/2020 |
18 Month Certificate | $500.00 | 0.40% | 0.40% | 11/20/2020 |
24 Month Certificate | $500.00 | 0.45% | 0.45% | 11/20/2020 |
30 Month Certificate | $500.00 | 0.50% | 0.50% | 11/20/2020 |
36 Month Certificate | $500.00 | 0.55% | 0.55% | 11/20/2020 |
48 Month Certificate | $500.00 | 0.65% | 0.65% | 11/20/2020 |
60 Month Certificate | $500.00 | 0.80% | 0.80% | 11/20/2020 |
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.
**Indicates variable rate. Withdrawal limitations may apply.
View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.