Banking Is Different At Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
RV Graphic

Auto & Recreational

Credit Card graphic

Credit Card

Checking & Savings graphic: dollar bill with right arrow icon

Checking & Savings

House graphic

Mortgage & Home Equity

Personal loan graphic: money sign with check mark in box

Personal Loans

Business Commercial graphic: contract and pen icon

Business Commercial

Business & Commercial Rates
Balance Requirement Dividend Rate APY* Effective Date
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 04/01/2019
Business Checking $0.00 - $4999 0.00% 0.00% 04/01/2019
$5,000-$24,999 0.25% 0.25% 04/01/2019
$25,000.00+ 0.35% 0.35% 04/01/2019
Business Money Management Account** $2,500-$24,999.99 0.50% 0.50% 04/01/2019
$25,000.00-$49,999.99 0.60% 0.60% 04/01/2019
$50,000.00-$74,999.99 0.70% 0.70% 04/01/2019
$75,000.00 - 99,999.99 0.75% 0.75% 04/01/2019
$100,000.00 or greater 0.80% 0.80% 04/01/2019
Premier Savings Account** $50,000.00 - $99,999.99 1.24% 1.25% 04/01/2019
$100,000.00 or greater 1.49% 1.50% 04/01/2019
3 Month Certificate $500.00 0.75% 0.75% 04/01/2019
6 Month Certificate $500.00 1.49% 1.50% 04/01/2019
12 Month Certificate $500.00 1.98% 2.00% 04/01/2019
18 Month Certificate $500.00 2.23% 2.25% 04/01/2019
24 Month Certificate $500.00 2.28% 2.30% 04/01/2019
30 Month Certificate $500.00 2.37% 2.40% 04/01/2019
36 Month Certificate $500.00 2.47% 2.50% 04/01/2019
48 Month Certificate $500.00 2.72% 2.75% 04/01/2019
60 Month Certificate $500.00 2.96% 3.00% 04/01/2019

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.

**Indicates variable rate. Withdrawal limitations may apply.

View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.