Banking Is Different At Directions
As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
Business & Commercial Rates
| Balance Requirement | Dividend Rate | APY* | Effective Date | |
|---|---|---|---|---|
| Primary Share Savings | $5.00 to open, $25.00 to obtain APY | 0.10% | 0.10% | 01/01/2019 |
| Business Checking | $0.00 - $4999 | 0.00% | 0.00% | 11/01/2018 |
| $5,000-$24,999 | 0.25% | 0.25% | 11/01/2018 | |
| $25,000.00+ | 0.35% | 0.35% | 11/01/2018 | |
| Business Money Management Account** | $2,500-$24,999.99 | 0.50% | 0.50% | 01/01/2019 |
| $25,000.00-$49,999.99 | 0.60% | 0.60% | 01/01/2019 | |
| $50,000.00-$74,999.99 | 0.70% | 0.70% | 01/01/2019 | |
| $75,000.00 - 99,999.99 | 0.75% | 0.75% | 01/01/2019 | |
| $100,000.00 or greater | 0.80% | 0.80% | 01/01/2019 | |
| Premier Savings Account** | $50,000.00 - $99,999.99 | 1.24% | 1.25% | 01/01/2019 |
| $100,000.00 or greater | 1.49% | 1.50% | 01/01/2019 | |
| 3 Month Certificate | $500.00 | 0.75% | 0.75% | 01/08/2019 |
| 6 Month Certificate | $500.00 | 1.49% | 1.50% | 01/08/2019 |
| 12 Month Certificate | $500.00 | 1.88% | 1.90% | 01/08/2019 |
|
14 Month Certificate Certificate Special |
$1,000.00 | 2.72% | 2.75% | 01/08/2019 |
| 18 Month Certificate | $500.00 | 2.03% | 2.05% | 01/08/2019 |
|
19 Month Certificate Certificate Special |
$1,000.00 | 2.86% | 2.90% | 01/08/2019 |
| 24 Month Certificate | $500.00 | 2.18% | 2.20% | 01/08/2019 |
| 30 Month Certificate | $500.00 | 2.23% | 2.25% | 01/08/2019 |
| 36 Month Certificate | $500.00 | 2.47% | 2.50% | 01/08/2019 |
| 48 Month Certificate | $500.00 | 2.72% | 2.75% | 01/08/2019 |
| 60 Month Certificate | $500.00 | 2.96% | 3.00% | 01/08/2019 |
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.
**Indicates variable rate. Withdrawal limitations may apply.
View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.