Banking Is Different At Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
RV Graphic

Auto & Recreational

Credit Card graphic

Credit Card

Checking & Savings graphic: dollar bill with right arrow icon

Checking & Savings

House graphic

Mortgage & Home Equity

Personal loan graphic: money sign with check mark in box

Personal Loans

Business Commercial graphic: contract and pen icon

Business Commercial

Business & Commercial Rates
Balance Requirement Dividend Rate APY* Effective Date
Business Money Management Account** $100,000.00 or greater 0.35% 0.35% 05/01/2020
$75,000.00 - 99,999.99 0.25% 0.25% 05/01/2020
$50,000.00-$74,999.99 0.20% 0.20% 05/01/2020
$25,000.00-$49,999.99 0.15% 0.15% 05/01/2020
$2,500-$24,999.99 0.10% 0.10% 05/01/2020
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.05% 0.05% 05/01/2020
Business Checking $25,000.00+ 0.15% 0.15% 05/01/2020
$5,000-$24,999 0.10% 0.10% 05/01/2020
$0.00 - $4999 0.00% 0.00% 05/01/2020
Premier Savings Account** $100,000.00 or greater 0.35% 0.35% 05/01/2020
$50,000.00 - $99,999.99 0.25% 0.25% 05/01/2020
3 Month Certificate $500.00 0.25% 0.25% 04/10/2020
6 Month Certificate $500.00 0.35% 0.35% 04/10/2020
12 Month Certificate $500.00 0.65% 0.65% 04/10/2020
18 Month Certificate $500.00 0.70% 0.70% 04/10/2020
24 Month Certificate $500.00 0.85% 0.85% 04/10/2020
30 Month Certificate $500.00 0.90% 0.90% 04/10/2020
36 Month Certificate $500.00 1.00% 1.00% 04/10/2020
48 Month Certificate $500.00 1.14% 1.15% 04/10/2020
60 Month Certificate $500.00 1.29% 1.30% 04/10/2020

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.

**Indicates variable rate. Withdrawal limitations may apply.

View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.