Banking is different at Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.

Business & commercial rates

Balance Requirement Dividend Rate APY* Effective Date
Business Money Management Account** $100,000.00 or greater 0.30% 0.30% 11/09/2022
$75,000.00 - 99,999.99 0.25% 0.25% 11/09/2022
$50,000.00-$74,999.99 0.20% 0.20% 11/09/2022
$25,000.00-$49,999.99 0.15% 0.15% 11/09/2022
$2,500-$24,999.99 0.10% 0.10% 11/09/2022
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 11/09/2022
Business Checking $25,000.00+ 0.10% 0.10% 11/09/2022
$5,000-$24,999 0.10% 0.10% 11/09/2022
$0.00 - $4999 0.00% 0.00% 11/09/2022
3 Month Certificate $500.00 0.45% 0.45% 11/30/2022
6 Month Certificate $500.00 0.65% 0.65% 11/30/2022
12 Month Certificate $500.00 1.55% 1.56% 11/30/2022
18 Month Certificate $500.00 4.00% 4.07% 11/30/2022
24 Month Certificate $500.00 1.75% 1.76% 11/30/2022
30 Month Certificate $500.00 1.80% 1.81% 11/30/2022
36 Month Certificate $500.00 1.90% 1.92% 11/30/2022
48 Month Certificate $500.00 2.10% 2.12% 11/30/2022
60 Month Certificate $500.00 2.30% 2.32% 11/30/2022
27 Month Certificate Special $500.00 4.25% 4.33% 11/30/2022
31 Month Certificate Special $500.00 2.45% 2.48% 11/09/2022

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.
**Indicates variable rate. Withdrawal limitations may apply.
View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.