Banking is different at Directions
As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
Business & commercial rates
| Balance Requirement | Dividend Rate | APY* | Effective Date | |
|---|---|---|---|---|
| Business Money Management Account** | $100,000.00 or greater | 0.30% | 0.30% | 11/09/2022 |
| $75,000.00 - 99,999.99 | 0.25% | 0.25% | 11/09/2022 | |
| $50,000.00-$74,999.99 | 0.20% | 0.20% | 11/09/2022 | |
| $25,000.00-$49,999.99 | 0.15% | 0.15% | 11/09/2022 | |
| $2,500-$24,999.99 | 0.10% | 0.10% | 11/09/2022 | |
| Primary Share Savings | $5.00 to open, $25.00 to obtain APY | 0.10% | 0.10% | 11/09/2022 |
| Business Checking | $25,000.00+ | 0.10% | 0.10% | 11/09/2022 |
| $5,000-$24,999 | 0.10% | 0.10% | 11/09/2022 | |
| $0.00 - $4999 | 0.00% | 0.00% | 11/09/2022 | |
| 3 Month Certificate | $500.00 | 0.45% | 0.45% | 11/30/2022 |
| 6 Month Certificate | $500.00 | 0.65% | 0.65% | 11/30/2022 |
| 12 Month Certificate | $500.00 | 1.55% | 1.56% | 11/30/2022 |
| 18 Month Certificate | $500.00 | 4.00% | 4.07% | 11/30/2022 |
| 24 Month Certificate | $500.00 | 1.75% | 1.76% | 11/30/2022 |
| 30 Month Certificate | $500.00 | 1.80% | 1.81% | 11/30/2022 |
| 36 Month Certificate | $500.00 | 1.90% | 1.92% | 11/30/2022 |
| 48 Month Certificate | $500.00 | 2.10% | 2.12% | 11/30/2022 |
| 60 Month Certificate | $500.00 | 2.30% | 2.32% | 11/30/2022 |
| 27 Month Certificate Special | $500.00 | 4.25% | 4.33% | 11/30/2022 |
| 31 Month Certificate Special | $500.00 | 2.45% | 2.48% | 11/09/2022 |
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.
**Indicates variable rate. Withdrawal limitations may apply.
View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.
