Banking is different at Directions
As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.
Business & commercial rates
| Balance Requirement | Dividend Rate | APY* | Effective Date | |
|---|---|---|---|---|
| Primary Share Savings | $5.00 to open, $25.00 to obtain APY | .10% | .10% | 05/23/2023 |
| Business Money Management Account** | $500,000.00 or greater | 4.25% | 4.33% | 05/23/2023 |
| $100,000.00 - $499,999.99 | 0.60% | 0.60% | 05/23/2023 | |
| $75,000.00 - 99,999.99 | 0.45% | 0.45% | 05/23/2023 | |
| $50,000.00-$74,999.99 | 0.20% | 0.20% | 05/23/2023 | |
| $25,000.00-$49,999.99 | 0.15% | 0.15% | 05/23/2023 | |
| $2,500-$24,999.99 | 0.10% | 0.10% | 05/23/2023 | |
| Business Checking | $25,000.00+ | 0.10% | 0.10% | 05/23/2023 |
| $5,000-$24,999 | 0.10% | 0.10% | 05/23/2023 | |
| $0.00 - $4999 | 0.00% | 0.00% | 05/23/2023 | |
| 3 Month Certificate | $500.00 | 0.45% | 0.45% | 03/30/2023 |
| 6 Month Certificate | $500.00 | 0.65% | 0.65% | 03/30/2023 |
| 12 Month Certificate | $500.00 | 1.55% | 1.56% | 03/30/2023 |
| 18 Month Certificate | $500.00 | 1.65% | 1.66% | 03/30/2023 |
| 24 Month Certificate | $500.00 | 1.75% | 1.76% | 03/30/2023 |
| 30 Month Certificate | $500.00 | 1.80% | 1.81% | 03/30/2023 |
| 36 Month Certificate | $500.00 | 1.90% | 1.92% | 03/30/2023 |
| 48 Month Certificate | $500.00 | 2.10% | 2.12% | 03/30/2023 |
| 60 Month Certificate | $500.00 | 2.30% | 2.32% | 03/30/2023 |
| 14 Month Certificate Special*** | $500.00 | 4.70% | 4.80% | 03/30/2023 |
| 19 Month Certificate Special*** | $500.00 | 4.25% | 4.33% | 03/30/2023 |
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.
**Indicates variable rate. Withdrawal limitations may apply.
*** Money used to open 14 and 19 Month Certificate of Deposit must be new money to Directions Credit Union.
View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.
