Banking is different at Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.

Auto, Truck, Motorcycle, and Boat Loans

Rate As Low As APR* Term Effective Date
New & Used Vehicles 5.49% 5.948% Up to 84 Months 11/06/2025

*Annual Percentage Rate. Annual Percentage Rate (APR) includes $300.00 processing fee. Rates and terms are determined by your credit qualifications. Maximum term up to 84 months.

Finance 100% or purchase price including tax & title. Monthly installments of $477.38 based on $25,000.00 loan amount over 60 months with an APR of 5.948%. Fixed rate. No Prepayment penalty. Loan rates are subject to change. All loans subject to credit approval.

Recreational Vehicle Loans

Rate As Low As APR* Term Effective Date
New & Used RV 9.49% 9.759% Up to 240 Months 01/01/2025

*Annual Percentage Rate. Annual Percentage Rate (APR) includes $300.00 processing fee. Rates and terms are determined by your credit qualifications. Maximum term up to 240 months.

Finance 100% or purchase price including tax & title. Monthly installments of $372.61 based on $25,000.00 loan amount over 96 months with an APR of 9.759%. Fixed rate. No prepayment penalty. Loan rates are subject to change. All loans subject to credit approval.