Financial Management and Planning
Directions Financial Solutions (DFS) was established to serve the financial planning needs of Directions members. Staffed by a team of financial professionals who are here for you when it comes to planning your future and taking care of the ones you love.
The Process
Goals-Based Investing Explained
At its core, goals-based investing connects investment strategies to a member's financial objectives. Directions Financial Services empowers advisors to make that connection by custom-tailoring strategies for the three stages of an investment journey: Gain, Protect and Spend.
Gain Stage
In this stage, the advisors seek to capture growth trends with a flexible, active investing process that’s designed with the goal of growing wealth over time, while being mindful of volatility.
Protect Stage
Within this stage, the advisors seek to grow assets while mitigating the risk of a catastrophic portfolio loss that could derail a financial plan.
Spend Stage
In this stage, the advisors seek to provide the ability for taking regular distributions and preserve spending power, while addressing longevity and shortfall risks.
Service Offerings
Retirement Services
- IRA, 401(k), 403(b), and 457 plans
- Retirement Planning
- Retirement Income Strategies
Advice & Financial Guidance
- Life Insurance
- Education Funding
- Financial Planning
- Long-Term Care Insurance
Your Wealth Advisors
Matthew B. Williams
LPL Wealth Advisor
Toledo/Southern Michigan
Matt has over 20 years of experience in the financial services industry offering sound investment and insurance advice. He offers an array of financial services for our members. Matt is a graduate of St. Francis de Sales and the University of Cincinnati. He maintains the FINRA 7, 63, and 65 licenses along with the Ohio Accident and Health, Casualty, Life, Property, and Variable Licenses.
Contact Matt today to schedule a free, no-obligation appointment at 419-720-4797 or [email protected]
Andrew Hackney
LPL Wealth Advisor
Central Ohio
Andrew has a combined experience of 10 years in both the banking and investment industry. With his tenure comes a broad knowledge of many financial tools and services available to enrich his client's financial futures. He maintains his Series 7 and 66 licensing along with the Ohio Accident, Life, and Health.
Contact Andrew today to schedule a free, no-obligation appointment at 419-720-4787 or [email protected]
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Directions Credit Union and Directions Financial Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Directions Financial Solutions, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Directions Credit Union or Directions Financial Solutions. Securities and insurance offered through LPL or its affiliates are:
NOT INSURED BY NCUA OR ANY OTHER GOVERNMENT AGENCY
NOT CREDIT UNION GUARANTEED
NOT CREDIT UNION DEPOSITS OR OBLIGATIONS
MAY LOSE VALUE
Your Credit Union, Directions Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
