What Does The Retail Apocalypse Mean For America?

Personal Finances

It’s become a familiar and depressing sight: the shuttered doors, the “Going Out of Business” signs, and the empty storefronts. And it’s not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major national brands we’ve grown up with are disappearing from the country’s retail landscape. What’s happening to the retail world in America? Is there …

Thanksgiving Hacks To Save Time, Stress And Money

Personal Finances

Thanksgiving prep stressing you out? Wondering how you’re going to get everything done in time for the big day and stick to your budget at the same time? We’re here to help! Whether you’re traveling home for the holiday or hosting a houseful of guests, we’ve got you covered. Here are 15 clever Thanksgiving hacks to save you time, stress …

What To Buy And What To Skip This Black Friday

Personal Finances

It’s the bargain-hunters favorite season -or is it? Before you brave the crowds this Black Friday, take a few minutes to read through our list of what to buy and what to skip so you only come home with true bargains. Skip: Large home appliances While you may find markdowns on large household appliances, like dishwashers and refrigerators, on Black …

8 Ways To Beat Holiday Stress

Personal Finances

If holiday stress is already nipping at your enjoyment of the season, we’ve got tips to help bring the cheer back! While the entertainment industry would have us think the holidays are always full of good cheer, lots of laughs and warm feelings, the reality can, unfortunately, be otherwise. Sometimes, all that frenzied consumerism, party-hopping, and crazy schedules can bring …

6 Ways To Keep Your Finances Intact This Holiday Season

Personal Finances

‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend. There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips: 1. Create a detailed list of all …

All You Need To Know About Remote Deposit Capture

Personal Finances

Check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road.  One of the most convenient features we offer through our mobile banking service is Directions Credit Union Remote Deposit Capture. There’s no need to squeeze a trip down to a Directions Credit Union branch into your already busy schedule. …

Do Monthly Bill Payments Affect My Credit Score?

Personal Finances

You’re working on improving your credit score and being extra careful about paying the bills on time. But, since you don’t see these payments reflected in your score, you might be wondering: Do monthly payments, like utility bills, count towards a credit score?  Unfortunately, making your monthly payments will not affect your credit score.  However, if you’re delinquent on a …

12 Things To Do Before Your Summer Getaway

Personal Finances

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for summer vacation. 1.) Let us know Give us a call at 1-888-508-2228 before you set …

How to Enjoy a Busy Wedding Season Without Going Broke

Personal Finances

Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put a real strain on your budget. Between wedding attire, travel costs, and gifts, each wedding can add up to a pretty penny. In fact, according to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out …