Banking is different at Directions

As a not-for-profit financial cooperative, Directions is different by design! Lower fees and better rates are just the beginning of a better way to bank.

Business & Commercial Rates

Balance Requirement Dividend Rate APY* Effective Date
Primary Share Savings $5.00 to open, $25.00 to obtain APY .10% .10% 04/01/2025
Business Money Market Account** $500,000.00 or greater 3.75% 3.82% 04/01/2025
$100,000.00 - $499,999.99 3.75% 3.82% 04/01/2025
$50,000.00-$99,999.99 1.50% 1.51% 04/01/2025
$2,500-$49,999.99 0.35% 0.35% 04/01/2025
Business Premier Plus Checking $50,000 or greater 2.25% 2.27% 04/01/2025
$0 - $49,999.99 0.00% 0.00% 04/01/2025
3 Month Certificate $500.00 0.45% 0.45% 05/01/2025
6 Month Certificate $500.00 0.65% 0.65% 05/01/2025
12 Month Certificate $500.00 1.55% 1.56% 05/01/2025
18 Month Certificate $500.00 1.65% 1.66% 05/01/2025
24 Month Certificate $500.00 1.75% 1.76% 05/01/2025
30 Month Certificate $500.00 1.80% 1.81% 05/01/2025
36 Month Certificate $500.00 1.90% 1.92% 05/01/2025
48 Month Certificate $500.00 2.10% 2.12% 05/01/2025
60 Month Certificate $500.00 2.30% 2.32% 05/01/2025
19 Month Certificate Special*** $500.00 4.00% 4.07% 05/01/2025

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal.

**Indicates variable rate. Withdrawal limitations may apply.

*** Money used to open 19 Month Certificate of Deposit must be new money to Directions Credit Union.

View Business Savings Disclosures, Business Certificates Disclosures and Business Fee Schedule.