Mortgage Rates Are Dropping; Should You Refinance?

For the Home

Mortgage Refinance

Should you take advantage of the dropping interest rates by refinancing your mortgage? Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage on the same home, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider. Is it …

Fifteen Tricks to Sell Your Home Quickly

For the Home

Sell your home quickly

If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen as quickly as possible. After all, it isn’t easy to be paying two mortgages at once! You might also be counting on the proceeds of the sale to help make a down payment on your new home. Read on for …

7 Ways To Stop Worrying About Debt And Love Your Mortgage

For the Home

Oriental, young, woman holding a red, paper heart to her face, eyes showing

Every corner of the personal finance world seems to hammer home the same point: Debt is the wealth killer. Debt is the single greatest threat to your retirement planning, college savings and financial independence.Except, as it turns out, there is one kind of debt that defies all of these rules: mortgages. Money you owe on real property can, in fact, …

Which Is Right For Me: Adjustable Or Fixed-Rate Mortgage Loan?

For the Home

Business woman holding two miniature model homes in her hands

The choice of which mortgage loan to go with starts with a simple question: fixed-rate or adjustable? There are many different terms, points and rates associated with each, but narrowing your search to a category can really simplify the process. Fixed-rate mortgages are the more traditional choice. You and a lender agree to a length of time (or term) and …