6 Ways To Keep Your Finances Intact This Holiday Season

Personal Finances

‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend. There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips: 1. Create a detailed list of all …

The Holiday Shopping Season Has Begun! Plan Ahead With These Tips

Personal Finances

The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December. Before taking advantage of any “deals,” do your homework. Create a budget and stick with it. This will help you avoid going into …

9 Tips For Sticking To A Holiday Budget

Personal Finances

A holiday budget takes time and discipline, but the payoff is well worth it. “Think of a budget as a financial GPS,” says Cate Williams, national spokeswoman for Money Management International. “It makes us a cheerful giver because we’re not spending money that should go to another expense,” Williams says. So how do you become a “cheerful giver”? We recommend …