Where Is My Stimulus Check?

Personal Finances

Are you still waiting for your stimulus check? Many Americans who filed tax returns and used direct deposit for refunds already have theirs. Find out when yours is due! More than half of eligible Americans have already received their Economic Impact Payment, but tens of millions more are still waiting. We’ll let you in on when you can expect yours, …

How Should I Spend My Stimulus Check?

Personal Finances

The stimulus checks promised in the Coronavirus Aid, Relief and Economic Security (CARES) Act are starting to land in checking accounts and mailboxes around the country. The $1,200 granted to most middle-class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money? To help you determine …

CARES Act: Retirement Plan Relief Provisions

Directions Financial Solutions

The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020.  This $2 trillion emergency relief package represents a bipartisan effort to assist both individuals and businesses in the ongoing coronavirus pandemic and accompanying economic crisis. The CARES Act provisions for retirement plan relief for individuals under federal tax law are discussed here. For …

Beware The 2020 Census Scam!

Security and Scams

We have answered all your questions about the 2020 census! Every 10 years, the Census Bureau makes an effort to count every person living in the U.S. Though the process won’t start until mid-March 2020, the Federal Trade Commission (FTC) is already warning of scammers exploiting the process to con you out of your sensitive information. That’s why it’s important …

How To Dispute An Error On Your Credit Report

Personal Finances

While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score. As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like CreditKarma.com, requesting …

Beware The Fake Check Scam Targeting College Students

Security and Scams

There’s recently been an uptick in fake check scams targeting new college students. Young adults make excellent targets. In fact, according to the BBB Institute for Marketplace Trust, consumers ages 18 to 24 are three times more likely than seniors to fall prey to a scam. Also, the BBB’s ScamTracker Risk Report of 2018 found that 41.6% of students reported …

What Does The Retail Apocalypse Mean For America?

Personal Finances

It’s become a familiar and depressing sight: the shuttered doors, the “Going Out of Business” signs, and the empty storefronts. And it’s not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major national brands we’ve grown up with are disappearing from the country’s retail landscape. What’s happening to the retail world in America? Is there …

Thanksgiving Hacks To Save Time, Stress And Money

Personal Finances

Thanksgiving prep stressing you out? Wondering how you’re going to get everything done in time for the big day and stick to your budget at the same time? We’re here to help! Whether you’re traveling home for the holiday or hosting a houseful of guests, we’ve got you covered. Here are 15 clever Thanksgiving hacks to save you time, stress …

What To Buy And What To Skip This Black Friday

Personal Finances

It’s the bargain-hunters favorite season -or is it? Before you brave the crowds this Black Friday, take a few minutes to read through our list of what to buy and what to skip so you only come home with true bargains. Skip: Large home appliances While you may find markdowns on large household appliances, like dishwashers and refrigerators, on Black …

All You Need To Know About Your First Student Loan

Student Money Tips

You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t stress you out. Unfortunately, just like those papers, you’ll eventually have to write, your student loan debt isn’t going anywhere. If you’ve borrowed the funds from a private lender, you likely need to start making payments toward your …