Saving Bucks On Books: How To Beat Your Campus Bookstore

College Credit

Young, female, college student sitting at desk holding a red and white piggy bank in one hand and a book in the other: two tall stacks of books on both sides of her

Everything about college is expensive. In the end, the sacrifices will be worth it, but that’s no comfort to a poor college student staring at a few hundred dollars worth of textbooks every semester. On average, college students spend $1,200 a year on textbooks alone! Luckily, there are a few places you can go to save a few dollars. 1.) …

Minimize Investment Risk By Building Up Your Savings

That Makes Cents

Woman looking down and putting money in a piggy bank while holding it

Life is full of surprises. You don’t want to be caught in an emergency that leaves you desperate for cash when all your funds are tied up in bonds, CDs and stocks. It’s important to have a solid cushion of savings before you start putting your money into an investment. Follow the 50/30/20 rule. Financial advisers suggest that 50% of …

Getting Your Finances In Order

That Makes Cents

Man looking through file cabinet with multi colored hanging folders: camera focused on tab reading "Investments"

Congratulations! You’ve made the important decision to invest some of your finances this year, and it’s your first time ever. You’re eager to get your money into the market, yesterday. But where do you start? Jumping into the market without first taking careful stock of your finances is like asking for seconds at the dinner table before finishing your first portion. …

Don’t Sleep On Your Savings: Avoiding Dormant Accounts

That Makes Cents

Young woman peeking up at a piggy bank

The best things to do with a savings account is to forget about it and let it earn dividends. However, don’t forget about it so long that it becomes dormant. A dormant savings account is one with a low balance that has had no deposits in a while. Exact criteria varies by state. Generally, accounts with less than $50 that …