What’s The Best Way To Finance A Home Renovation?

For the Home

As a Directions Credit Union member, you have several choices when it comes to financing a home renovation. And we want to help you find the right one for your specific needs! First, let’s take a look at some common choices and why they’re not the best idea: 1. Home Equity Loan A home equity loan is a loan that’s …

7 Money Myths You Need to Stop Believing Now

Personal Finances

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit.   Myth #1: Debit is always better …

8 Ways To Spot A Home Improvement Scam

Security and Scams

If you’re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can cost you a lot. Read on for 8 ways to spot a home improvement scam. 1. The contractor insists on being paid upfront Be wary of any contractor demanding that you pay most of …

Buying a New Home? 5 Reasons To Partner With a Credit Union

For the Home

If you have decided to take the plunge and buy a home, you should take great care to get the right lending partner. It’s is a big decision with lots of nuances to consider. With thousands of different banks, credit unions, and even online options, how will you pick the best financial partner for your needs? First, let’s look at …

Buying a Home: Before or After Retirement?

For the Home

A move to a smaller home is a positive lifestyle and financial change all empty-nesters and retirement age individuals should consider. While there are many fond memories of the house in which you raised your family, it’s time to think about your own needs as you approach a new phase in life. Many people dream of buying their ideal retirement …

When Should I Put My House On The Market?

For the Home

If you’re thinking of putting your house on the market, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home. Before you start prepping your home for a photoshoot that shows it off in the best light, take a moment to consider your …

7 Reasons Not To Skip A Home Inspection

For the Home

A home inspection will set you back several hundred dollars, but it can easily save you thousands down the line. Before you officially become the new owner of the house, learn all you can about its general condition. Once you’re under contract, you’ll need to have your future home professionally inspected by a certified engineer or a licensed inspector. The …

How to Prepare Your Home for Winter

For the Home

Keep your home warm and safe this winter by following our comprehensive to-do list before the real cold sets in. 1. Seal your home Give your home a quick run-through, checking for drafts. You can do this by holding a lit candle near the following areas: Windows Doors Vents and fans Plumbing areas Air conditioners Mail chutes Electrical and gas …

Beware of “Quick Cash for Your Home” Offers

For the Home

We’ve all seen ads like “We Pay Cash for Houses, We Buy Ugly Houses, We’ll Buy Your House for Cash, Sell Your Home Fast for Cash.” They are on TV, on billboards, online, come in the mail, and even on telephone poles and fences. They seem to offer a simple way to sell your home no matter its current condition. …

4 Ways To Bring Your Dream Kitchen To Life

For the Home

The kitchen is the heart of the home. It’s where we spend many hours whipping up delectable dishes to please every palate and food plan. It’s where we catch a quick morning chat over coffee and linger over dinners together in the early evening. The kitchen is where it’s at. It’s also the area of the home that sees the …