Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the three major credit reporting agencies is now free. Previously, a consumer had to pay a fee to freeze and unfreeze their credit report. Freezing your credit reports makes it harder for criminals to …
The Holiday Shopping Season Has Begun! Plan Ahead With These Tips
The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December. Before taking advantage of any “deals,” do your homework. Create a budget and stick with it. This will help you avoid going into …
Beware of “Quick Cash for Your Home” Offers
We’ve all seen ads like these… “We Buy Ugly Houses” “We Pay Cash for Houses” “We’ll Buy Your House for Cash” “Sell Your Home Fast for Cash” They are on TV, on billboards, online, come in the mail, and even on telephone poles and fences. They seem to offer a simple way to sell your home no matter its current …
Pros and Cons of Paying Over Time
How often do you choose to pay for something over time? You have chosen to pay over time when you’ve used a loan or credit card to pay for something. While choosing to pay over time can be convenient, it can also be costly if you don’t consider interest, fees, and other charges. Keep more of your money by minimizing …
Take Five Steps To Save Before You Shop For A New Car
Yes, you read that headline correctly. If you are thinking of buying a used or new car and you want to save money, we recommend first taking five steps before you even think of heading to a dealership showroom or website to shop. When many of us feel that first itch for a new vehicle, we think first about dropping …
Money Saving Tips To Lower Your Auto And Gas Costs
Gas prices typically fluctuate depending on the season, for example, going up when more people are traveling in the summer. Even a few extra cents a gallon can quickly add up to lots of dollars. But, with some attention to the following tips, you can keep costs to operating your vehicle as low as possible. Saving on gasoline No matter …
How Much Money Have You Spent Gaming Online?
How many hours do you spend gaming online? Or better yet, how much money have you spent gaming online? Have you spent money on (or within) a game that started out free? It happens all the time. Paying Customer How did you end up as a paying customer? Many free games come with certain caveats. Like ads or in-app purchases. …