Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the three major credit reporting agencies is now free. Previously, a consumer had to pay a fee to freeze and unfreeze their credit report. Freezing your credit reports makes it harder for criminals to …
The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December. Before taking advantage of any “deals,” do your homework. Create a budget and stick with it. This will help you avoid going into …
We’ve all seen ads like “We Pay Cash for Houses, We Buy Ugly Houses, We’ll Buy Your House for Cash, Sell Your Home Fast for Cash.” They are on TV, on billboards, online, come in the mail, and even on telephone poles and fences. They seem to offer a simple way to sell your home no matter its current condition. …
How often do you choose to pay for something over time? You have selected to pay overtime when you’ve used a loan or credit card to pay for something. While choosing to pay overtime can be convenient, it can also be costly if you don’t consider interest, fees, and other charges. Minimize the amount of interest you pay by paying …
Yes, you read that headline correctly. If you are thinking of buying a used or new car, take these five steps before you head to a dealership showroom or website to shop. When many of us feel that first itch for a new vehicle, we think first about dropping by a dealership to browse—look at a few models and check …
Gas prices typically fluctuate depending on the season, for example, going up when more people are traveling in the summer. Even a few extra cents a gallon can quickly add up to lots of dollars. But, with some attention to the following tips, you can keep the costs of operating your vehicle as low as possible. Saving on gasoline No …
How many hours do you spend gaming online? Or better yet, how much money have you spent gaming online? Have you spent money on (or within) a game that started free? It happens all the time. Paying Customer How did you end up as a paying customer? Many free games come with certain caveats. Like ads or in-app purchases and …
