Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions? Here are six of the most common mistakes people make while in their 20s and how to fix them: 1.) The mistake: Racking up credit card debt When all of life’s pleasures are just a swipe away, it’s easy to …
Getting Your Finances In Order
Congratulations! You’ve made the important decision to invest some of your finances this year, and it’s your first time ever. But where do you start? Jumping into the market without first taking careful stock of your finances is like asking for seconds at the dinner table before finishing your first portion. Though you can technically invest before your debts are …
Credit Card Or Debit Card – What’s The Smartest Swipe?
Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card, on the other hand, simply …
7 Ways To Stop Worrying About Debt And Love Your Mortgage
Debt is the wealth killer. Debt is the single greatest threat to your retirement planning, college savings, and financial independence. Except, as it turns out, there is one kind of debt that defies all of these rules: mortgages. The money you owe on real property can be a boom to your financial independence in a lot of ways. Let’s talk …