You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but the benefit that you get from Uncle Sam may not provide enough income for your retirement years. To make …
Investing in cryptocurrency is all the rage, but that doesn’t mean it’s the financially responsible choice for everyone. Let’s take a closer look at cryptocurrency, its volatile nature, and explore the question of whether it’s a good idea to invest in what has been hailed by some as the “money of the future.” What is cryptocurrency? Cryptocurrency is digital money …
College is a time for kids to take responsibility for their finances. Many college first-year students have had minimal experience dealing with money. Typically they come from living in a parent-controlled world where they have rules, and they know their limits. College offers a sense of freedom that could cause financial problems if not handled correctly. Credit cards and shopping …
Flipping houses is an investment concept. It involves purchasing a rundown home at the lowest possible price, spending the necessary time and money on fixing it up and then selling it for profit. Flipping, or rehabbing homes, has become the primary source of income for thousands of people across the country. Are you thinking of launching your own home-flipping business? …
You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors. …
At Directions Credit Union, we are dedicated to improving our members’ lives and everyone who helps make our communities strong through education. The COVID-19 pandemic has taken a toll on the school systems in our community. Our educators have been forced to be innovative as they struggle with creating a safe and conducive learning environment for their students. Schools have …
Landscaping can really drain your wallet! Between seeds, fertilizer and gardening supplies, costs can be high enough to take the pleasure out of lawn care. Here are 10 creative ways to save on landscaping, so you can have your well-tended lawn and your budget, too. 1. Plant perennials Go green with your garden by choosing plants that flower year after …
Spring is a great time of year to clear your house of accumulated junk and make it sparkle. Why not do the same for your finances? Junk can accumulate there, too. In fact, some of your money matters may need a good wipe down this season. Here are some ways to spring clean your finances: Sweep out your budget It’s …
Congratulations! You’ve just gotten the positive pregnancy test results, and you’re breathless with excitement — and nerves. Or maybe you’re a few months along, and the mild panic is growing right along with the baby bump. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay for it all? Here are …
There is finally a light at the end of the socially distanced tunnel – the FDA has approved two coronavirus vaccines. Detailed plans to distribute from pharmaceutical companies Pfizer and Moderna are already underway, with additional vaccines expected to gain FDA approval in 2021. Unfortunately, whenever there’s big news, scammers aren’t far behind. Almost as soon as the news of …
