How Men and Women Manage Money Differently

Personal Finances

Despite society’s advancements, there are still significant differences in the way men and women manage money. Dozens of studies have been performed on this subject, with research from around the globe. Being aware of these differences can help us understand the ways we deal with our finances. Attitudes toward shopping Men and women look at shopping very differently. A study …

How do I Prepare for a Recession?

Personal Finances

How-do-I-Prepare-for-a-Recession

Taking steps to improve your financial health in case of a recession is a smart move. Here’s how to prepare yourself and your finances. Take stock of your financial reality Before you actually make any financial changes, ask yourself these questions: What’s the total of my monthly income? What’s the total of my monthly expenses? What’s the total of my …

4 New Year’s Resolutions for Small Businesses

Business Banking

4-New-Years-Resolutions-for-Small-Businesses

It’s a brand-new year, and a new chance at growth for your business. Curious about what your business should be focusing on this year? We’ve got answers! Below, we’ve outlined four New Year’s resolutions for your business. 1. Update your business plan If you’ve established your company the right way, you’ll have drafted a business plan when you first launched …

How to Host a Stress-free Holiday Meal on a Budget

Personal Finances

How-to-Host-a-Stress-free-Holiday-Meal-on-a-Budget

Holiday hosting can be super-stressful – and expensive! This year, with prices soaring at the grocery and beyond, breaking that budget on hosting duties can seem like a sure thing. Lucky for you, you can change the odds. Here are six ways you can host a stress-free and awesome holiday meal without draining your wallet. Simplify your meal plan It’s …

How Much Business Debt Is Too Much?

Business Banking

Borrowing money is often a necessary part of running a business. It’s important to proceed with caution and understand business borrowing before taking on new debt. Here’s all you need to know about striking a balance when borrowing for your business: What is debt capacity? Debt capacity refers to the amount of money a business can reasonably borrow and pay …

Should I Buy an Electric Car?

For the Road

With gas prices soaring and expected to continue climbing into the foreseeable future, is it a good time to consider purchasing an electric car? Thousands of drivers are grappling with this question as gas prices peak. While an electric vehicle (EV) might be the right choice for many, there are lots of variables to consider before making this decision. Here’s …

Should I Offer Financial Support to my Adult Child?

Personal Finances

In recent years, newly minted adults have become more dependent on their parents. According to a report by Merrill, more than three-quarters of parents in the U.S. provide financial support to their adult children. This includes allowing their kids to live at home, covering student loan bills, paying for their phone/data plans and more. This development is likely due to …

What is the Dark Web?

Security and Scams

The dark web is the deepest layer of the internet that isn’t visible to the average browser. Unfortunately, its name is a perfect description of its function, as the dark web is full of illegal activities and crimes. Let’s take a closer look at the dark web and how you can protect your information from being snared. What is the …

How to Prepare Your Home for Winter

For the Home

Keep your home warm and safe this winter by following our comprehensive to-do list before the real cold sets in. 1. Seal your home Give your home a quick run-through, checking for drafts. You can do this by holding a lit candle near the following areas: Windows Doors Vents and fans Plumbing areas Air conditioners Mail chutes Electrical and gas …

Discussing Risk Management With Your Spouse

Directions Financial Solutions

One of the most challenging issues for couples to resolve is how much risk they’re willing to take with their investments. Here are some tips to guide you on the road toward joint venture: 1.) Communication is key Let your partner know you’re willing to research options together and come up with a plan. Erica Coogan, a partner at Moss …