‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend. There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips: 1. Create a detailed list of all …
One of the oldest holiday scams, which is even more prevalent in the age of the internet, is the letter from Santa scam. Here’s all you need to know about this Christmas-themed scheme. How it plays out In this ruse, scammers set up bogus websites where parents can order legitimate-looking letters from Santa for their children. The cost is less …
Payday loan scams may seem like old news, but they’re more common than ever. In fact, in 2018, the FTC paid a total of $505 million to more than one million victims of payday loan scams. In this scam, a caller claiming to represent a collection agency who is acting on behalf of a loan company tells victims they must …
You deserve to find fantastic deals this Black Friday. Here at Directions Credit Union, we hate to see your money go to waste. That’s why we’ve put together a list of misleading advertising schemes you may come across when hunting for deals this Black Friday. 1. Very limited quantities That $200-off supersized TV screen coupon that just landed in your …
Most of us use checking accounts daily. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account. How much money should we be keeping in these super-convenient accounts? Let’s find out. What’s your magic number? According to a 2019 NerdWallet survey, the average American checking account balance …
Check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road. One of the most convenient features we offer through our mobile banking service is Directions Credit Union Remote Deposit Capture. There’s no need to squeeze a trip down to a Directions Credit Union branch into your already busy schedule. …
Meeting new people is difficult for many adults. Fortunately, though, there’s the internet. Dating sites like eHarmony and Match.com make it easier than ever to find other people who are looking for the same thing you seek. Unfortunately, that same ease of connection makes online dating sites a haven for scammers. Using the information you provide, they can craft a …
The digital world has made a huge impact on banking – especially in the area of making payments. This convenience saves time, energy, and, in some cases, can also save you money! Read on for all the ways you can make payments through your Directions online banking account. Bill Pay Bill Pay allows you to pay all your bills from …
Before heading out on your summer vacation, read through our list of four common vacation scams and learn how to avoid them. You don’t want to take a permanent vacation from your hard-earned money! 1. The bogus prize vacation In this scam, you’ll receive a notification via snail mail, phone call or email, that you’re the lucky winner of a …
You’re working on improving your credit score and being extra careful about paying the bills on time. But, since you don’t see these payments reflected in your score, you might be wondering: Do monthly payments, like utility bills, count towards a credit score? Unfortunately, making your monthly payments will not affect your credit score. However, if you’re delinquent on a …
