Feeling Stuck In Your Car Loan? Might Be Time To Shop Around!

For the Road

Picture inside a vehicle from the driver seat with a mini shopping cart on the dash

Some bills can’t be changed. For other bills, though, a little legwork can make a big difference in your monthly payment. Your car payment is a great example. Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both. It depends on various factors, including the value of your vehicle, how much you owe …

How to Get By In an Emergency: Personal Loan or Credit Card?

Life and Money

Picture of woman sitting (not showing face) and putting money in a glass jar that contains other bills and change

If you’re unsure how you’d survive a financial emergency, you’re not alone. A survey found that 47% of Americans would borrow for a $400 emergency. As a credit union member, you have borrowing options. Two popular choices for emergency funding are personal loans and credit cards. Here are several pros and cons to each. 1.) Limits. Credit cards have credit …

Personal Loans: The Swiss Army Knife of Personal Finance

That Makes Cents

Young woman sitting on floor, smiling, while holding cup of coffee, scrolling through her mobile phone, moving boxes all around her

Sometimes life throws expensive surprises. To cover them, you’ll need to borrow. If you’re borrowing to finance one of these costly events, consider a personal loan. 1.) Weddings. When it’s time to get married, the wedding is on – there’s no waiting for funds! The average wedding costs over $30,000, too much for one credit card, and the interest would …

Setting Yourself Up For Auto Loan Success

For the Road

Excited, young woman holding up keys while sitting in her new convertible vehicle

When shopping for a new car, it’s always too easy to let your emotions do the shopping. After all, you’ve been fantasizing about that red convertible for how long? For most people, a car is the most expensive purchase they’ll make aside from their house. So, keeping this sobering thought in mind is a solid step toward reining in those emotions. …