How to Enjoy a Busy Wedding Season Without Going Broke

Personal Finances

Celebrating a new marriage together with your friends is great fun, but all those wedding invites can put a real strain on your budget. Between wedding attire, travel costs, and gifts, each wedding can add up to a pretty penny. In fact, according to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out …

7 Money Myths You Need to Stop Believing Now

Personal Finances

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit.   Myth #1: Debit is always better …

5 Tips For Your First Spring Break On A Budget

Student Money Tips

It’s your first spring break and you’re totally psyched! But that doesn’t mean you need to break the bank. Have yourself an awesome time without blowing your budget by following these five spring break tips. Check your school for discounts and help Lots of colleges offer on-campus travel agents who can help you plan your vacation right by snagging the …

Why Do I Spend So Much When Shopping Online?

Personal Finances

Both online and in-store shopping can tempt you to overspend.  The internet is designed to help you lose track of your dollars.  Of course, the internet wins for convenience. Shopping the old-fashioned way, though, is not without merit. When purchasing items that need to fit right or that you may need immediately, you might want to head to the mall. …

Ways To Save On Food Costs

Student Money Tips

With your mind so muddled with details like classes, exams, and papers, who has time to think about food? You might be heading into the new semester with plans to survive solely on convenience food and packaged junk. We’re looking at you, ramen noodles!  But as you’ll quickly discover, overdoing the processed foods will leave you feeling not quite full …

9 Tips For Sticking To A Holiday Budget

Personal Finances

A holiday budget takes time and discipline, but the payoff is well worth it. “Think of a budget as a financial GPS,” says Cate Williams, national spokeswoman for Money Management International. “It makes us a cheerful giver because we’re not spending money that should go to another expense,” Williams says. So how do you become a “cheerful giver”? We recommend …

Back-To-School Savings

Personal Finances

Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. We’ll help you navigate it with your budget and sanity intact. Read on for 12 back-to-school saving tips. 1.) Do a house-wide sweep Before you spend a penny, scour your closets and drawers to see what you have lying …

6 Ways To Save On Your Summer Vacation

Personal Finances

The open road is calling, and your summer vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? Ideally, a plump vacation fund is the way to go. Unfortunately, though, many of us don’t think about how we’re going to pay for vacation until it’s a few weeks away. …

Newlyweds: Don’t Let Financial Stress Take The Cake

Personal Finances

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason newlyweds argue, and financial arguments are among the top predictors of divorce. So, how can you avoid becoming a statistic? Here are some ideas from the experts: Talk To Each Other A 2013 poll by the National Foundation for Credit Counseling …

Credit Card Or Debit Card – What’s The Smartest Swipe?

Personal Finances

Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card, on the other hand, simply …