Ways To Save On Food Costs

College Credit

Saving on Food Costs

With your mind so muddled with details like classes, exams and papers, who has time to think about food? You might be heading into the new semester with plans to survive solely on convenience food and packaged junk. We’re looking at you, ramen noodles! But as you’ll quickly discover, overdoing the processed foods will leave you feeling not quite full …

Talking To Your Kids About Money

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How to establish a budget for your kids

When is a good time to start talking to your kids about money? When should you start to provide them with the tools needed to help them create their own budget? What about the right time to start teaching them the discipline to stick to that budget? The sooner the better! Developing money managing skills provides us with a strong …

9 Tips For Sticking To A Holiday Budget

Life and Money

Holiday Budget Piggy Bank With Santa Hat

Holiday budgeting takes time and discipline but the payoff is well worth it. “Think of a budget as a financial GPS,” says Cate Williams, national spokeswoman for Money Management International. Drawing up a soup-to-nuts budget helps safeguard cash, without quenching the holiday spirit: “It makes us a cheerful giver because we’re not spending money that should go to another expense,” …

Back-To-School Savings

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Back to School Savings

Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. We’ll help you navigate it with your budget and sanity intact. Read on for 12 back-to-school saving tips. 1.) Do a house-wide sweep Before you spend a penny, scour your closets and drawers to see what you have lying …

6 Ways To Save On Your Summer Vacation

Life and Money

Piggy bank with sunglasses on in the sand on a beach

The open road is calling and your summer vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? Ideally, a plump vacation fund is the way to go. Unfortunately, though, many of us don’t think about how we’re going to pay for vacation until it’s a few weeks away. …

Newlyweds: Don’t Let Financial Stress Take The Cake

Life and Money

Young couple sitting on couch, woman making silly, happy face over husband's shoulder, man smiling

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce. So, how can you avoid becoming a statistic? Here are some ideas from the experts: Talk To Each Other A 2013 poll by the National Foundation for Credit Counseling …

Credit Cards Or Debit Cards – What’s The Smartest Swipe?

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Young, smiling, man sitting cross legged on couch with laptop on lap holding debit card in one hand and giving a thumbs up with the other: 2 boxes stacked placed next to him

Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card, on the other hand, simply …

Time Is Money: How To Calculate Your Wage For Savings

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Woman holding a fan of one hundred dollar bills in both hands up near her face with a clock positioned next to her

Exchanging time for money is a basic economic activity. It underscores every transaction. You go to work and exchange your time and labor for a salary. You’re tired on the way home, so instead of cooking, you exchange money for the time and labor of a fast-food worker. You want to go out to dinner with your partner, so you …