This type of scam occurs when someone pretends to be someone they're not. Usually, they claim to be from the government or from an established business. Remember, the government will never contact you requesting money or private information.

Any investment you make has a certain level of risk. However, scammers who offer "guaranteed" successful returns on investments are likely a scam. These offers typically come in the form of investing in financial or real estate markets. Do your due diligence and research any potential companies you plan to work with to handle your investments.

With the explosion in popularity of online dating apps and social media, scammers have turned their attention to those looking to find love. Often, they work to find the victim's vulnerabilities and attempt to gain their trust. The scammers may then request money for various reasons. If you ever suspect someone you are communicating with online of being a scammer, cut off communications immediately. Below are a few warning signs to look out for:

• The person can't meet you in person
• They ask for money for medical expenses, for travel expenses to see you, or they need money because they are in some sort of trouble
• They tell you a specific way to pay, such as wiring money, gift cards, or money transferring apps

A very common type of scam occurs when you receive a message that you have won a prize, sweepstakes, or lottery. The most telling way to know that this is a scam is if you never entered the sweepstakes or lottery drawing. Also, if you are ever asked to pay to receive your winnings, it is a scam.