8 Ways To Spot A Home Improvement Scam

Security and Scams

If you’re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can cost you a lot. Read on for 8 ways to spot a home improvement scam. 1. The contractor insists on being paid upfront Be wary of any contractor demanding that you pay most of …

6 Ways To Save Money On Gardening Equipment And Supplies

Personal Finances

As spring deepens and flowers blossom everywhere, you might be dreaming about gardening. But shopping for your garden-to-be can be daunting. There’s so much to buy—and it’s all so expensive! Can you really afford to have the garden of your dreams? Yes, you can! Save on gardening costs this year with these six creative hacks: 1.) Share equipment Instead of …

All You Need To Know About Flipping Houses

For the Home

Flipping houses is an investment concept. It involves purchasing a rundown home at the lowest possible price, spending the necessary time and money on fixing it up and then selling it for profit. Flipping, or rehabbing homes, has become the primary source of income for thousands of people across the country. Are you thinking of launching your own home-flipping business? …

Building vs. Buying. Construction Loan Basics

For the Home

Looking for a new home and not finding what you want? Building a home can be very enticing. And if your budget allows it, you can get the exact floor plan and finishes you prefer.  Plus, everything is brand new. Just make sure you know what to expect before you finance a new construction home. A lot of patience is …

6 Step Guide To The Mortgage Loan Process – Made Easy.

For the Home

You found a home! A rush of excitement and uneasiness at the same time.  What’s the timeline and steps to make this a done deal?  Your realtor will guide you through the negotiation process on price and basic timing for possession of the home. Once your offer is accepted, and you select a lender, the process typically wraps up start …

Buying a New Home? 5 Reasons To Partner With a Credit Union

For the Home

If you have decided to take the plunge and buy a home, you should take great care to get the right lending partner. It’s is a big decision with lots of nuances to consider. With thousands of different banks, credit unions, and even online options, how will you pick the best financial partner for your needs? First, let’s look at …

Buying a Home: Before or After Retirement?

For the Home

A move to a smaller home is a positive lifestyle and financial change all empty-nesters and retirement age individuals should consider. While there are many fond memories of the house in which you raised your family, it’s time to think about your own needs as you approach a new phase in life. Many people dream of buying their ideal retirement …