Preparing Your Kids For College: The Must Have Money Talk

Student Money Tips

Mother and teenage son

College is more than a formal education. It’s a time for kids to take responsibility for their finances. Many college freshmen have had minimal experience dealing with money. Typically they come from living in a parent controlled world where they have rules, and they know their limits. College offers a sense of freedom that could cause financial problems if not handled …

Credit Cards Or Debit Cards – What’s The Smartest Swipe?

Personal Finances

Young, smiling, man sitting cross legged on couch with laptop on lap holding debit card in one hand and giving a thumbs up with the other: 2 boxes stacked placed next to him

Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card, on the other hand, simply …