Preparing Your Kids For College: The Must Have Money Talk

Student Money Tips

College is a time for kids to take responsibility for their finances. Many college first-year students have had minimal experience dealing with money. Typically they come from living in a parent-controlled world where they have rules, and they know their limits. College offers a sense of freedom that could cause financial problems if not handled correctly. Credit cards and shopping …

Credit Card Or Debit Card – What’s The Smartest Swipe?

Personal Finances

Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card, on the other hand, simply …