Learn About Chip Technology and Directions VISA Cards
All new Directions VISA credit cards come equipped with chip technology. Some members may still have older cards without an embedded chip, but we are systematically replacing members’ old cards with chip-enabled ones.
If you are a Directions member and have not yet received your chip-enabled card, please contact us to request one.
IMPORTANT: If you have plans to travel outside the U.S., it is highly advisable that you do so with a chip-enabled card. In many countries, cards without a chip will not work.
Over time, most, if not all, merchants will accept chip cards because of the liability involved if a fraudulent act were to occur. By issuing chip cards, financial institutions will no longer be financially responsible for counterfeit fraud losses, therefore making it very important for merchants to upgrade to chip enabled terminals.
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