Learn About Chip Technology and Directions VISA Cards

All new Directions VISA credit cards come equipped with chip technology. Some members may still have older cards without an embedded chip, but we are systematically replacing members’ old cards with chip-enabled ones.
If you are a Directions member and have not yet received your chip-enabled card, please contact us to request one.
IMPORTANT: If you have plans to travel outside the U.S., it is highly advisable that you do so with a chip-enabled card. In many countries, cards without a chip will not work.
Every time you use your card at a chip-activated terminal, the embedded chip generates a unique transaction code. This prevents stolen data from being fraudulently used.
Learn Money
Management Tips.
- Why do I need a checking account?
- Checking account management
- Learn about checking fees and penalties