Checks, cards, tap, swipe, or peer-to-peer, Directions Credit Union makes it easy to activate your spend account. As a member you will have 24/7 access to your account with online and mobile banking including remote check deposit. You can also access your account from one of over 5,000 free ATM locations across the US, District of Columbia and Puerto Rico through our Shared Branch network. And you can rest easy knowing your money is Federally Insured by the NCUA.