The importance of borrowing

Every stage of life brings new dreams and Directions Credit Union can help you make them become a reality. Directions backs up our great rates with local decision making and easy online applications for most loan products. Directions has a loan to match your dream:

Vehicle loans

Auto, RV, Boat and more, however you go we can get you there by offering the same great rate whether new or used. We make it easy to get pre-approved so you can tap into our competitive rates and flexible terms whether you apply online or at the dealership. Products include:

  • Vehicle Loan (new/used: cars, trucks, boats, motorcycles and more)
  • Auto Leasing
  • Recreational Vehicle Loan
  • Auto Loan Refinancing

Personal loans

Directions personal loans cover a wide range of needs. Whether you are looking to finance a big purchase or trip or need to rebuild your credit or finance making your home disability friendly, we are your local source to get you where you need to be. Loans include:

  • Personal Loans
  • Lines of Credit
  • Ability Loans
  • Credit Rebuilder

Mortgage loans

Directions understands that not all homes or homeowners are the same. So whether you’re looking for your first home, a vacation home, a new home for your growing family, or downsizing, we have the loan products to meet your specific needs. Loans include:

  • Fixed and adjustable rates
  • Special programs for first-time home buyers
  • Construction loans
  • Loan refinancing

Home equity resources

Directions can help you tap into the value of our home to help finance everything from a home remodel to paying off high interest rate debt. Our easy to use products let you use up to 90% of your home’s value. Products include:

  • Home Equity Line of Credit (HELOC)
  • Home Equity Loan

Student loans

Oftentimes the first step of any dream is a college education. Directions makes it easy with online application, low interest rates, and flexible repayment options. Our products include:

  • Undergraduate Loans
  • Graduate Loans
  • Student Loan Refinancing