You deserve a financial partner that provides smart, secure products built around your unique needs. With Directions' new lineup of competitive credit cards, you can save more thanks to low rates and no annual fees, stay protected with 0% fraud liability and app features like activity alerts and card lock options, and get rewarded through unlimited cash back, valuable rewards, and instant savings. Whether you're managing everyday expenses or planning for bigger goals, Directions is here to help you meet today's needs while investing in your future.
Choose Your Card
| VISA Rewards* | VISA Cash Back* | VISA Classic* | |
|---|---|---|---|
| Rate (as low as) | 9.99% | 11.99% | 7.99% |
| Annual Fee | No | No | No |
| Rewards | Merchandise, Travel, Games, Gift Cards, Premium Payback and Donations | 1.5% Unlimited Cash Back | No |
| Intro Rate (as low as) | 3.99% for first 6 months | 3.99% for first 6 months | 3.99% for first 6 months |
| Intro Bonus | 5,000 point reward when $3,000 purchased in first 90 days | $50 cash bonus when $3,000 purchased in first 90 days | - |
| Foreign Transactions | 1% fee | 1% fee | 1% fee |
| Late Payment Fee | $25 | $25 | $25 |
| Return Payment Fee | $25 | $25 | $25 |
| Cash Advance Fee | None | None | None |
| Balance Transfer Fee | None | None | None |
| Tools and Resources | eZcard Card and Controls App | eZcard Card and Controls App | eZcard Card and Controls App |
No matter which card you choose, Directions is always the smart choice!
CREDIT CARD NATIONAL AVERAGE*
16.22% - 23.94% INTEREST RATE
$178 ANNUAL FEE
3% - 5% BALANCE TRANSFER FEE
LIMITED CASH BACK
DIRECTIONS CREDIT CARDS
☑ INTEREST RATES STARTING AS LOW AS 7.99%
☑ NO ANNUAL FEE
☑ NO BALANCE TRANSFER FEE
☑ UNLIMITED CASH BACK
*Interest Rate and Annual Fee Data provided by ElitePersonalFinance, Balance Transfer Fee data provided by Bankrate.
How much can you SAVE? Click here to compare how much you can save with a Directions Balance Transfer.
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