Cards Built for Your needs
Directions offers three great VISA credit card options to our members. Each is designed to provide convenience, security, and financial flexibility. All cards include no annual fee, no balance transfer fees, and easy online account management.
Credit Card Options
Tap-to-Pay and be on your way!
Directions VISA Credit Cards are contactless
LOOK - find the contactless symbol at checkout
TAP - simply tap your contactless card on the checkout terminal
GO! your payment is processed in seconds!
Choose the Best Option for your Lifestyle
VISA Rewards | VISA Cash Back | VISA Classic | |
---|---|---|---|
Rate (as low as) | 9.99% | 11.99% | 7.99% |
Annual Fee | No | No | No |
Rewards | Merchandise, Travel, Games, Gift Cards, Premium Payback and Donations | 1.5% Unlimited Cash Back | No |
Intro Rate (as low as) | 3.99% for first 6 months | 3.99% for first 6 months | 3.99% for first 6 months |
Intro Bonus | 5000 point reward when$3000 purchased in first 90 days | $50 cash bonus when $3000 purchased in first 90 days | - |
Foreign Transactions | 1% fee | 1% fee | 1% fee |
Late Payment Fee | $25 | $25 | $25 |
Return Payment Fee | $25 | $25 | $25 |
Cash Advance Fee | None | None | None |
Balance Transfer Fee | None | None | None |
Tools and Resources | eZcard Card and Controls App | eZcard Card and Controls App | eZcard Card and Controls App |

VISA Rewards
Earn one point for every dollar you spend that you can redeem for:
- Gift cards
- Travel
- Merchandise
Click here to learn more about the awesome rewards that come with our Directions Rewards VISA Credit Card!

VISA Cash Back

VISA Classic
This card empowers our members to take control of their finances by offering a lower rate on balances, helping them save on monthly interest fees. It’s the ideal choice for anyone who needs to carry a balance on their card.
Manage Your VISA Credit Card
Manage your Directions VISA Credit Card online
With online banking, managing your credit card has never been easier.
- Check statements
- Make payments
- Transfer a balance
- Redeem ScoreCard™ points
Looking to increase your credit limit?
Travel safely
Important Phone Numbers
Lost or stolen cards:
1-800-325-3678
1-800-991-4961
24-hour balance hotline:
1-800-237-6211