A loan scam will target people who are in dire straits and who will do anything to get their hands on some cash. Once a loan scam has snagged a victim, they will have the borrower fill out an “application” with sensitive and personal information. The scammer will use the victim’s information to hack their accounts. Arm yourself with knowledge …
Are you looking to remodel your kitchen or finally complete that home improvement project you’ve always wanted? With no finance fees or interest payments, paying cash for a home improvement project is the best option. However, if you don’t have enough cash to cover a large home improvement project, you will need to look at other funding options. With so …
How many hours do you spend gaming online? Or better yet, how much money have you spent gaming online? Have you spent money on (or within) a game that started free? It happens all the time. Paying Customer How did you end up as a paying customer? Many free games come with certain caveats. Like ads or in-app purchases and …
If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen as quickly as possible. After all, it isn’t easy to be paying two mortgages at once! You might also be counting on the proceeds of the sale to help make a down payment on your new home. Read on for …
The following information is from the Federal Trade Commission. For more information, including “Tips for Finding Legitimate Mystery Shopping Jobs,” we advise you to visit the FTC’s website. What is Mystery Shopping? Some retailers hire companies to evaluate the quality of service in their stores; they often use mystery shoppers to get the information. They instruct a mystery shopper to …
Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. And nothing spells stress like money dilemmas! Neuroscientist Dr. Sam Barnett researched to determine the brain’s appearance while making financial decisions. He found that the ability to make effective decisions in this area is impaired by anxiety. The complexity of …
Usher in the new year with plans for financial improvement and resolutions to do more! Here are some tips to get you started: Tune your budget It’s great to start the new year with a plan. A budget is a plan that starts with the income you expect and your fixed expenses such as your mortgage, insurance, and utilities. The …
Having sufficient life insurance is essential. And yet, so many of us buy into popular misconceptions, convincing ourselves we don’t need to bother purchasing a policy. But don’t be fooled. Read on to see how seven of the most widespread life insurance myths are easily debunked. Myth #1: I’m single, and I have no dependents so I don’t need it. …
Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime. But don’t fret. If you’re hit with hard times, here’s some tips to keep in mind. …
Some bills can’t be changed. For other bills, though, a little legwork can make a big difference in your monthly payment. Your car payment is a great example. Refinancing your car loan can lead to a lower monthly payment, a shorter payment term, or both. It depends on various factors, including the value of your vehicle, how much you owe, …
