Balance Requirement Rate APR* Term Effective Date
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 01/01/2019
e-Checking $25.00 ($1.00 minimum to earn dividends) 0.05% 0.05% 01/01/2019
Basic Advantage Checking $2500.00 min. balance to earn dividends 0.15% 0.15% 01/01/2019
Business Checking $0.00 - $4999 0.00% 0.00% 11/01/2018
$5,000-$24,999 0.25% 0.25% 11/01/2018
Investment Checking

$25.00 minimum to open account

$9,999.99 and below 0.18% 0.18% 01/01/2019
$10,000.00-$24,999.99 0.20% 0.20% 01/01/2019
$25,000-$49,999.99 0.30% 0.30% 01/01/2019
$50,000 - $74,999.99 0.35% 0.35% 01/01/2019
$75,000.00 or greater 0.40% 0.40% 01/01/2019
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY .20% .20% 01/01/2019
Holiday Club $5.00 to open, $25.00 to obtain APY .10% .10% 01/01/2019
Business Checking $25,000.00+ 0.35% 0.35% 11/01/2018
Business Money Management Account** $2,500-$24,999.99 0.50% 0.50% 01/01/2019
$25,000.00-$49,999.99 0.60% 0.60% 01/01/2019
$50,000.00-$74,999.99 0.70% 0.70% 01/01/2019
$75,000.00 - 99,999.99 0.75% 0.75% 01/01/2019
$100,000.00 or greater 0.80% 0.80% 01/01/2019
Money Management Account** $2,500.00-$24,999.99 .50% .50% 01/01/2019
$25,000.00-$49,999.99 .60% .60% 01/01/2019
$50,000 - $74,999.99 .70% .70% 01/01/2019
$75,000.00 - $99,999.99 .75% .75% 01/01/2019
$100,000.00 or greater .80% .80% 01/01/2019
Premier Savings Account** $50,000.00 - $99,999.99 1.24% 1.25% 01/01/2019
$100,000.00 or greater 1.49% 1.50% 01/01/2019
IRA Share Savings $5.00 0.25% 0.25% 01/01/2019
3 Month Certificate $500.00 0.75% 0.75% 01/08/2019
6 Month Certificate $500.00 1.49% 1.50% 01/08/2019
12 Month Certificate $500.00 1.88% 1.90% 01/08/2019
14 Month Certificate

Certificate Special

$1,000.00 2.72% 2.75% 01/08/2019
18 Month Certificate $500.00 2.03% 2.05% 01/08/2019
19 Month Certificate

Certificate Special

$1,000.00 2.86% 2.90% 01/08/2019
24 Month Certificate $500.00 2.18% 2.20% 01/08/2019
30 Month Certificate $500.00 2.23% 2.25% 01/08/2019
36 Month Certificate $500.00 2.47% 2.50% 01/08/2019
48 Month Certificate $500.00 2.72% 2.75% 01/08/2019
60 Month Certificate $500.00 2.96% 3.00% 01/08/2019
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 1.74% 1.75% 01/08/2019
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 2.08% 2.10% 01/08/2019
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Pay Stretcher % 18.00% Repay within 30 days, $35 annual fee
Signature % 11.05% Up to a 48-month term 08/02/2018
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 10.55%
New & Used Vehicles 4.49% 4.83% Up to 84 Months 02/01/2019
New & Used RV 6.49% 6.715% Up to 240 Months 02/01/2019
Rewards VISA % 9.99 - 17.24%
90% LTV 6.75% 6.788% 10 Year Fixed 01/02/2019
80% LTV 6.50% 6.543% 10 Year Fixed 01/02/2019
90% LTV 5.500% 5.500% 10 Year Variable 01/02/2019
80% LTV 5.000% 5.000% 10 Year Variable 01/02/2019
Fixed Rate 4.375% 4.447% 30 Year 03/22/2019
4.125% 4.223% 20 Year 03/22/2019
3.8754% 4.000% 15 Year 03/22/2019
3.875% 4.056% 10 Year 03/22/2019