Balance Requirement Rate APR* Term Effective Date
Business Money Management Account** $100,000.00 or greater 0.35% 0.35% 05/01/2020
$75,000.00 - 99,999.99 0.25% 0.25% 05/01/2020
$50,000.00-$74,999.99 0.20% 0.20% 05/01/2020
$25,000.00-$49,999.99 0.15% 0.15% 05/01/2020
$2,500-$24,999.99 0.10% 0.10% 05/01/2020
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.05% 0.05% 05/01/2020
e-Checking $25.00 ($1.00 minimum to earn dividends) 0.05% 0.05% 05/01/2020
Basic Advantage Checking $2500.00 min. balance to earn dividends 0.05% 0.05% 05/01/2020
Business Checking $25,000.00+ 0.15% 0.15% 05/01/2020
$5,000-$24,999 0.10% 0.10% 05/01/2020
$0.00 - $4999 0.00% 0.00% 05/01/2020
Investment Checking $75,000.00 or greater 0.25% 0.25% 05/01/2020
$50,000 - $74,999.99 0.20% 0.20% 05/01/2020
$25,000-$49,999.99 0.15% 0.15% 05/01/2020
$10,000.00-$24,999.99 0.10% 0.10% 05/01/2020
$9,999.99 and below 0.05% 0.05% 05/01/2020
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY 0.10% 0.10% 05/01/2020
Holiday Club $5.00 to open, $25.00 to obtain APY 0.05% 0.05% 05/01/2020
Money Management Account** $100,000.00 or greater 0.35% 0.35% 05/01/2020
$75,000.00 - $99,999.99 0.25% 0.25% 05/01/2020
$50,000 - $74,999.99 0.20% 0.20% 05/01/2020
$25,000.00-$49,999.99 0.15% 0.15% 05/01/2020
$2,500.00-$24,999.99 0.10% 0.10% 05/01/2020
Premier Savings Account** $100,000.00 or greater 0.35% 0.35% 05/01/2020
$50,000.00 - $99,999.99 0.25% 0.25% 05/01/2020
IRA Share Savings $5.00 0.25% 0.25% 05/01/2020
3 Month Certificate $500.00 0.25% 0.25% 04/10/2020
6 Month Certificate $500.00 0.35% 0.35% 04/10/2020
12 Month Certificate $500.00 0.65% 0.65% 04/10/2020
18 Month Certificate $500.00 0.70% 0.70% 04/10/2020
24 Month Certificate $500.00 0.85% 0.85% 04/10/2020
30 Month Certificate $500.00 0.90% 0.90% 04/10/2020
36 Month Certificate $500.00 1.00% 1.00% 04/10/2020
48 Month Certificate $500.00 1.14% 1.15% 04/10/2020
60 Month Certificate $500.00 1.29% 1.30% 04/10/2020
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 0.65% 0.65% 04/10/2020
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 0.85% 0.85% 04/10/2020
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Pay Stretcher % 18.00% Repay within 30 days, $35 annual fee
Signature % 11.80% Up to a 48-month term 09/01/2019
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 11.80%
New & Used Vehicles 3.99% 4.361% Up to 84 Months 03/02/2020
New & Used RV 5.99% 6.236% Up to 240 Months 03/02/2020
Rewards VISA % 9.99 - 17.24%
90% LTV 4.750% 4.794% 10 Year Fixed 03/18/2020
80% LTV 4.250% 4.294% 10 Year Fixed 03/18/2020
90% LTV 3.250% 3.250% 10 Year Variable 03/18/2020
80% LTV 2.750% 2.750% 10 Year Variable 03/18/2020
Fixed Rate 3.250% 3.316% 30 Year 04/01/2020
3.125% 3.218% 20 Year 04/01/2020
2.750% 2.869% 15 Year 04/01/2020
2.750% 2.924% 10 Year 04/01/2020