Balance Requirement Rate APR* Term Effective Date
Business Money Management Account** $100,000.00 or greater 0.70% 0.70% 08/12/2019
$75,000.00 - 99,999.99 0.65% 0.65% 08/12/2019
$50,000.00-$74,999.99 0.55% 0.55% 08/12/2019
$25,000.00-$49,999.99 0.45% 0.45% 08/12/2019
$2,500-$24,999.99 0.35% 0.35% 08/12/2019
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 08/12/2019
e-Checking $25.00 ($1.00 minimum to earn dividends) 0.05% 0.05% 08/12/2019
Basic Advantage Checking $2500.00 min. balance to earn dividends 0.15% 0.15% 08/12/2019
Business Checking $25,000.00+ 0.35% 0.35% 08/12/2019
$5,000-$24,999 0.25% 0.25% 08/12/2019
$0.00 - $4999 0.00% 0.00% 08/12/2019
Investment Checking $75,000.00 or greater 0.55% 0.55% 08/12/2019
$50,000 - $74,999.99 0.45% 0.45% 08/12/2019
$25,000-$49,999.99 0.35% 0.35% 08/12/2019
$10,000.00-$24,999.99 0.25% 0.25% 08/12/2019
$9,999.99 and below 0.20% 0.20% 08/12/2019
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY .20% .20% 08/12/2019
Holiday Club $5.00 to open, $25.00 to obtain APY .10% .10% 08/12/2019
Money Management Account** $100,000.00 or greater .70% .70% 08/12/2019
$75,000.00 - $99,999.99 .65% .65% 08/12/2019
$50,000 - $74,999.99 .55% .55% 08/12/2019
$25,000.00-$49,999.99 .45% .45% 08/12/2019
$2,500.00-$24,999.99 .35% .35% 08/12/2019
Premier Savings Account** $100,000.00 or greater 1.05% 1.06% 08/12/2019
$50,000.00 - $99,999.99 0.85% 0.85% 08/12/2019
IRA Share Savings $5.00 .50% .50% 08/12/2019
3 Month Certificate $500.00 0.75% 0.75% 12/09/2019
6 Month Certificate $500.00 1.14% 1.15% 12/09/2019
12 Month Certificate $500.00 1.49% 1.50% 12/09/2019
18 Month Certificate $500.00 1.59% 1.60% 12/09/2019
24 Month Certificate $500.00 1.69% 1.70% 12/09/2019
30 Month Certificate $500.00 1.79% 1.80% 12/09/2019
36 Month Certificate $500.00 1.88% 1.90% 12/09/2019
48 Month Certificate $500.00 1.98% 2.00% 12/09/2019
60 Month Certificate $500.00 2.08% 2.10% 12/09/2019
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 1.49% 1.50% 12/09/2019
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 1.69% 1.70% 12/09/2019
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Pay Stretcher % 18.00% Repay within 30 days, $35 annual fee
Signature % 11.80% Up to a 48-month term 09/01/2019
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 11.80%
New & Used Vehicles 3.99% 4.340% Up to 84 Months 01/01/2020
New & Used RV 5.99% 6.220% Up to 240 Months 01/01/2020
Rewards VISA % 9.99 - 17.24%
90% LTV 6.000% 6.043% 10 Year Fixed 11/18/2019
80% LTV 5.750% 5.793% 10 Year Fixed 11/18/2019
90% LTV 4.750% 4.750% 10 Year Variable 11/18/2019
80% LTV 4.250% 4.250% 10 Year Variable 11/18/2019
Fixed Rate 3.750% 3.818% 30 Year 01/06/2020
3.500% 3.594% 20 Year 01/06/2020
3.250% 3.370% 15 Year 01/06/2020
3.250% 3.425% 10 Year 01/06/2020