Balance Requirement Rate APR* Term Effective Date
VISA Rewards - as low as* % 9.99%
VISA Cash Back - as low as* % 11.99%
VISA Classic - as low as* % 7.99%
Business Rewards VISA % 9.99%
Primary Share Savings $5.00 to open, $25.00 to obtain APY .10% .10% 04/01/2025
$5.00 to open, $25.00 to obtain APY 0.10% 0.10% 03/01/2025
High Yield Savings $250,000 or greater 3.50% 3.56% 03/01/2025
$100,000.00 - $249,999.99 3.40% 3.46% 03/01/2025
$75,000 - $99,999.99 3.25% 3.30% 03/01/2025
$50,000 - $74,999.99 3.00% 3.04% 03/01/2025
$25,000 - $49,999.99 2.75% 2.79% 03/01/2025
$24,999.99 and below .05% .05% 03/01/2025
19 Month Certificate Special*** % 5.12% 08/25/2023
Business Money Market Account** $500,000.00 or greater 3.75% 3.82% 04/01/2025
$100,000.00 - $499,999.99 3.75% 3.82% 04/01/2025
$50,000.00-$99,999.99 1.50% 1.51% 04/01/2025
$2,500-$49,999.99 0.35% 0.35% 04/01/2025
Business Premier Plus Checking $50,000 or greater 2.25% 2.27% 04/01/2025
$0 - $49,999.99 0.00% 0.00% 04/01/2025
Advantage Checking $25.00 to open account - $2500 to obtain APY 0.05% 0.05% 03/01/2025
Investment Checking $75,000.00 or greater 0.30% 0.30% 03/01/2025
$50,000 - $74,999.99 0.25% 0.25% 03/01/2025
$25,000-$49,999.99 0.20% 0.20% 03/01/2025
$10,000.00-$24,999.99 0.15% 0.15% 03/01/2025
$9,999.99 and below 0.10% 0.10% 03/01/2025
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY 0.10% 0.10% 03/01/2025
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 03/01/2025
Money Management Account** $100,000.00 or greater 0.85% 0.85% 03/01/2025
$75,000.00 - $99,999.99 0.65% 0.65% 03/01/2025
$50,000 - $74,999.99 0.40% 0.40% 03/01/2025
$25,000.00-$49,999.99 0.35% 0.35% 03/01/2025
$2,500.00-$24,999.99 0.30% 0.30% 03/01/2025
IRA Share Savings $5.00 0.40% 0.40% 03/01/2025
3 Month Certificate $500.00 4.00% 4.07% 06/18/2025
6 Month Certificate $500.00 3.90% 3.97% 06/18/2025
12 Month Certificate $500.00 3.80% 3.87% 06/18/2025
18 Month Certificate $500.00 3.70% 3.76% 06/18/2025
24 Month Certificate $500.00 3.60% 3.66% 06/18/2025
30 Month Certificate $500.00 3.50% 3.56% 06/18/2025
36 Month Certificate $500.00 3.40% 3.45% 06/18/2025
48 Month Certificate $500.00 3.30% 3.35% 06/18/2025
60 Month Certificate $500.00 3.20% 3.25% 06/18/2025
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 3.80% 3.87% 06/18/2025
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 3.60% 3.66% 06/18/2025
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Signature % 11.80% Up to a 48-month term 09/01/2019
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 11.80%
New & Used Vehicles 5.99% 6.383% Up to 84 Months 01/01/2025
New & Used RV 9.49% 9.759% Up to 240 Months 01/01/2025
90% LTV 9.00% 9.472% 10 Year Fixed 01/02/2025
80% LTV 8.50% 8.968% 10 Year Fixed 01/02/2025
90% LTV 7.50% 7.50% 10 Year Variable 01/02/2025
80% LTV 7.00% 7.00% 10 Year Variable 01/02/2025
Fixed Rate 6.875% 6.958% 30 Year 06/09/2025
6.625% 6.732% 20 Year 06/09/2025
6.375% 6.507% 15 Year 06/09/2025
6.375% 6.562% 10 Year 06/09/2025