Balance Requirement Rate APR* Term Effective Date
Primary Share Savings $5.00 to open, $25.00 to obtain APY .10% .10% 01/03/2024
$5.00 to open, $25.00 to obtain APY 0.10% 0.10% 10/26/2023
High Yield Savings $250,000 or greater 4.25% 4.33% 10/26/2023
$100,000.00 - $249,999.99 4.25% 4.33% 10/26/2023
$75,000 - $99,999.99 4.25% 4.33% 10/26/2023
$50,000 - $74,999.99 4.25% 4.33% 10/26/2023
$25,000 - $49,999.99 4.25% 4.33% 10/26/2023
$24,999.99 and below .30% .30% 10/26/2023
19 Month Certificate Special*** % 5.12% 08/25/2023
Business Money Market Account** $500,000.00 or greater 4.25% 4.33% 01/03/2024
Business Rewards VISA % 9.99%
Business Money Market Account** $100,000.00 - $499,999.99 4.25% 4.33% 01/03/2024
$75,000.00 - 99,999.99 2.25% 2.27% 01/03/2024
$50,000.00-$74,999.99 1.65% 1.66% 01/03/2024
$25,000.00-$49,999.99 0.50% 0.50% 01/03/2024
$2,500-$24,999.99 0.30% 0.30% 01/03/2024
Business Premier Plus Checking $50,000 or greater 2.25% 2.27% 01/03/2024
$0 - $49,999.99 0.00% 0.00% 01/03/2024
Advantage Checking $25.00 to open account - $2500 to obtain APY 0.05% 0.05% 10/26/2023
Investment Checking $75,000.00 or greater 0.30% 0.30% 10/26/2023
$50,000 - $74,999.99 0.25% 0.25% 10/26/2023
$25,000-$49,999.99 0.20% 0.20% 10/26/2023
$10,000.00-$24,999.99 0.15% 0.15% 10/26/2023
$9,999.99 and below 0.10% 0.10% 10/26/2023
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY 0.10% 0.10% 10/26/2023
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 10/26/2023
Money Management Account** $100,000.00 or greater 0.85% 0.85% 10/26/2023
$75,000.00 - $99,999.99 0.65% 0.65% 10/26/2023
$50,000 - $74,999.99 0.40% 0.40% 10/26/2023
$25,000.00-$49,999.99 0.35% 0.35% 10/26/2023
$2,500.00-$24,999.99 0.30% 0.30% 10/26/2023
IRA Share Savings $5.00 0.40% 0.40% 10/26/2023
3 Month Certificate $500.00 0.45% 0.45% 08/25/2023
6 Month Certificate $500.00 0.65% 0.65% 08/25/2023
12 Month Certificate $500.00 1.55% 1.56% 08/25/2023
18 Month Certificate $500.00 1.65% 1.66% 08/25/2023
24 Month Certificate $500.00 1.75% 1.76% 08/25/2023
30 Month Certificate $500.00 1.80% 1.81% 08/25/2023
36 Month Certificate $500.00 1.90% 1.92% 08/25/2023
48 Month Certificate $500.00 2.10% 2.12% 08/25/2023
60 Month Certificate $500.00 2.30% 2.32% 08/25/2023
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 1.55% 1.56% 08/25/2023
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 1.75% 1.76% 08/25/2023
14 Month Certificate Special*** $500.00 4.70% 4.80% 08/25/2023
19 Month Certificate Special*** $500.00 5.00% 5.12% 08/25/2023
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Pay Stretcher % 18.00% Repay within 30 days, $35 annual fee
Signature % 11.80% Up to a 48-month term 09/01/2019
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 11.80%
New & Used Vehicles 7.24% 7.741% Up to 84 Months 02/08/2024
New & Used RV 9.49% 9.759% Up to 240 Months 09/01/2023
Rewards VISA % 9.99%
90% LTV 10.000% 10.483% 10 Year Fixed 07/28/2023
80% LTV 9.500% 9.978% 10 Year Fixed 07/28/2023
90% LTV 8.500% 8.500% 10 Year Variable 07/28/2023
80% LTV 8.000% 8.000% 10 Year Variable 07/28/2023
Fixed Rate 7.000% 7.083% 30 Year 02/22/2024
6.750% 6.857% 20 Year 02/22/2024
6.500% 6.633% 15 Year 02/22/2024
6.500% 6.687% 10 Year 02/22/2024