Balance Requirement Rate APR* Term Effective Date
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.10% 0.10% 04/01/2019
e-Checking $25.00 ($1.00 minimum to earn dividends) 0.05% 0.05% 04/01/2019
Basic Advantage Checking $2500.00 min. balance to earn dividends 0.15% 0.15% 04/01/2019
Business Checking $0.00 - $4999 0.00% 0.00% 04/01/2019
$5,000-$24,999 0.25% 0.25% 04/01/2019
Investment Checking

$25.00 minimum to open account

$9,999.99 and below 0.20% 0.20% 04/01/2019
$10,000.00-$24,999.99 0.25% 0.25% 04/01/2019
$25,000-$49,999.99 0.35% 0.35% 04/01/2019
$50,000 - $74,999.99 0.45% 0.45% 04/01/2019
$75,000.00 or greater 0.55% 0.55% 04/01/2019
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY .20% .20% 04/01/2019
Holiday Club $5.00 to open, $25.00 to obtain APY .10% .10% 04/01/2019
Business Checking $25,000.00+ 0.35% 0.35% 04/01/2019
Business Money Management Account** $2,500-$24,999.99 0.50% 0.50% 04/01/2019
$25,000.00-$49,999.99 0.60% 0.60% 04/01/2019
$50,000.00-$74,999.99 0.70% 0.70% 04/01/2019
$75,000.00 - 99,999.99 0.75% 0.75% 04/01/2019
$100,000.00 or greater 0.80% 0.80% 04/01/2019
Money Management Account** $2,500.00-$24,999.99 .50% .50% 04/01/2019
$25,000.00-$49,999.99 .60% .60% 04/01/2019
$50,000 - $74,999.99 .70% .70% 04/01/2019
$75,000.00 - $99,999.99 .75% .75% 04/01/2019
$100,000.00 or greater .80% .80% 04/01/2019
Premier Savings Account** $50,000.00 - $99,999.99 1.24% 1.25% 04/01/2019
$100,000.00 or greater 1.49% 1.50% 04/01/2019
IRA Share Savings $5.00 .50% .50% 04/01/2019
3 Month Certificate $500.00 0.75% 0.75% 04/01/2019
6 Month Certificate $500.00 1.49% 1.50% 04/01/2019
12 Month Certificate $500.00 1.98% 2.00% 04/01/2019
18 Month Certificate $500.00 2.23% 2.25% 04/01/2019
24 Month Certificate $500.00 2.28% 2.30% 04/01/2019
30 Month Certificate $500.00 2.37% 2.40% 04/01/2019
36 Month Certificate $500.00 2.47% 2.50% 04/01/2019
48 Month Certificate $500.00 2.72% 2.75% 04/01/2019
60 Month Certificate $500.00 2.96% 3.00% 04/01/2019
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 1.98% 2.00% 04/01/2019
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 2.28% 2.30% 04/01/2019
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Pay Stretcher % 18.00% Repay within 30 days, $35 annual fee
Signature % 11.05% Up to a 48-month term 04/01/2019
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 10.55%
New & Used Vehicles 4.49% 4.83% Up to 84 Months 04/01/2019
New & Used RV 6.49% 6.715% Up to 240 Months 04/01/2019
Rewards VISA % 9.99 - 17.24%
90% LTV 6.75% 6.788% 10 Year Fixed 04/01/2019
80% LTV 6.50% 6.543% 10 Year Fixed 04/01/2019
90% LTV 5.500% 5.500% 10 Year Variable 04/01/2019
80% LTV 5.000% 5.000% 10 Year Variable 04/01/2019
Fixed Rate 4.00% 4.069% 30 Year 06/03/2019
3.875% 3.971% 20 Year 06/03/2019
3.625% 3.748% 15 Year 06/03/2019
3.625% 3.803% 10 Year 06/03/2019