Balance Requirement Rate APR* Term Effective Date
Business Rewards VISA % 9.99%
Business Money Management Account** $100,000.00 or greater 0.25% 0.25% 06/01/2020
$75,000.00 - 99,999.99 0.15% 0.15% 06/01/2020
$50,000.00-$74,999.99 0.15% 0.15% 06/01/2020
$25,000.00-$49,999.99 0.10% 0.10% 06/01/2020
$2,500-$24,999.99 0.10% 0.10% 06/01/2020
Primary Share Savings $5.00 to open, $25.00 to obtain APY 0.05% 0.05% 06/01/2020
e-Checking $25.00 ($1.00 minimum to earn dividends) 0.05% 0.05% 06/01/2020
Basic Advantage Checking $2500.00 min. balance to earn dividends 0.05% 0.05% 06/01/2020
Business Checking $25,000.00+ 0.10% 0.10% 06/01/2020
$5,000-$24,999 0.10% 0.10% 06/01/2020
$0.00 - $4999 0.00% 0.00% 06/01/2020
Investment Checking $75,000.00 or greater 0.20% 0.20% 06/01/2020
$50,000 - $74,999.99 0.15% 0.15% 06/01/2020
$25,000-$49,999.99 0.10% 0.10% 06/01/2020
$10,000.00-$24,999.99 0.05% 0.05% 06/01/2020
$9,999.99 and below 0.05% 0.05% 06/01/2020
Youth Goal Savings

(under 24 years of age)

$5.00 to open, $25.00 to obtain APY 0.10% 0.10% 06/01/2020
Holiday Club $5.00 to open, $25.00 to obtain APY 0.05% 0.05% 06/01/2020
Money Management Account** $100,000.00 or greater 0.25% 0.25% 06/01/2020
$75,000.00 - $99,999.99 0.15% 0.15% 06/01/2020
$50,000 - $74,999.99 0.15% 0.15% 06/01/2020
$25,000.00-$49,999.99 0.10% 0.10% 06/01/2020
$2,500.00-$24,999.99 0.10% 0.10% 06/01/2020
Premier Savings Account** $100,000.00 or greater 0.25% 0.25% 06/01/2020
$50,000.00 - $99,999.99 0.15% 0.15% 06/01/2020
IRA Share Savings $5.00 0.15% 0.15% 06/01/2020
3 Month Certificate $500.00 0.10% 0.10% 11/20/2020
6 Month Certificate $500.00 0.20% 0.20% 11/20/2020
12 Month Certificate $500.00 0.35% 0.35% 11/20/2020
18 Month Certificate $500.00 0.40% 0.40% 11/20/2020
24 Month Certificate $500.00 0.45% 0.45% 11/20/2020
30 Month Certificate $500.00 0.50% 0.50% 11/20/2020
36 Month Certificate $500.00 0.55% 0.55% 11/20/2020
48 Month Certificate $500.00 0.65% 0.65% 11/20/2020
60 Month Certificate $500.00 0.80% 0.80% 11/20/2020
12 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 0.35% 0.35% 11/20/2020
24 Month Youth Certificate $100 initial deposit - Must be under 24 years of age 0.45% 0.45% 11/20/2020
Holiday Club $5.00 to open, $25.00 to obtain APY 0.10% 0.10%
Pay Stretcher % 18.00% Repay within 30 days, $35 annual fee
Signature % 11.80% Up to a 48-month term 09/01/2019
Share Secured % 5.00% Up to a 60-month term
Overdraft Loan % 11.80%
New & Used Vehicles 3.74% 4.107% Up to 84 Months 03/01/2021
New & Used RV 5.99% 6.236% Up to 240 Months 03/02/2020
Rewards VISA % 9.99 - 17.24%
90% LTV 4.750% 4.794% 10 Year Fixed 03/18/2020
80% LTV 4.250% 4.294% 10 Year Fixed 03/18/2020
90% LTV 3.250% 3.250% 10 Year Variable 03/18/2020
80% LTV 2.750% 2.750% 10 Year Variable 03/18/2020
Fixed Rate 3.000% 3.065% 30 Year 02/17/2021
2.875% 2.966% 20 Year 02/17/2021
2.625% 2.743% 15 Year 02/17/2021
2.625% 2.797% 10 Year 02/17/2021