When you’re ready for an auto loan from a local source you can trust. Auto, boat, and motorcycle loans made easy, fast, and affordable.
At Directions Credit Union we make the process of getting an auto loan fast and easy. We believe that getting a loan - whether you need an auto, boat, or motorcycles loan should be quick and hassle-free. You’ll be pleasantly surprised at how easily we get your loan done. And our low auto loan rates are as competitive as they come!
If you've been thinking about a new or used auto loan, let’s talk! Along with competitive rates and unmatched service, Directions Credit Union offers flexible terms up to 84 months, and up to 100% financing, FREE pre-approvals and no pre-payment penalties. At Directions, auto loan rates are based on your credit qualifications, not on the vehicle. New or used, short terms or long terms, we strive to give you the best deal in town – for the car you want.
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MyLife First Time Auto Loan
Let Directions Credit Union help you learn the value of establishing and maintaining good credit. Our MyLife First Time Auto Loan is designed for young adults, borrowing for the first time, who may have little or no credit history. With a discounted loan rate establishing credit has never been so smart! Learn more...
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Directions offers one of the most customer-friendly lease programs available. We’ve partnered with Credit Union Leasing of America (CULA), the nation’s largest indirect credit union leasing program, so we have the clout it takes to get you a lease that’s affordable and fits you perfectly.
With Credit Union Lease™, your lease will be processed quickly and efficiently on site, right at your dealer’s office. With Credit Union Lease™, you’ll enjoy:
Lower monthly payments - more car for your money
Flexibility - build your term and mileage capacity to suit your needs (up to 60 months on specific year models)
No prepayment penalties - early termination allowable
Convenience - payments can be made at the credit union
No security deposit required
Consumer friendly Lease-end options
Auto lease available for both new and used vehicles
Gap insurance included
Up to $1,500 waiver for wear and tear
*Leasing available in certain markets.
Participating Vehicle Lease Dealerships
Our leasing program is currently available at a variety of dealerships throughout Northwest Ohio and Southeast Michigan.
Download a PDF list of Credit Union Lease™ participating dealers.
End of Lease
For members who are approaching the end of their lease, our partner, Credit Union Leasing of America (CULA), offers one of the most consumer friendly lease turn in process.